Best Loans App

241+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Looking for free loans app? 20 of our 241+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Loans App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Advance: Instant BorrowCash Advance: Instant BorrowFreeNoNoAug 2026
2Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (153K)NoNoSep 2026
5Cash Advance: Borrow Money AppCash Advance: Borrow Money AppFree2.1★ (11)YesNoAug 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (888K)NoNoSep 2026
7Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026

Top Picks for Loans App

Brigit: Cash Advance & Credit#2

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Strong Contender
💰 Finance
4.8😐(557K ratings)
Free
#34in Finance
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Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(43K ratings)
Free
#81in Finance
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Loans App apps to explore

FAQ about Loans App

Are there free loans app for iPhone?
Yes — 20 of the top loans app we rank are free to download, including Cash Advance: Instant Borrow and Brigit: Cash Advance & Credit.
Cash Advance: Instant Borrow has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 241+ loans app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

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