Best P2P Payments App

221+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

If you already know BE$TOW, this is the deeper bench. 221+ P2P payments app apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for P2P Payments App

BE$TOW: Private P2P Payments#1

BE$TOW: Private P2P Payments by HORUS FOSTER INC

TAP & GO to PAY & SHARE
Editor's Choice
💰 Finance
4.0(16 ratings)
Free
BE$TOW: Private P2P Payments screenshot 1
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BE$TOW: Private P2P Payments screenshot 6

This private peer-to-peer payment app allows users to make instant, anonymous cash payments with a simple tap of their phone, eliminating the need to exchange information or use QR codes. With this app, users can also easily share social media profiles, websites, and digital business cards by tapping their phone to another device.

Sentz – The Global Payment App#2

Sentz – The Global Payment App by MobileCoin Inc.

Send, Save & Earn Stablecoins
Strong Contender
💼 Business
4.4😞(299 ratings)
FreeAds
Sentz – The Global Payment App screenshot 1
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Sentz – The Global Payment App screenshot 3
Sentz – The Global Payment App screenshot 4
Sentz – The Global Payment App screenshot 5
Sentz – The Global Payment App screenshot 6

Get paid by anyone worldwide in less than 5 seconds with Sentz. Send and receive payments globally via text, withdraw in stablecoins or local currency with low transaction fees. Just need a phone number to start receiving payments!

What We Love

  • 👍 Great app concept
  • 👍 Easy to use
  • 👍 Fast and smooth transactions
  • 👍 Good design

Room to Improve

  • 🐛 Delays in withdrawal and funding
  • 🐛 Technical issues
  • 🐛 Holding funds for weeks
Krak: Send & Receive Money#3

Krak: Send & Receive Money by Payward, Inc.

Send USD and Bitcoin Globally
Worth Considering
💰 Finance
4.6😊(447 ratings)
FreeAds
Krak: Send & Receive Money screenshot 1
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Krak: Send & Receive Money screenshot 6

Send money globally in seconds, earn rewards, and hold multiple currencies and crypto assets with our app. No hidden fees, instant transfers, and transparent conversion rates make sending money feel as simple as texting a friend.

What We Love

  • 👍 User-friendly app
  • 💡 Competitive yield on USDG
  • 🚀 Instant global money transfers
  • 🚀 No fees for money transfers

Room to Improve

  • 🐛 Crashes on launch
  • 🐛 Confusing UI/UX
  • 💰 Unexpected fees

More P2P Payments App apps to explore

4
Alif: переводы, оплаты, насия
Alif: переводы, оплаты, насия
Alif: переводы, оплаты, насия
Instant Transfers & Payments
Free

Alif Mobi is a convenient payment app that allows users to send money, make purchases, and manage their finances seamlessly. Experience fast, secure transactions at your fingertips.

💰 Finance
(12K)
5
Anywaypay
Anywaypay
Anywaypay
Unifying P2P Payments
Free

Anywaypay simplifies peer-to-peer payments by consolidating all your payment options into a single link. Easily share your personalized Anywaypay profile link with others to choose from various payment methods, track owed money, and get paid quickly. Download the app and streamline your payment collections today!

💰 Finance
(33)
6
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

An app that enables quick credit card payments on the go, with features like tap-to-pay on iPhone, bank-grade encryption, and responsive customer support. Available in various countries, it prioritizes user privacy and data security. Accept payments easily and securely anytime, anywhere.

💰 Finance
(1.3K)
7
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

💰 Finance
(8.5M)
8
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

💰 Finance
(190K)
9
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

Easily send and receive money from friends and family with this convenient mobile app. Split bills, pay for purchases, and manage your finances on-the-go. Download now to simplify your financial transactions.

💰 Finance
(15M)
10
Bluebird App
Bluebird App
Bluebird App
by HI Technology Corp
Free

Bluebird is a financial account offering flexibility and convenience with no monthly fees. Easily manage your account on the go, add money, make purchases online or in-store, and send money to other Bluebird accountholders. Visit Bluebird.com for more information.

💰 Finance
(22K)
11
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(3)
12
El Dorado: P2P Exchange
El Dorado: P2P Exchange
El Dorado: P2P Exchange
The Money SuperApp
Free

Experience a USDT TRC20 wallet and peer-to-peer market combined with over 70 finance apps in one seamless platform. Easily transfer money and earn as a P2P merchant with top-notch customer support available 24/7.

💰 Finance
(1.5K)
13
PayRange
PayRange
PayRange
by PayRange Inc.
Free

PayRange allows you to pay easily by swiping on your phone at vending, laundry, parking, and more machines. Simply select the machine on the app and swipe to pay securely with various payment options. Download PayRange now and simplify your payment experience. Visit payrange.com for a demo and get your machines enabled by contacting info@payrange.com.

🔧 Utilities
(221K)
14
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This application enables businesses to accept and track digital payments through various channels, including credit cards, debit cards, UPI, and wallets, allowing them to go cashless and focus on their products. With a simple and secure setup process, businesses can start accepting payments in under 7 minutes and benefit from real-time data analysis, instant refunds, and 24/7 support.

💰 Finance
(22)
15
AmpaCash Mobile Payment App
AmpaCash Mobile Payment App
AmpaCash Mobile Payment App
Supports Micropayments & P2P
Free

This mobile payment app serves as a global wallet, allowing users to send money, make payments, buy gift cards and eSIMs, shop online, and cash out in their local currency, all with advanced security features. With this app, users can experience fast, secure, and seamless transactions, making it ideal for everyday use, travel, supporting creators, and more.

💰 Finance
(4)
16
Cheddar Up
Cheddar Up
Cheddar Up
Group Payments and Fundraising
Free

Easily manage group payments and fundraising with our intuitive and versatile application. Create collections quickly, accept various payment options, and track contributions seamlessly – all without requiring contributors to create an account. Simplify your payment process today with just a few clicks.

📊 Productivity
(3.6K)
17
First Iraqi Bank
First Iraqi Bank
First Iraqi Bank
Mobile Banking for Iraq
Free

First Iraqi Bank is a mobile banking app for Iraq, offering quick and convenient digital banking services. Open an account in under 5 minutes, deposit and withdraw cash using QR codes, make fast money transfers, manage multiple currencies, set spending limits, and more. Experience hassle-free banking with First Iraqi Bank.

💰 Finance
(4.8K)
18
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.9K)
19
iPay Qatar
iPay Qatar
iPay Qatar
The next generation e-wallet
Free

This e-wallet application offers a seamless experience for users to make local and international transfers, pay merchants and utilities, and track their transactions in real-time. With a simple 3-step sign-up process, users can enjoy easy, secure, fast, and convenient transactions, supported by 24/7 assistance.

💰 Finance
(34)
20
OmniPay — Biometric Payments
OmniPay — Biometric Payments
OmniPay — Biometric Payments
Face ID Wallet & P2P Payments
Free
💰 Finance
(1)