Best Split Payment In 4 Installments Apps

211+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Split Pay is the household name in split payment in 4 installments, but it's far from the only option. We track 211+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Split Payment In 4 Installments

Split Pay – Pay Rent in Two#1

Split Pay – Pay Rent in Two by Visible Ideas, Inc.

Pay rent on your schedule
Editor's Choice
💰 Finance
4.8😊(9.5K ratings)
Free
#58in Finance
Split Pay – Pay Rent in Two screenshot 1
Split Pay – Pay Rent in Two screenshot 2
Split Pay – Pay Rent in Two screenshot 3
Split Pay – Pay Rent in Two screenshot 4
Split Pay – Pay Rent in Two screenshot 5
Split Pay – Pay Rent in Two screenshot 6

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
Four | Buy Now, Pay Later#2

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Strong Contender
🛍️ Shopping
4.8😞(109K ratings)
Free
#63in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
Livble - Split your rent#3

Livble - Split your rent by Lvble Inc

Pay rent on your own schedule
Worth Considering
💰 Finance
4.5😐(1.9K ratings)
Free
Livble - Split your rent screenshot 1
Livble - Split your rent screenshot 2
Livble - Split your rent screenshot 3
Livble - Split your rent screenshot 4
Livble - Split your rent screenshot 5
Livble - Split your rent screenshot 6

This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Flexible payment options
  • 🚀 Convenient

Room to Improve

  • 🐛 Unreliable app performance
  • 🔒 Security and privacy concerns
  • 🐛 Inconsistent payment processing

More Split Payment In 4 Installments apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(28K)
free with in-app purchases
5
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(82K)
free
6
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.

Photo bill scanningAutomatic item detectionTip and tax allocation
🍔 Food & Drink
(22)
free
7
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
8
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect creditApproved for up to $4,000Shop at thousands of stores
🛍️ Shopping
(25K)
free
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
10
Taly | Split your payments
Taly | Split your payments
Taly | Split your payments
No interest, No Fees
Free

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.

Split payments up to 4 installmentsNo interest or extra feesShop with top brands
💰 Finance
(12)
free
11
Baseeta | Split it your way
Baseeta | Split it your way
Baseeta | Split it your way
Anywhere without down payment.
Free

Split purchases locally or internationally with flexible payment plans up to 36 months. Make unlimited purchases without a down payment and pay only for what you buy. Your unused limit is free and renewed with each payment.

Split purchases anywhereFlexible payment plans (3-36 months)No down payment required
💰 Finance
(40)
ad-supported
12
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(290K)
free with in-app purchases
13
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(27K)
free with in-app purchases
14
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
15
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(261)
free
16
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
17
splyt: tab & bill splitter
splyt: tab & bill splitter
splyt: tab & bill splitter
split payments, check & cost
Free

Easily split restaurant bills and get reimbursed quickly. Snap a photo of your receipt, let friends select their items, and get paid back instantly via Venmo or Cash App with auto-calculated tax and tips.

Split restaurant billsScan receiptsItem selection for friends
💰 Finance
(406)
free with in-app purchases
18
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
Upload and split with friends
Free

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Receipt scanning and itemizationAssign items to individualsAutomatic tax and tip calculation
🔧 Utilities
(16)
freemium
19
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
💰 Finance
(9.2K)
free
20
Splitkaro - Split bills fairly
Splitkaro - Split bills fairly
Splitkaro - Split bills fairly
Split bills & group expenses
Free

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Intelligent payment remindersOne-tap bill import from popular servicesItem-wise bill splitting
💰 Finance
(50)
freemium