Best Small Business Payment Solutions Apps

218+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good small business payment solutions apps. We benchmark 218+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Small Business Payment Solutions

PayPal Business#1

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Editor's Choice
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Track sales, send invoices, and manage money easily with this comprehensive business app. Create and send invoices, manage sales, transfer money, and access customer information all in one place. Simplify your business management tasks on-the-go with this essential app.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
Melio Business Payments#2

Melio Business Payments by Melio Payments Inc.

A simpler way to pay vendors
Strong Contender
💰 Finance
4.6😐(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This application simplifies vendor payments for small businesses with flexible payment options and tracking capabilities. It streamlines the payment process, saves time, and provides full payment control from your phone to improve cash flow.

What We Love

  • 🚀 Fast and reliable payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Convenient mobile app

Room to Improve

  • 🐛 Unreliable customer support
  • 🔒 Strict account verification issues
  • 🐛 Payment failures with no explanation
Wave: Small Business Software#3

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Worth Considering
💼 Business
4.4😐(6.6K ratings)
FreeAdsIn-App Purchases
#43in Business
Wave: Small Business Software screenshot 1
Wave: Small Business Software screenshot 2
Wave: Small Business Software screenshot 3
Wave: Small Business Software screenshot 4
Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Wave: Small Business Software helps streamline your business finances with features like invoicing and receipt scanning. Simplify your accounting processes and stay organized with this all-in-one solution. Try it today to take control of your small business finances.

What We Love

  • 🚀 Easy to use
  • 🚀 Professional invoicing
  • 🚀 Great for small businesses
  • 👍 Convenient mobile app

Room to Improve

  • 🐛 Buggy app with crashes
  • 🔒 Poor customer service and support
  • 💰 Expensive payment processing fees

More Small Business Payment Solutions apps to explore

4
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

💼 Business
(49K)
5
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

Apply online for a modern small business checking account with free banking tools, a business debit card, and virtual card with Novo. Focus on your business while managing payments, transfers, checks, and savings easily within the app.

💰 Finance
(20K)
6
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

💰 Finance
(5.1K)
7
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

💼 Business
(652)
8
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Kuda Business is an all-in-one business management app for freelancers and SMEs, offering features like estimates, invoices, bulk transfers, bill payments, and team finance management. Simplify your business operations, accept payments on the go, and track your finances seamlessly. Join now, download the app, and optimize your business with Kuda Business.

💰 Finance
(961)
9
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

💼 Business
(6.4K)
10
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

💼 Business
(600K)
11
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
💼 Business
(1.1K)
12
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.4K)
13
Invoice Maker - Billdu
Invoice Maker - Billdu
Invoice Maker - Billdu
Billing & Quote Generator
Free

Create professional invoices and estimates easily with this app. Accept card payments, track expenses, and manage your business efficiently. Try it free for 30 days!

💼 Business
(9.4K)
14
Revolut Business
Revolut Business
Revolut Business
Banking für dein Unternehmen
Free

Revolut Business is a comprehensive financial super app for businesses. It offers features like multi-currency payments, spending control, subaccounts, virtual and physical cards, and integration with accounting tools. Download now to streamline your business finance operations.

💰 Finance
(2.7K)
15
MyFatoorah   ماي فاتورة
MyFatoorah   ماي فاتورة
MyFatoorah ماي فاتورة
MyFatoorah - ماي فاتورة
Free

An innovative online payment solution for Kuwaiti businesses, allowing easy invoicing and secure online payments. Simplify your payment processes and focus on growing your business with quick deposit times and user-friendly interface. Start maximizing your efficiency today.

💼 Business
(3.3K)
16
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

Easily manage your business on-the-go with our intuitive dashboard app. Track sales, monitor inventory, and stay organized anywhere, anytime. Take control of your business with just a few taps!

💰 Finance
(62K)
17
ATH Business
ATH Business
ATH Business
ATH Business
Free

ATH Móvil Business enables users to securely receive real-time payments, refunds, and generate payment reports. To access this service, one must be a member of a participating financial institution and possess a debit card. View the list of affiliated institutions at www.athmovilbusiness.com.

💰 Finance
(127)
18
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

A comprehensive point-of-sale system that streamlines sales, inventory management, and customer data for small businesses. Upgrade your business operations with our user-friendly POS solution today.

💼 Business
(16K)
19
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

💰 Finance
(142K)
20
Zempler Bank
Zempler Bank
Zempler Bank
Business & personal banking
Free

Zempler Bank is a sophisticated financial management tool that caters to businesses of all sizes, providing robust features such as account management, budget tracking, expense monitoring, and financial reporting. Streamline your financial operations and enhance your business's efficiency.

💰 Finance
(198)