Best Split Payment In 4 Installments Apps

211+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Split Pay is the household name in split payment in 4 installments, but it's far from the only option. We track 211+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Split Payment In 4 Installments

Split Pay – Pay Rent in Two#1

Split Pay – Pay Rent in Two by Visible Ideas, Inc.

Pay rent on your schedule
Editor's Choice
💰 Finance
4.8😊(9.5K ratings)
Free
#71in Finance
Split Pay – Pay Rent in Two screenshot 1
Split Pay – Pay Rent in Two screenshot 2
Split Pay – Pay Rent in Two screenshot 3
Split Pay – Pay Rent in Two screenshot 4
Split Pay – Pay Rent in Two screenshot 5
Split Pay – Pay Rent in Two screenshot 6

A secure and fee-free rent payment app that directly transfers money to landlords, allows scheduling of one-time or repeat payments, and offers the option to report rent payments to credit bureaus for building credit. Simply connect your bank account, enter rent details, and your landlord will be notified once payment is made. Prioritizing security with end-to-end encryption, SOC2 compliance, and proactive defense measures.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
Four | Buy Now, Pay Later#2

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Strong Contender
🛍️ Shopping
4.8😞(106K ratings)
Free
#60in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
Livble - Split your rent#3

Livble - Split your rent by Lvble Inc

Pay rent on your own schedule
Worth Considering
💰 Finance
4.5😐(1.8K ratings)
Free
Livble - Split your rent screenshot 1
Livble - Split your rent screenshot 2
Livble - Split your rent screenshot 3
Livble - Split your rent screenshot 4
Livble - Split your rent screenshot 5
Livble - Split your rent screenshot 6

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Flexible payment options
  • 🚀 Convenient

Room to Improve

  • 🐛 Unreliable app performance
  • 🔒 Security and privacy concerns
  • 🐛 Inconsistent payment processing

More Split Payment In 4 Installments apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

💰 Finance
(23K)
5
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(3K)
6
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

This application helps users easily divide group bills and save money by snapping a photo of the check, matching items with friends, and settling up instantly. It provides a seamless group dining experience by accurately allocating tips and tax, and allowing users to settle up instantly with integrated payment options.

🍔 Food & Drink
(22)
7
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
8
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease must-have merchandise up to $4,000 without credit or cash using Acima. Shop furniture, electronics, appliances, and more from thousands of stores. Manage your lease details, payments, and agreements conveniently with the app.

🛍️ Shopping
(24K)
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(384)
10
Taly | Split your payments
Taly | Split your payments
Taly | Split your payments
No interest, No Fees
Free
💰 Finance
(12)
11
Baseeta | Split it your way
Baseeta | Split it your way
Baseeta | Split it your way
Anywhere without down payment.
Free

This application allows users to split purchases anywhere, locally or internationally, with no down payment and flexible payment plans of 3 to 36 months. Users can make unlimited purchases, choose their payment plans, and pay only for what they buy, with the option to activate the service and add it to their digital wallets for easy use.

💰 Finance
(38)
12
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(287K)
13
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

💰 Finance
(26K)
14
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

BenefitPay is a secure and convenient app in Bahrain that enables users to make payments and transfer funds using their mobile devices. With features like enrolling payment instruments, it offers a fast and reliable way to handle financial transactions. Experience seamless mobile payments today!

💰 Finance
(10K)
15
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(253)
16
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

💰 Finance
(59K)
17
splyt: tab & bill splitter
splyt: tab & bill splitter
splyt: tab & bill splitter
split payments, check & cost
Free

Discover new restaurants and share tabs with friends effortlessly using this app. Split bills, choose venues, and enjoy dining out without the hassle. Ready to revolutionize how you dine?

💰 Finance
(396)
18
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
Upload and split with friends
Free

Easily split your tab with friends by scanning a receipt, itemizing it, and calculating each person's share, including tip and tax. Try it now and say goodbye to manual calculations and hassle-free payments!

🔧 Utilities
(16)
19
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Sahl سهل - Payments Made Easy is a convenient app for managing and paying bills, offering a variety of services like electricity, water, gas, mobile top-ups, and more. Enjoy secure transactions, various payment methods, and easy tracking of payment history. Contact support to switch to an NFC-enabled card for app access. Explore @sahlpayapp on social media and reach out at info@sahlpay.app for inquiries.

💰 Finance
(8.9K)
20
Splitkaro - Split bills fairly
Splitkaro - Split bills fairly
Splitkaro - Split bills fairly
Split bills & group expenses
Free

This application helps you manage and split shared expenses with friends, family, or colleagues in a simple, transparent, and stress-free way, allowing you to track group and personal expenses in one place. Download it today to take control of your shared expenses and make bill splitting a breeze.

💰 Finance
(45)