Best Loans App

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Looking for free loans app? 20 of our 246+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Loans App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoOct 2026
2Cash Advance: Borrow Money AppCash Advance: Borrow Money AppFree2.1★ (11)YesNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
4FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoOct 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (156K)NoNoOct 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (567K)NoNoOct 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (463K)NoNoOct 2026
8Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (908K)NoNoOct 2026

Top Picks for Loans App

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(44K ratings)
Free
#76in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Loans App apps to explore

FAQ about Loans App

What is the best loans app for iPhone?
Upstart: Personal Loans + More tops our loans app ranking as of October 2026, with a 4.9-star average from 44K App Store ratings, and it's free to download.
Yes — 20 of the top loans app we rank are free to download, including Upstart: Personal Loans + More and Cash Advance: Borrow Money App.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ loans app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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