Best Medical Insurance Apps

225+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Out of 225+ medical insurance apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Medical Insurance

UnitedHealthcare#1

UnitedHealthcare by UNITED HEALTHCARE SERVICES, INC.

Access Health Plan & Benefits
Editor's Choice
๐Ÿฅ Medical
4.7๐Ÿ˜(800K ratings)
Free
#3in Medical
UnitedHealthcare screenshot 1
UnitedHealthcare screenshot 2
UnitedHealthcare screenshot 3
UnitedHealthcare screenshot 4
UnitedHealthcare screenshot 5
UnitedHealthcare screenshot 6

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • ๐Ÿš€ Convenient access to insurance information
  • ๐Ÿ” Easy to find in-network providers
  • ๐Ÿ“Š Clear overview of claims and expenses
  • ๐Ÿ’ฌ Helpful customer service

Room to Improve

  • ๐Ÿ› Glitches and bugs in the app
  • ๐Ÿ” Inaccurate provider information
  • ๐Ÿค” Confusing navigation and UI
Sydney Health#2

Sydney Health by Elevance Health, Inc

Anthem/Wellpoint
Strong Contender
๐Ÿฅ Medical
4.8๐Ÿ˜ž(538K ratings)
FreeAds
#13in Medical
Sydney Health screenshot 1
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Manage your health benefits, find care providers, and access your digital ID card. Understand your plan details, track claims, and refill prescriptions. Connect fitness device data for a holistic view of your wellness.

What We Love

  • ๐Ÿš€ Extremely quick info at your fingertips
  • ๐Ÿ‘ Super easy to use
  • ๐Ÿ’ก Nutrition tracker with automatic food logging

Room to Improve

  • ๐Ÿ› Confusing notifications, data, and customer service
  • ๐Ÿ› Clunky and difficult to navigate
  • ๐Ÿ› Broken features and bugs
Aetna Health#3

Aetna Health by Aetna Life Insurance Company

Take control of your benefits
Worth Considering
๐Ÿ’ช Health & Fitness
4.7๐Ÿ˜ž(374K ratings)
FreeAds
#19in Health & Fitness
Aetna Health screenshot 1
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Aetna Health screenshot 5

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

What We Love

  • ๐Ÿš€ Time saver
  • ๐Ÿ’ก $1200 wellness allowance
  • ๐Ÿ‘ Very Pleased So Far

Room to Improve

  • ๐Ÿ› Full of Miss-information!
  • ๐Ÿ› Poorly designed
  • ๐Ÿ› Signing in glitch

More Medical Insurance apps to explore

4
MyChart
MyChart
MyChart
Your secure health connection
Free

Access your health records, communicate with your doctor, schedule appointments, and view bills. This app securely connects you to your healthcare provider's information, allowing you to manage your well-being and family's care conveniently from your mobile device.

Communicate with care teamReview health informationSchedule and manage appointments
๐Ÿฅ Medical
(676K)
free
5
myCigna
myCigna
myCigna
by Connecticut General Life Insurance Company
Free

Access your health insurance information, view ID cards, find care providers, manage claims, and refill prescriptions. This secure app requires Cigna customer login and offers features based on your coverage.

View ID cards (front and back)Search for care providers and compare costsView and search claims
๐Ÿ’ช Health & Fitness
(148K)
free
6
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.

Access coverage, claims, and ID cardsFind in-network doctors and facilitiesEstimate procedure costs
๐Ÿ’ช Health & Fitness
(23K)
free
7
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
๐Ÿ’ช Health & Fitness
(5.1K)
free
8
Oscar Health
Oscar Health
Oscar Health
by Oscar Management Corporation
Free

Manage your health insurance plan with ease. Access your ID card, find in-network providers, and connect with virtual care. Get support, pay bills, and earn rewards.

Digital ID card accessIn-network provider search24/7 Virtual Urgent Care
๐Ÿฅ Medical
(17K)
free with in-app purchases
9
MyHumana
MyHumana
MyHumana
by Humana Inc.
Free

Manage your health plan on the go. Access ID cards, explore coverage, find care, estimate drug costs, and pay premiums directly from your phone.

Access ID cardsExplore coverage detailsFind nearby care
๐Ÿ’ช Health & Fitness
(34K)
free
10
Ambetter Health
Ambetter Health
Ambetter Health
Your plan in your pocket 24/7
Free

Manage your healthcare benefits conveniently from your mobile device. Access your ID card, find in-network providers, track payments, and view your plan details. Get answers to your questions and manage your health on the go.

View, save, and share ID cardFind in-network doctors and facilitiesPay premiums and view payment history
๐Ÿฅ Medical
(45K)
free
11
Whereby - Video Meetings
Whereby - Video Meetings
Whereby - Video Meetings
Easy video meetings on the go
Free

Conduct and join video meetings effortlessly from your mobile device. Features include in-app chat, an audio-only option for saving data, and secure, private conversations. It's designed for simplicity and ease of use for both hosts and guests.

Instant meeting joinIn-app chatAudio-only mode
๐Ÿ’ผ Business
(3.6K)
free with in-app purchases
12
My Highmark App
My Highmark App
My Highmark App
Manage your health & benefits
Free

Manage your health coverage and benefits in one convenient app. Access virtual care programs, personalize your experience with a Health Profile, and receive daily recommendations. Connect devices to track progress and sync health information.

Check health plan benefitsAccess virtual care programsPersonalize Health Profile
๐Ÿฅ Medical
(21K)
free
13
BCBSM
BCBSM
BCBSM
by Blue Cross Blue Shield of Michigan
Free

Access your health plan benefits, view your virtual ID card, find in-network providers, and explore covered services. Get virtual care, review claims, and manage payments. Compare provider quality and drug prices for informed healthcare decisions.

Virtual ID cardFind doctors and hospitalsView plan balances
๐Ÿฅ Medical
(76K)
free
14
UPMC Health Plan
UPMC Health Plan
UPMC Health Plan
Health insurance access 24/7
Free

Access your health insurance benefits and wellness plans anytime, anywhere. View member ID cards, chat with a Health Care Concierge, find in-network providers, and track your wellness progress.

View and email member ID cardsAccess coverage and benefitsLive chat with Health Care Concierge
๐Ÿฅ Medical
(6.9K)
free
15
HealthChoice Benefits
HealthChoice Benefits
HealthChoice Benefits
by OMES Employees Group Insurance Division
Free

This app simplifies healthcare management by providing access to free medical services, telemedicine, digital insurance cards, and a pharmacy center. Users can chat with care guides 24/7, track spending, and refill prescriptions.

Free medical servicesTelemedicine consultationsDigital insurance card
๐Ÿฅ Medical
(3.7K)
free
16
UMR | Health
UMR | Health
UMR | Health
UMR makes health benefits easy
Free

Easily access your health benefits information. Find providers, view plan details, check claims, and receive personalized alerts. Connect with support through chat, call, or secure messaging.

Find in-network providers and estimated costsView plan balances and out-of-pocket amountsCheck claim history and EOBs
๐Ÿฅ Medical
(15K)
free
17
Blue Shield of California
Blue Shield of California
Blue Shield of California
by Blue Shield California
Free

Manage your health insurance plan and access care information on the go. View your ID card, find doctors, track claims, and understand your benefits. This app offers enhanced 24/7 service for members.

View personalized dashboardSearch for doctors and facilitiesDisplay and share ID card
๐Ÿ’ช Health & Fitness
(21K)
free
18
MyGIG Gulf
MyGIG Gulf
MyGIG Gulf
Manage your healthcare policy
Free

Manage your health insurance policies conveniently from your phone. Access digital health cards, submit claims, and explore services like teleconsultation, mental health support, and wellness resources. Find in-network providers and enjoy exclusive discounts.

Digital health cards and policy detailsPaperless claims submission and management24/7 teleconsultations with GPs
๐Ÿฅ Medical
(423)
free
19
DKV Insurance
DKV Insurance
DKV Insurance
Your medical expenses
Free

Easily submit medical expenses by scanning and sending documents directly through the app. Enjoy faster reimbursements for various healthcare visits and access your claims statements and insurance details anytime. Manage your personal information and keep your Medi-Cardยฎ handy for quick access to your insurance data.

Submit medical expenses via scanFaster reimbursements with AssurMedView claims statements and coverages
๐Ÿฅ Medical
(711)
free
20
Guardianยฎ
Guardianยฎ
Guardianยฎ
Find providers and get ID Card
Free

Access your dental and vision benefit details, find participating providers, and view your ID cards. Track your dental claims and review your plan information.

Find participating providersView and download ID cardsAdd ID cards to Apple Wallet
๐Ÿฅ Medical
(40K)
free

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