Best Optum Financial Mobile App

216+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good optum financial mobile app apps. We benchmark 216+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Optum Financial Mobile App

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
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Effortlessly manage and pay for health care expenses with the Optum Financial mobile app. Access account details, view balances, submit claims, and connect with customer care 24/7. Take control of your health finances conveniently on-the-go.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Optum Bank screenshot 4

Optum Bank is a digital platform that seamlessly connects users with health and financial services. Manage your health-related finances efficiently and securely in one convenient app.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum#3

Optum by Optum Inc

Your guide to a healthier you
Worth Considering
💪 Health & Fitness
4.3😞(9.3K ratings)
Free
Optum screenshot 1
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Optum is a free resource that offers personalized support to help you maximize your health benefits. With Optum, you can access Care Guides and nurses to find doctors, coordinate care, and make informed healthcare decisions. Get clear answers and assistance online or by phone to make managing your health easier.

What We Love

  • ⚡ Quick test result delivery
  • 👨‍⚕️ Compassionate and attentive healthcare providers
  • 📋 Detailed medical information access
  • 🏥 Well-organized clinic staff

Room to Improve

  • 🐛 Persistent authentication loop errors
  • 🔄 Endless loading screens
  • ❌ Internal server errors across multiple features

More Optum Financial Mobile App apps to explore

4
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

The mobile app offered by Optum Specialty Pharmacy™ allows users to easily manage prescriptions, schedule refills, track orders, update account information, receive live support from a clinical care team, and optimize their treatment. Take control of your prescriptions and treatment with this convenient app.

💪 Health & Fitness
(6.6K)
5
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
6
Edward Jones
Edward Jones
Edward Jones
Track your goals on-the-go
Free

Track your financial goals on-the-go with our app! Easily view account details, track goal progress, message your team, deposit checks, and more, all with built-in security features.

💰 Finance
(129K)
7
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
8
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(186K)
9
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

💰 Finance
(80K)
10
Raiz - Mobile Banking
Raiz - Mobile Banking
Raiz - Mobile Banking
by Raiz Federal Credit Union
Free

Experience convenient mobile banking with our user-friendly app offering features like viewing credit score, finding ATMs, setting up automatic payments, managing cards, and more. Enhance your financial well-being with savings goals and budgeting tools, all in one place. Download now to simplify your banking experience on the go.

💰 Finance
(5.8K)
11
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Access Health Plan is an all-in-one mobile application that provides comprehensive healthcare services, including appointment scheduling, prescription management, wellness tracking, and telemedicine consultations. Stay on top of your health effortlessly - download now!

🏥 Medical
(774K)
12
Sparkasse  Ihre mobile Filiale
Sparkasse  Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Bankgeschäfte mobil erledigen
Free

A mobile banking app that allows you to conveniently manage all your accounts, make transfers, set up alerts, find nearby branches, and ensure secure transactions using advanced security features like Touch ID/Face ID. Accessible features include giropay | Kwitt for easy money transfers, Apple Pay integration, and a financial planner tool for budgeting. Download now and stay on top of your finances anytime, anywhere.

💰 Finance
(16K)
13
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

A versatile finance app offering online account opening, spendings management, savings, payment cards, and gold trading in one place. Features include free current accounts, Visa cards, joint accounts, currency conversion, real-time notifications, security measures, and more. Available in 14 languages. Contact client support for assistance.

💰 Finance
(812)
14
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your program's progress with ease, connect with our Client Success Team effortlessly, and get personalized financial tips for your journey. Start optimizing your financial future today!

💰 Finance
(17K)
15
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Experience convenience with a versatile mobile banking app accessible to all, offering services like transfers, bill payments, loans, savings management, unique services like purchasing train tickets, and more. Seamlessly manage your finances, track expenses, and enjoy exclusive features tailored for individuals and entrepreneurs. Explore the benefits yourself and join over 13 million satisfied clients.

💰 Finance
(8.5K)
16
My Optus
My Optus
My Optus
Made for you
Free

The My Optus App is the essential tool for managing services, accessing network performance, subscriptions, shopping, customer support, and payments. Download now to experience the Optus network and explore deals.

🔧 Utilities
(1.1K)
17
SC Mobile Singapore
SC Mobile Singapore
SC Mobile Singapore
Mobile Banking made easy
Free

An advanced mobile banking app that offers a personalized financial management experience with features like account consolidation, fast payments, and intuitive transfers. Simplify your money matters with ease and efficiency.

💰 Finance
(1.1K)
18
COUNTRY Financial Mobile
COUNTRY Financial Mobile
COUNTRY Financial Mobile
by CC Services, Inc.
Free

This mobile app allows users to access their insurance policy and account information on-the-go, with features such as bill payment, insurance ID cards, and 24/7 roadside assistance. Download the app to easily manage your accounts, interact with your representative, and get personal assistance at your fingertips.

💰 Finance
(98)
19
Morgan Stanley Wealth Mgmt
Morgan Stanley Wealth Mgmt
Morgan Stanley Wealth Mgmt
by Morgan Stanley
Free

Access and manage your finances conveniently with our mobile app. From tracking account activities to transferring funds, staying secure with multi-factor authentication, and connecting with your financial team, take control of your financial well-being anytime, anywhere with multiple layers of security.

💰 Finance
(433)
20
Smart Financial Mobile
Smart Financial Mobile
Smart Financial Mobile
by Smart Financial Credit Union
Free

Manage your finances on-the-go with our app. Access accounts, transfer funds, pay bills, deposit checks, and more. Take control of your financial future with budgeting and saving tools.

💰 Finance
(15K)