Best Health Savings Accounts Apps

0+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.3★, the health savings accounts category is one of the App Store's strongest. Browse all 0+ apps we track, sorted so the most loved ones surface first.

Compare top Health Savings Accounts Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1HealthEquity MobileHealthEquity MobileFree4.3★ (15K)NoNoAug 2026
2Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
3Inspira Mobile™Inspira Mobile™Free4.3★ (37K)NoNoAug 2026
4Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
5Alight Smart-Choice Accounts®Alight Smart-Choice Accounts®Free4.2★ (14K)NoNoAug 2026
6HSBC HK Mobile BankingHSBC HK Mobile BankingFree4.7★ (12K)NoNoAug 2026
7Lively BenefitsLively BenefitsFree4.9★ (9K)NoNoAug 2026
8HSA BankHSA BankFree4.2★ (1.6K)NoNoAug 2026

Top Picks for Health Savings Accounts

HealthEquity Mobile#1

HealthEquity Mobile by HealthEquity

Connecting Health and Wealth
Editor's Choice
💰 Finance
4.3😞(15K ratings)
Free
#53in Finance
HealthEquity Mobile screenshot 1
HealthEquity Mobile screenshot 2
HealthEquity Mobile screenshot 3
HealthEquity Mobile screenshot 4
HealthEquity Mobile screenshot 5

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality
Qapital: The Money Saving App#2

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Strong Contender
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
Qapital: The Money Saving App screenshot 2
Qapital: The Money Saving App screenshot 3
Qapital: The Money Saving App screenshot 4
Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
Inspira Mobile™#3

Inspira Mobile™ by Inspira Financial Health, Inc.

Worth Considering
💰 Finance
4.3😞(37K ratings)
Free
Inspira Mobile™ screenshot 1
Inspira Mobile™ screenshot 2
Inspira Mobile™ screenshot 3
Inspira Mobile™ screenshot 4
Inspira Mobile™ screenshot 5
Inspira Mobile™ screenshot 6

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

What We Love

  • 📱 Intuitive and user-friendly app
  • 🔍 Helpful features like receipt scanning
  • 💳 Convenient way to manage FSA/HSA accounts

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Unreliable login and authentication
  • 🕰️ Slow and unresponsive performance

More Health Savings Accounts apps to explore

4
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
💰 Finance
(54K)
free
5
Alight Smart-Choice Accounts®
Alight Smart-Choice Accounts®
Alight Smart-Choice Accounts®
by Alight Solutions, LLC
Free

Manage your consumer-driven healthcare and tax-favored benefit accounts from a single mobile app. View balances, transactions, fund accounts, and access alerts. Securely log in with existing credentials and contact your administrator easily.

View account balances and detailsTrack recent transactionsFund HSA accounts
💼 Business
(14K)
ad-supported
6
HSBC HK Mobile Banking
HSBC HK Mobile Banking
HSBC HK Mobile Banking
All-in-one financial services
Free

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Open bank accounts remotelySecure login with biometricsFPS QR code payments
💰 Finance
(12K)
free
7
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ™
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(9K)
ad-supported
8
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.6K)
free
9
TASC app for iPhone
TASC app for iPhone
TASC app for iPhone
TASC Universal Benefit Account
Free

Manage your TASC benefit accounts, including healthcare, parking, transit, and dependent care, directly from your phone. Easily check balances, submit reimbursement requests with attached images, and manage your cards. This app simplifies accessing and utilizing your employee benefits on the go.

Track benefit account balancesSubmit reimbursement requestsAttach images for verification
💪 Health & Fitness
(15K)
free
10
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
💰 Finance
(3.8K)
free with in-app purchases
11
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(825K)
free
12
BASIC Benefits App
BASIC Benefits App
BASIC Benefits App
Consumer Driven Accounts
Free

Manage your consumer-driven benefit accounts with ease. Quickly check balances, submit requests, and pay bills on the go. Securely access important account information and store digital receipts.

Check balances and submit requestsAccess insurance and loyalty cardsPay bills by snapping a photo
💪 Health & Fitness
(2.2K)
free
13
BDO Online
BDO Online
BDO Online
BDO's new Online Banking app
Free

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

Lock/unlock cardsView statementsFree BDO to BDO transfers
💰 Finance
(8.2K)
free
14
Lincoln Health Savings
Lincoln Health Savings
Lincoln Health Savings
by Lincoln Financial Group
Free

Easily manage your health benefit accounts like HSA, HRA, and FSA. Check balances, view claims, submit receipts, and even manage investments and investments on the go with secure, real-time access.

Check account balances 24/7View account charts and statementsSubmit claims with receipt photos
💰 Finance
(7)
free
15
Ameriflex
Ameriflex
Ameriflex
Health & Savings
Free

Easily manage your health and savings accounts on the go. Access your FSA, HSA, DCA, and CRA accounts anytime, anywhere. Track balances, view transactions, submit claims with photos, and manage your debit cards.

Manage FSA, HSA, DCA, CRA accountsCheck account balancesView claims and transactions
🏥 Medical
(65)
free
16
TBC Bank Uzbekistan
TBC Bank Uzbekistan
TBC Bank Uzbekistan
Pay bills, get cards & credit
Free

Manage your finances on the go with this mobile banking app. Easily pay bills, transfer funds, apply for online loans and deposits, and order physical or virtual cards. Access all features instantly after registration.

Online loan applications up to 100 million UZSOnline deposits with daily interest accrualCard-to-card transfers within Uzbekistan
💰 Finance
(1.9K)
free with in-app purchases
17
PNC BeneFit Plus
PNC BeneFit Plus
PNC BeneFit Plus
by PNC Bank, N.A.
Free

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

Check account balancesView account details and chartsFile claims for FSA and HRA
💰 Finance
(782)
free
18
Discovery Bank
Discovery Bank
Discovery Bank
Bank Healthier
Free

Experience the future of banking with a fully digital, shared-value bank. Manage accounts, make payments, and unlock a world of rewards and travel discounts. Access emergency services and 24/7 client support directly from your phone.

Digital shared-value bankingInstant account openingVirtual card management
💰 Finance
(2.2K)
free
19
Your Flex Benefits
Your Flex Benefits
Your Flex Benefits
Aptia365
Free

Manage your Aptia365 Spending, Savings, and Reimbursement Accounts on the go. Access account balances, track claims, and submit reimbursements with ease. This app provides 24/7 convenience to maximize your benefit dollars.

Check account balancesView claim statusSubmit claims
💼 Business
(1.5K)
free with in-app purchases
20
Surency Flex
Surency Flex
Surency Flex
by Surency Life and Health Insurance Company
Free

Easily manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

Check account balances 24/7View account summaries and chartsSubmit claims with receipt photos
💰 Finance
(596)
free

FAQ about Health Savings Accounts

What are the best health savings accounts apps for iPhone?
HealthEquity Mobile tops our health savings accounts apps ranking as of July 2026, with a 4.3-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top health savings accounts apps we rank are free to download, including HealthEquity Mobile and Qapital: The Money Saving App.
HealthEquity Mobile has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
The HealthEquity mobile app allows you to access your benefit accounts on the go. You can view account balances and history, submit claims and payments, manage your debit cards, and even manage your HSA investments. It also offers features for new member sign-up and account activation.
You can initiate claims and payments directly from the app. The app allows you to upload documentation by taking a photo, selecting from your gallery, or accessing files. You can then send payments to providers or reimburse yourself for out-of-pocket expenses.