Best Mobile Money App

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Out of 249+ mobile money app on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mobile Money App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
2Mobile Money (CAC Bank)Mobile Money (CAC Bank)Free5.0★ (4)NoNoMay 2026
3Wave - Mobile MoneyWave - Mobile MoneyFree4.6★ (3.4K)NoNoAug 2026
4MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
5Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (84K)NoNoAug 2026
6Money Network Mobile AppMoney Network Mobile AppFree4.2★ (138K)NoNoAug 2026
7WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)NoNoAug 2026
8Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9★ (2.7M)NoNoAug 2026

Top Picks for Mobile Money App

MTN MoMo#1

MTN MoMo by MTN

MoMo
Editor's Choice
💰 Finance
3.1😞(572 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register
Wave - Mobile Money#3

Wave - Mobile Money by Wave Mobile Money

Worth Considering
💰 Finance
4.6😊(3.4K ratings)
Free
Wave - Mobile Money screenshot 1
Wave - Mobile Money screenshot 2
Wave - Mobile Money screenshot 3
Wave - Mobile Money screenshot 4

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure and reliable
  • 👍 User-friendly interface
  • 💰 Free money transfers

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 🤖 Poor customer service
  • 💳 Lack of international payment options

More Mobile Money App apps to explore

4
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
💰 Finance
(1.2K)
free
5
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
6
Money Network Mobile App
Money Network Mobile App
Money Network Mobile App
by First Data Corporation
Free

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

Quick balance view without loginAccount balance and transaction detailsPiggy Banks for saving
💰 Finance
(138K)
free
7
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
8
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
9
mobilemoneyinc
mobilemoneyinc
mobilemoneyinc
by MOBILEMONEY, Inc
Free

Manage your physical and virtual cards, view balances, and track purchases. Link your card to your mobile wallet for secure payments and easily contact customer support.

View card balancesTrack purchasesManage physical and virtual cards
💰 Finance
(8)
free
10
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(80K)
free with in-app purchases
11
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(108K)
free with in-app purchases
12
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
13
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
14
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
15
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(87K)
free with in-app purchases
16
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
17
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(278K)
free with in-app purchases
18
PenFed Mobile
PenFed Mobile
PenFed Mobile
by Pentagon Federal Credit Union
Free

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

Mobile deposits and paymentsBill payment servicesAccount and statement management
💰 Finance
(56K)
free
19
Zenz: Money transfer app
Zenz: Money transfer app
Zenz: Money transfer app
Send & receive money instantly
Free

Easily send, request, and receive money with friends and family. Manage your finances, track spending, and make payments securely. Ideal for personal and business use.

Instant money transfersRequest money via QR codeBudgeting and spending analysis
💰 Finance
(4)
free
20
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium

FAQ about Mobile Money App

What is the best mobile money app for iPhone?
MTN MoMo tops our mobile money app ranking as of July 2026, with a 3.1-star average from 572 App Store ratings, and it's free to download.
Yes — 20 of the top mobile money app we rank are free to download, including MTN MoMo and Mobile Money (CAC Bank).
MTN MoMo has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ mobile money app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to send money to friends and family, top up airtime, purchase data bundles, and pay your bills and merchants. It aims to be a one-stop shop for various financial transactions.
The app provides a centralized platform to track and manage your financial activities. You can easily see your transactions related to sending money, paying bills, and purchasing services, making it simpler to keep an overview of your spending.

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