21+ iOS apps & games curated and reviewed
The best spruce money apps and games on iPhone average 3.7★ across 21+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.5★ (5.2K) | No | No | Jul 2026 |
| 2 |  | Free | 4.9★ (233K) | No | No | Jul 2026 |
| 3 |  | Free | 4.8★ (15M) | No | No | Jul 2026 |
| 4 |  | Free | 1.0★ (6) | Yes | No | May 2026 |
| 5 |  | Free | — | No | No | May 2026 |
| 6 |  | Free | 4.8★ (63K) | No | No | Jul 2026 |
| 7 |  | Free | 4.8★ (195K) | No | No | Jul 2026 |
| 8 |  | Free | 4.8★ (8.6M) | No | No | Jul 2026 |
Manage your daily finances and budget for future goals with this mobile banking app. It offers a spending account, a high-yield savings account, and tools to track spending and set savings goals. Build a better relationship with your money through easy-to-use financial management features.
This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.
A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.
Cultivate a virtual money tree, upgrade its branches, and harvest cash. Unlock new tree varieties and enhance all aspects of your tree to achieve victory in this simulation game.
This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.
Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.
Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.
Track your income and expenses with this personal finance manager. Securely store data locally or sync across devices with a subscription. Features include budgeting, receipt attachments, and detailed reports.
This educational app suite teaches children about Canadian currency through interactive games. It helps students identify coins and bills, practice counting exact amounts, and learn to pay for items, with engaging animations as rewards.
Share your opinions with companies to influence product development and earn rewards. Take surveys, complete profile questionnaires, and redeem points for cash or gift cards.
Build the ultimate money-printing factory by chopping trees, producing paper, and hiring workers. Your goal is to become a rich money tycoon by producing and selling your own currency.
Manage your UK and international business or personal accounts digitally. Initiate payments, order cards, and communicate with client managers for cross-border finance guidance.
This secure and user-friendly application facilitates online meetings, video conferencing, calls, and chat. It allows for easy content sharing and keeps your communications synchronized across all devices, enabling flexible work arrangements.
A straightforward guide to personal finance basics, covering saving, investing, and building confidence. It aims to demystify financial concepts without pressure or overwhelm.
This platform offers HIPAA-compliant communication tools for healthcare professionals and patients. It enables secure phone calls, texts, faxes, video chats, and messaging within a unified inbox. Features include team collaboration, telehealth, and automated communications to enhance clinical operations.