Best Opay Adder Apps

116+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Moniepoint Personal Banking is the household name in OPAY ADDER, but it's far from the only option. We track 116+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Opay Adder

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
OPay Business#2

OPay Business by OPAY DIGITAL SERVICES PTE. LTD.

Strong Contender
💰 Finance
3.5😞(300 ratings)
Free
#93in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Opay Adder apps to explore

4
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

💰 Finance
(12K)
5
毎日めっちゃ稼げる!楽々お小遣いレシトル
毎日めっちゃ稼げる!楽々お小遣いレシトル
毎日めっちゃ稼げる!楽々お小遣いレシトル
レシート撮るだけでお小遣い稼ぎができるレシートポイ活アプリ
Free
🎬 Entertainment
(0)
6
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

💰 Finance
(190K)
7
Telegram Messenger
Telegram Messenger
Telegram Messenger
Fast. Secure. Powerful.
Free

A fast, secure, and powerful instant messaging app with global connectivity and seamless cross-device syncing. Enjoy unlimited media and file sharing with top-tier encryption for maximum security.

🌐 Social Networking
(270K)
8
Code Ninjas
Code Ninjas
Code Ninjas
Members App
Free

Easily manage your account and stay connected with your Code Ninjas location through enhanced messaging, important notifications, and seamless registration for programs, classes, and events. Join now for a streamlined experience!

📚 Education
(1.2K)
9
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

💰 Finance
(14K)
10
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

A tool for businesses to engage with customers efficiently through messaging and business profile creation. Features include separate business and personal phone number support, messaging tools, and the ability to run WhatsApp Business alongside WhatsApp Messenger.

💼 Business
(1.4M)
11
Messages & Quotes for WhatsApp
Messages & Quotes for WhatsApp
Messages & Quotes for WhatsApp
Love, Birthday wishes & poems
Free

"Messages" is a communication app that allows users to send texts, images, videos, and make voice or video calls. Stay connected with friends and family easily.

🎬 Entertainment
(4K)
12
myMTN NG
myMTN NG
myMTN NG
MTN
Free

Experience a user-friendly app offering a wide range of MTN products with myMTN NG. Easily access MTN Nigeria services and products, tailored to suit all users.

📊 Productivity
(14K)
13
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Kuda Business is an all-in-one business management app for freelancers and SMEs, offering features like estimates, invoices, bulk transfers, bill payments, and team finance management. Simplify your business operations, accept payments on the go, and track your finances seamlessly. Join now, download the app, and optimize your business with Kuda Business.

💰 Finance
(961)
14
Moneey App: Better Than A Bank
Moneey App: Better Than A Bank
Moneey App: Better Than A Bank
Send & Receive Money Easily
Free

Open multiple bank accounts for free and in minutes, anywhere, and access a range of services including fast transfers, airtime, data, and bill payments, while also tracking your spending habits with AI-powered tools. Download now to take control of your finances and lead a healthier financial life.

💰 Finance
(39)
15
Xender: Transfer, Share Files
Xender: Transfer, Share Files
Xender: Transfer, Share Files
File Sharing,Share Music,Video
Free

Transfer and share files effortlessly across devices with our all-in-one file sharing and music app. Experience lightning-fast transfers of documents, photos, videos, and more with just a few taps. Say goodbye to data cables and slow Bluetooth – download now for seamless connectivity!

🔧 Utilities
(4.9K)
16
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Sahl سهل - Payments Made Easy is a convenient app for managing and paying bills, offering a variety of services like electricity, water, gas, mobile top-ups, and more. Enjoy secure transactions, various payment methods, and easy tracking of payment history. Contact support to switch to an NFC-enabled card for app access. Explore @sahlpayapp on social media and reach out at info@sahlpay.app for inquiries.

💰 Finance
(9.1K)
17
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
18
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Transfer money internationally with ease using our app - enjoy a $0 transfer fee on your first transaction. Send money, pay bills, track transfers, view exchange rates, and more, all conveniently on your mobile device.

💰 Finance
(1.2M)
19
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
20
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

💰 Finance
(6.3K)