Best Optimum Financial Apps

202+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Looking for free optimum financial apps? 20 of our 202+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Optimum Financial

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile experience
  • ๐Ÿ’ณ Ability to pay providers directly
  • ๐Ÿ“‚ Straightforward claim submission

Room to Improve

  • ๐Ÿ› Buggy document upload and submission
  • ๐Ÿค” Lack of explanations for claim rejections
  • ๐Ÿ•ฐ๏ธ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc

Connecting health & finance
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • ๐Ÿš€ Convenient and streamlined
  • ๐Ÿ‘ Easy to check balance and manage contributions
  • ๐Ÿ’ก Allows digital card in Apple Wallet

Room to Improve

  • ๐Ÿ› Frequent login issues and app crashes
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿค” Inconsistent user experience between app and website
Optum#3

Optum by Optum Inc

Your guide to a healthier you
Worth Considering
๐Ÿ’ช Health & Fitness
4.3๐Ÿ˜ž(9.8K ratings)
Free
Optum screenshot 1
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Optum screenshot 6

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • โšก Quick test result delivery
  • ๐Ÿ‘จโ€โš•๏ธ Compassionate and attentive healthcare providers
  • ๐Ÿ“‹ Detailed medical information access
  • ๐Ÿฅ Well-organized clinic staff

Room to Improve

  • ๐Ÿ› Persistent authentication loop errors
  • ๐Ÿ”„ Endless loading screens
  • โŒ Internal server errors across multiple features

More Optimum Financial apps to explore

4
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
๐Ÿฅ Medical
(793K)
free
5
OptumRx
OptumRx
OptumRx
by Optum Inc
Free

Manage your pharmacy benefits and medications from your phone. Compare drug prices, view your prescriptions, and opt for home delivery. Refill prescriptions, track orders, and access your member ID card easily.

Compare drug pricesView all medicationsTransfer to home delivery
๐Ÿฅ Medical
(146K)
free
6
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
๐Ÿ’ฐ Finance
(187K)
free
7
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
๐Ÿ’ช Health & Fitness
(6.6K)
free
8
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
๐Ÿ’ฐ Finance
(14K)
free
9
Five Lakes
Five Lakes
Five Lakes
by Sergio Rabiela
Free

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Program progress reviewEnrolled account managementClient Success Team connection
๐Ÿ’ฐ Finance
(4.3K)
free
10
My Optimum
My Optimum
My Optimum
by CSC Holdings, Inc.
Free

Manage your internet service and WiFi network from your phone. Troubleshoot issues, optimize speeds, and pay bills easily. Personalize your home network experience and monitor device usage.

WiFi management and troubleshootingInternet speed optimizationQuick and easy bill pay
๐Ÿ“Š Productivity
(74K)
free
11
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
๐Ÿ’ฐ Finance
(1.4K)
free
12
Troutwood
Troutwood
Troutwood
Build a Financial Plan
Free

This app helps individuals create personalized financial plans to achieve their goals. It offers features like goal setting, proprietary scoring for likelihood and adequacy, and budget creation based on location-specific data. Explore career and college options to build hypothetical plans for your financial future.

Goal settingProprietary likelihood scoreProprietary adequacy score
๐Ÿ’ฐ Finance
(641)
free
13
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(228K)
free with in-app purchases
14
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY INC
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
๐Ÿ’ฐ Finance
(11K)
free
15
Arta Finance
Arta Finance
Arta Finance
Wealth for the AI Era
Free

This platform offers a personalized, tech-driven approach to wealth building, providing access to exclusive investments and expert connections. It features AI-driven strategies, private market access, and transparent pricing for next-gen wealth builders.

Personalized AI wealth strategiesAccess to investment expertsExclusive private market investments
๐Ÿ’ฐ Finance
(39)
free
16
Financial Finesse
Financial Finesse
Financial Finesse
Your Financial Wellness Hub
Free

This app acts as a personal financial coach, offering a wellness score, personalized action plans, and access to virtual and human coaches. It provides step-by-step guides for major life events and helps users reduce financial stress.

Financial Wellness Scoreโ„ขPersonalized action plansVirtual financial coach (Aimeeโ„ข)
๐Ÿ’ฐ Finance
(9)
free
17
KUDIMATA
KUDIMATA
KUDIMATA
by KUDIMATA NIG. LTD
Free

This app provides practical financial and business advice from professionals. It aims to help users with money questions, problems, and concerns, serving a wide audience from youth to businesses.

Financial advisoryBusiness advisoryPractical money solutions
๐Ÿ“š Education
(167)
free
18
Optum Perks
Optum Perks
Optum Perks
Find Rx Coupons
Free

Reduce your prescription costs by comparing prices at local pharmacies and accessing free coupons. Save on FDA-approved medications nationwide, regardless of insurance coverage. Get instant discounts by showing the coupon at the pharmacy.

Compare local pharmacy pricesAccess free prescription couponsSave on FDA-approved medications
๐Ÿฅ Medical
(3.5K)
free with in-app purchases
19
Farther: Invest & Save
Farther: Invest & Save
Farther: Invest & Save
Savings, investments, advice
Free

This app offers personalized financial guidance and investment management to help users grow their wealth and avoid costly mistakes. It leverages technology for efficient cash growth, goal-based investing, and tax optimization, providing a clear overview of finances.

Personalized financial adviceAlgorithmically-managed portfoliosTax-reducing strategies
๐Ÿ’ฐ Finance
(164)
free
20
Freed-Up
Freed-Up
Freed-Up
by Good Sense
Free

This app guides users through a six-week program to improve financial habits using a Biblically-based approach. It includes a quiz to understand money motivations and offers three distinct focus areas for different financial needs.

Biblically-based financial guidanceMoney motivation quizThree unique financial focus lanes
๐Ÿ’ฐ Finance
(21)
free