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Best Optum Financial Mobile App

216+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good optum financial mobile app apps. We benchmark 216+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Optum Financial Mobile App

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum#3

Optum by Optum Inc

Your guide to a healthier you
Worth Considering
💪 Health & Fitness
4.3😞(9.8K ratings)
Free
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Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • ⚡ Quick test result delivery
  • 👨‍⚕️ Compassionate and attentive healthcare providers
  • 📋 Detailed medical information access
  • 🏥 Well-organized clinic staff

Room to Improve

  • 🐛 Persistent authentication loop errors
  • 🔄 Endless loading screens
  • ❌ Internal server errors across multiple features

More Optum Financial Mobile App apps to explore

4
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
5
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
6
Edward Jones
Edward Jones
Edward Jones
Track your goals on-the-go
Free

Manage your financial goals and accounts from anywhere. View holdings, track progress, and securely communicate with your financial advisor. Deposit checks and transfer funds with ease.

View account holdings and performanceTrack progress toward financial goalsMessage and share documents with team
💰 Finance
(131K)
free
7
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
8
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(187K)
free
9
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
10
Raiz - Mobile Banking
Raiz - Mobile Banking
Raiz - Mobile Banking
by Raiz Federal Credit Union
Free

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

View credit scoreApply for loans and credit cardsManage cards and fight fraud
💰 Finance
(5.8K)
free
11
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(793K)
free
12
Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Bankgeschäfte mobil erledigen
Free

Manage your bank accounts, make transfers, and track transactions from your mobile device. This app offers secure and convenient banking services, including bill payments, account alerts, and access to financial planning tools.

Account managementTransfers and standing ordersAccount alerts
💰 Finance
(16K)
free with in-app purchases
13
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

Manage all your finances in one place with this versatile app. Open accounts, control spending, save money, use payment cards, and even trade gold. Available in multiple languages with robust security features and 24/7 support.

Online account openingManage spending and savingsContactless Visa cards
💰 Finance
(812)
free with in-app purchases
14
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
15
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.5K)
free
16
My Optus
My Optus
My Optus
Made for you
Free

Easily manage all your services, view subscriptions, and shop for new deals. Get 24/7 support and make secure payments. Even non-customers can explore network offerings and deals.

Manage servicesView subscriptionsShop for deals
🔧 Utilities
(1.1K)
free
17
SC Mobile Singapore
SC Mobile Singapore
SC Mobile Singapore
Mobile Banking made easy
Free

Manage all your money matters with a smarter, intuitive banking app. Track spending, set budgets, and gain personalized insights to improve your financial health. Perform fast payments, transfers, and manage investments all in one place.

Personalized financial insightsConsolidated view of accountsFast payment and transfer options
💰 Finance
(1.1K)
free
18
COUNTRY Financial Mobile
COUNTRY Financial Mobile
COUNTRY Financial Mobile
by CC Services, Inc.
Free

Manage your insurance policies and financial accounts conveniently from your mobile device. Access billing, policy details, and insurance cards. Request roadside assistance and report claims easily.

Register policy and account infoView billing and policy detailsManage payments and payment history
💰 Finance
(99)
free
19
Morgan Stanley Wealth Mgmt
Morgan Stanley Wealth Mgmt
Morgan Stanley Wealth Mgmt
by Morgan Stanley
Free

Manage your personal finances, accounts, and investments on the go. Deposit checks, transfer money, view documents, and connect with your financial advisor securely. Track spending, set alerts, and even lock your debit card if misplaced.

Account management and balance viewingMobile check depositMoney transfers and bill pay
💰 Finance
(433)
free
20
Smart Financial Mobile
Smart Financial Mobile
Smart Financial Mobile
by Smart Financial Credit Union
Free

Manage your finances on the go with this mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs. Includes budgeting and savings tools for smarter financial decisions.

Account access anytime, anywhereTransaction managementFund transfers
💰 Finance
(15K)
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