Best Online Payment Gateway Africa Apps

224+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good online payment gateway africa apps. We benchmark 224+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Online Payment Gateway Africa

Chipper Cash#1

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Editor's Choice
πŸ’° Finance
4.4😊(14K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues
Payanywhere: Point of Sale POS#2

Payanywhere: Point of Sale POS by North American Bancard, Inc.

Credit Card Reader & Payment
Strong Contender
πŸ’Ό Business
3.6😞(652 ratings)
Free
Payanywhere: Point of Sale POS screenshot 1
Payanywhere: Point of Sale POS screenshot 2
Payanywhere: Point of Sale POS screenshot 3
Payanywhere: Point of Sale POS screenshot 4
Payanywhere: Point of Sale POS screenshot 5
Payanywhere: Point of Sale POS screenshot 6

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

What We Love

  • πŸš€ Quick payments
  • πŸ’‘ Convenient mobile payments
  • πŸ‘ User-friendly app
  • πŸš€ Fast payouts

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ› Unreliable card reader connection
  • πŸ’° Unexpected fees
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
πŸ’° Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

What We Love

  • πŸš€ Easy to Use
  • πŸ‘ Ease of use
  • πŸš€ Exceptional Service
  • πŸš€ Smooth Banking

Room to Improve

  • πŸ› Locking Users Out Through Forced Updates
  • πŸ› Face ID Not Working
  • πŸ› Debit But Not Credited

More Online Payment Gateway Africa apps to explore

4
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Pay Like Local Across Africa
Free

Send and spend Naira anywhere in Africa with ease, making fast and secure payments without conversion stress or dollar middlemen. Download the app, create an account, and start spending your Naira like a local in Africa, with the recipient receiving the funds in their local currency.

πŸ’° Finance
(12)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
6
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

πŸ’° Finance
(5.2K)
7
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

πŸ’° Finance
(3.9K)
8
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

πŸ’° Finance
(1.5K)
9
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Best in Cards, Bills & Gadgets
Free

Cardtonic is a convenient, user-friendly application for managing and organizing your card collection. Easily store, categorize, and access all your cards in one place with just a few taps. Download now to streamline your card management!

πŸ”§ Utilities
(7.4K)
10
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyβ€”fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

πŸ’° Finance
(66K)
11
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

πŸ’° Finance
(1.1K)
12
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

A digital bank in Africa offering low transaction fees, bulk transfers, transparent insights, easy bill payments, high interest on savings, and social banking at no cost. Experience banking convenience with flat-rate transfers, budget insights, bill payments, high interest savings, and free transfers to friends and family.

πŸ’° Finance
(1.8K)
13
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

BenefitPay is a secure and convenient app in Bahrain that enables users to make payments and transfer funds using their mobile devices. With features like enrolling payment instruments, it offers a fast and reliable way to handle financial transactions. Experience seamless mobile payments today!

πŸ’° Finance
(11K)
14
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Simplify card management with this app: view balances, securely store cards, and easily add them to your digital wallet for convenient spending in-store and online. Keep track of your balance and access card details instantly.

πŸ’° Finance
(89K)
15
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

An innovative payment solution that allows businesses to accept major credit cards through their iPhone, offering a seamless and secure transaction experience. Available in multiple countries with responsive customer support and bank-grade encryption for PCI compliance.

πŸ’Ό Business
(3.1K)
16
Zobo – Money Transfer App
Zobo – Money Transfer App
Zobo – Money Transfer App
Send Money Home with Zero Fees
Free

Send money across borders with zero fees and in just a few seconds, enjoying competitive rates, instant transfers, and advanced security. Download the app now and experience seamless money transfers to countries in Africa with a user-friendly interface.

πŸ’° Finance
(7)
17
Pandar App
Pandar App
Pandar App
Bills Payment
Free

"Pandar App simplifies bill payments and offers a secure digital wallet for storing Naira. Enjoy features like a Virtual Dollar Card for online shopping and bill payments, all in one convenient app."

πŸ’° Finance
(4.7K)
18
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Move money across Africa
Free

Send and receive money across Africa with ease, managing your finances in multiple currencies and enjoying a convenient virtual USD card for online shopping. Join today and experience the future of global payments.

πŸ’° Finance
(140)
19
Adyen - Pay by Link
Adyen - Pay by Link
Adyen - Pay by Link
Create payment links on the go
Free
πŸ’Ό Business
(1)
20
CardPointers for Credit Cards
CardPointers for Credit Cards
CardPointers for Credit Cards
Earn more points & cashback
Free

Maximize your credit card rewards with an app that provides personalized recommendations on the best cards to use for every purchase. Start earning more points with CardPointers!

πŸ’° Finance
(52)