Best Pay My Bills Africa Apps

220+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our pay my bills africa list covers 220+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay My Bills Africa Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Pay My Bills AfricaPay My Bills AfricaFreeNoNoMay 2026
2JumiaPayJumiaPayFree4.6★ (7.5K)YesNoAug 2026
3Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
4Xpress Bill PayXpress Bill PayFree4.8★ (26K)NoNoAug 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
6Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (32K)YesNoAug 2026
7Smartcash PSBSmartcash PSBFree3.9★ (1.9K)NoNoAug 2026
8Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026

Top Picks for Pay My Bills Africa

JumiaPay#2

JumiaPay by Africa Internet Group

Pay Airtime,Electricity, Bills
Strong Contender
💰 Finance
4.6😞(7.5K ratings)
FreeAds
JumiaPay screenshot 1
JumiaPay screenshot 2
JumiaPay screenshot 3
JumiaPay screenshot 4
JumiaPay screenshot 5

Easily pay for airtime, mobile data, and various bills like electricity and cable TV. Enjoy guaranteed bonuses on recharges and free bill payments, saving money on every transaction. Securely complete payments with bank accounts or credit cards.

What We Love

  • 🚀 Fast and reliable
  • 💡 Convenient all-in-one app
  • 👍 User-friendly interface
  • 🤑 Offers discounts and cashback

Room to Improve

  • 🐛 Buggy and unstable
  • 🤯 Poor customer service
  • 💸 Deceptive promotional offers
Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
💰 Finance
4.3😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Pay My Bills Africa apps to explore

4
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(32K)
free with in-app purchases
7
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.9K)
free
8
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
9
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

This app offers a convenient way to order food, groceries, and essentials for fast delivery in Ghana. It also facilitates hassle-free money transfers, stress-free bill payments, and instant car insurance purchases, with options to buy now and pay later.

Order food and groceries for deliverySend money across networks and banksPay utility and entertainment bills
🍔 Food & Drink
(3.8K)
free
10
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
11
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
💰 Finance
(10K)
free
12
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(186)
free with in-app purchases
13
TAP - Talk and Pay
TAP - Talk and Pay
TAP - Talk and Pay
Chat & Settle Bills in a Snap!
Free

This app combines chat, money transfers, and bill payments into one convenient platform. Stay connected with loved ones through calls and statuses, send and receive money securely, and pay bills globally. Recharge mobile airtime from anywhere.

Chat, video/audio callsFast and secure money transfersPay electricity bills across Africa
🌐 Social Networking
(7)
free
14
Libon - Calls and Recharge
Libon - Calls and Recharge
Libon - Calls and Recharge
International calls & Top up
Free

Make affordable international calls to landlines and mobiles worldwide. Send mobile credit, data, and even electricity top-ups to loved ones without hidden fees. Stay connected and support your family abroad with secure and easy transactions.

Affordable international callsMobile and data top-upsElectricity account top-ups
🌐 Social Networking
(5.7K)
free with in-app purchases
15
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
16
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation
💰 Finance
(157)
free
17
My Vodafone
My Vodafone
My Vodafone
by Vodafone Greece
Free

Manage your Vodafone mobile and home services from a single, redesigned application. Track usage, pay bills, activate bundles, and access customer support easily. Ideal for all Vodafone subscribers.

Control usage (voice, internet, SMS)Activate extra bundlesView and pay bills
🔧 Utilities
(614)
free with in-app purchases
18
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
💰 Finance
(3.4K)
free
19
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
💰 Finance
(5.2K)
free
20
Hizo: Money Transfer Africa
Hizo: Money Transfer Africa
Hizo: Money Transfer Africa
Send Money, Dollar Card, eSIM
Free

Send money and pay globally in your local currency across Africa. Create a USD virtual card for international online payments and fund your wallet with flexible options. Ideal for travelers, students, entrepreneurs, and families.

Send money across African countriesSpend local currency in AfricaUSD virtual card for global payments
💰 Finance
(13)
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FAQ about Pay My Bills Africa

Are there free pay my bills africa apps for iPhone?
Yes — 20 of the top pay my bills africa apps we rank are free to download, including Pay My Bills Africa and JumiaPay.
Pay My Bills Africa has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 220+ pay my bills africa apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.