Best Shop Pay Installments Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

The best shop pay installments apps on iPhone average 4.7★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated November 2026.

Compare top Shop Pay Installments Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Shop: Track, Pay, DiscoverShop: Track, Pay, DiscoverFree4.8★ (7.2M)NoNoNov 2026
2Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (884K)NoNoNov 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.9M)NoNoNov 2026
4ZOOD: Buy Now, Pay LaterZOOD: Buy Now, Pay LaterFree4.4★ (1.3K)NoNoOct 2026
5Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (309K)NoNoNov 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoNov 2026
7Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (25K)NoNoNov 2026
8Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoNov 2026

Top Picks for Shop Pay Installments

Shop: Track, Pay, Discover#1

Shop: Track, Pay, Discover by Shopify Inc.

Shopping app & package tracker
Editor's Choice
🛍️ Shopping
4.8😐(7.2M ratings)
Free
#5in Shopping
Shop: Track, Pay, Discover screenshot 1
Shop: Track, Pay, Discover screenshot 2
Shop: Track, Pay, Discover screenshot 3
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Shop: Track, Pay, Discover screenshot 6

Discover and purchase from independent stores and brands. Organize wishlists, receive personalized recommendations, and track all your orders in one convenient place. Enjoy fast, secure checkout with saved payment and shipping information.

What We Love

  • 🚀 Tracking all packages in one place
  • 📦 Automatic package tracking
  • 🗺️ Live package location map
  • 🔔 Delivery notifications
  • ✨ Seamless user experience

Room to Improve

  • 🕰️ Slow or delayed tracking updates
  • 🤔 Confusing or missing package details
  • 🔄 Duplicate tracking entries
  • 🗺️ Inaccurate location mapping
  • 🔒 Lack of customer support
Zip - Buy Now, Pay Later#2

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Strong Contender
💰 Finance
4.9😊(884K ratings)
Free
#39in Finance
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into flexible installments for everyday expenses, bills, and larger buys. Shop online or in-store using a virtual card, with no hard credit checks impacting your score. Manage payments and reschedule installments for greater flexibility.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service
  • 🆙 Increasing credit limits
  • 🏪 Wide range of merchant partners

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
  • 🔒 Security/account issues
  • 💰 Unexpected fees/charges
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.9M ratings)
Free
#20in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
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Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers a virtual card for use anywhere Visa is accepted and provides access to deals and 0% APR options.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity
  • 🚫 Unexpected account closures
  • 💰 High interest rates

More Shop Pay Installments apps to explore

FAQ about Shop Pay Installments

What are the best shop pay installments apps for iPhone?
Shop: Track, Pay, Discover tops our shop pay installments apps ranking as of November 2026, with a 4.8-star average from 7.2M App Store ratings, and it's free to download.
Yes — 20 of the top shop pay installments apps we rank are free to download, including Shop: Track, Pay, Discover and Zip - Buy Now, Pay Later.
Shop: Track, Pay, Discover has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ shop pay installments apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.