Best Spruce Money Apps & Games

24+ iOS apps & games curated and reviewed

3.8 avg rating
20 free apps & games
Updated May 2026

The best spruce money apps on iPhone average 3.8★ across 24+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Spruce Money

Spruce – Mobile banking#1

Spruce – Mobile banking by HRB Tax Group, Inc.

Spruce up your financial life
Editor's Choice
💰 Finance
4.5😞(5K ratings)
Free
Spruce – Mobile banking screenshot 1
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Spruce – Mobile banking screenshot 4
Spruce – Mobile banking screenshot 5
Spruce – Mobile banking screenshot 6

Spruce up your financial life with a mobile banking app that offers early tax refunds, no fees or minimum balances, automated savings, transaction categorization, and more. Download now for financial peace of mind and easy money management.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful savings tools
  • 👍 Beautiful UI
  • 🚀 Fast direct deposits

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow check deposits
  • 🔒 Security concerns
Squirrel Saving & Investing#2

Squirrel Saving & Investing by Squirrel Money

Strong Contender
💰 Finance
0.0(0 ratings)
Free
Squirrel Saving & Investing screenshot 1
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Squirrel Saving & Investing screenshot 5
Squirrel Saving & Investing screenshot 6

This mobile application allows users to easily manage their money, investments, and loans on the go, providing real-time access to financial statistics and push notification alerts for important updates. With the app, users can view and manage their investment accounts, create new orders, and withdraw funds, giving them control over their finances anytime, anywhere.

Varo Bank: Online Banking#3

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Worth Considering
💰 Finance
4.9😞(233K ratings)
Free
#60in Finance
Varo Bank: Online Banking screenshot 1
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Varo Bank: Online Banking screenshot 6

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance

More Spruce Money apps to explore

4
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

💰 Finance
(57K)
5
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
6
Spruce: Medical Communication
Spruce: Medical Communication
Spruce: Medical Communication
HIPAA phone, text, video, fax
Free

Spruce revolutionizes medical communication with its HIPAA-compliant platform for healthcare professionals and patients, offering a wide range of tools like secure messaging, telehealth, automated communications, and team collaboration. Healthcare professionals can start a free 14-day trial, while patients can access the app for free to connect with their care team. Join Spruce today to enhance your clinical operations and streamline communication with ease.

🏥 Medical
(89K)
7
IRS2Go
IRS2Go
IRS2Go
by Internal Revenue Service
Free

Track your refund, make payments, locate free tax assistance, receive tax tips, and stay updated with IRS news all in one place with this official app. Download now and easily connect with the IRS anytime, anywhere.

💰 Finance
(4.3K)
8
Speedy Payday Loans
Speedy Payday Loans
Speedy Payday Loans
by Rainbow UK Ltd
Free

This application provides a hassle-free way to apply for short-term loans online, offering quick approvals and direct deposits to your bank account. Features include a built-in loan calculator, access to multiple lenders, and secure data encryption.

💰 Finance
(1.4K)
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

💰 Finance
(8.4M)
10
Money Tree 3D
Money Tree 3D
Money Tree 3D
Grow your money tree!
Free

Grow a virtual money tree, upgrade its various branches, and unlock different trees to win the game. Start growing your money tree today and harvest money bills!

🎮 Games
(6)
11
Survey Junkie
Survey Junkie
Survey Junkie
Take Surveys. Get Paid.
Free

Take surveys, share your opinions, and get paid with our online community of over 11 million members. Earn points for completing surveys and redeem them for cash via PayPal or e-Giftcards. Join now to make your voice heard and influence the products and services of tomorrow!

🌟 Lifestyle
(86K)
12
Panda Money
Panda Money
Panda Money
Financial Tracker App For You
Free

This financial tracker app helps you monitor your finances with premium features, providing a monthly overview of your financial status, supporting multiple currencies, and offering daily exchange rates. Download now to take control of your financial management.

💰 Finance
(3)
13
Magic Money Tree
Magic Money Tree
Magic Money Tree
by 3A YAPIM VE YAZILIM DANISMANLIK LIMITED SIRKETI
Free
🎮 Games
(0)
14
Bonsai: AI Money Manager
Bonsai: AI Money Manager
Bonsai: AI Money Manager
Net Worth, Spending & Goals
Free
💰 Finance
(0)
15
Money Frenzy
Money Frenzy
Money Frenzy
Collect all money
Free
🎮 Games
(0)
16
Money Forest 3D
Money Forest 3D
Money Forest 3D
Print your money, become rich!
Free

Build the ultimate money-making empire by producing, selling, and managing your own money factory. Start chopping trees, producing paper, and printing money, then hire workers to help grow your business and become a rich tycoon!

🎮 Games
(3)
17
Canadian Money 1
Canadian Money 1
Canadian Money 1
by Blooming Kids Software LLC
Free

This interactive program helps students learn about Canadian money through three engaging apps, teaching them to recognize coins and bills, count out exact amounts, and make purchases using real-life scenarios. By using fun animations and interactive tools, students of various ages and skill levels can develop essential money management skills and build their confidence in handling money.

📚 Education
(0)
18
Emerald24
Emerald24
Emerald24
Online Business Account & Card
Free

Manage your business or personal finances online with a user-friendly mobile app, offering convenient access to accounts, money transfers, and payment solutions. With expert guidance, you can easily manage accounts, make local and international payments, order cards, and track transactions.

💰 Finance
(6)
19
Money Magnet!
Money Magnet!
Money Magnet!
Attract the money to you
Free
🎮 Games
(0)
20
Emerald Express Cash
Emerald Express Cash
Emerald Express Cash
by Marker Trax LLC
Free

Get instant access to play your favorite games without needing cash or an ATM, by applying for a Casino Advance Line. Apply now and start playing in less than 3 minutes if approved.

💰 Finance
(3)