Out of 0+ merchant acquiring services apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
Compare top Merchant Acquiring Services Apps (July 2026)
Turn your mobile device into a credit card reader. Accept major credit cards and PayPal payments with secure, encrypted transactions. Manage inventory, offer discounts, and track sales with real-time reporting.
Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.
This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.
What We Love
👍 Convenient and easy to use
🚀 Quick transactions and payouts
💡 Useful reporting and inventory management features
👍 Professional and sleek hardware design
Room to Improve
🐛 Connectivity issues with card readers
🔒 Concerns over account deactivation and fund holds
What are the best merchant acquiring services apps for iPhone?
PhoneSwipe - Merchant Services tops our merchant acquiring services apps ranking as of July 2026, with a 3.9-star average from 16 App Store ratings, and it's free to download.
Are there free merchant acquiring services apps for iPhone?
Yes — 20 of the top merchant acquiring services apps we rank are free to download, including PhoneSwipe - Merchant Services and QuickBooks GoPayment POS.
Does PhoneSwipe - Merchant Services have ads or in-app purchases?
PhoneSwipe - Merchant Services has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
What does PhoneSwipe do?
PhoneSwipe transforms your iPhone or iPad into a credit card reader. It allows businesses to accept various credit card payments and PayPal directly from their mobile device. The app provides features for managing inventory, applying discounts, and tracking sales.
What are the key features of PhoneSwipe?
Key features include secure credit card processing, the ability to accept Visa, Mastercard, American Express, Discover, and PayPal. Users can add items with photos and modifiers, track stock, offer discounts, send receipts via email or SMS, and access real-time sales reports.