Best Spruce Money Apps & Games

20+ iOS apps & games curated and reviewed

3.6 avg rating
19 free apps & games
Updated June 2026

The best spruce money apps on iPhone average 3.6★ across 20+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Spruce Money

Spruce – Mobile banking#1

Spruce – Mobile banking by HRB Tax Group, Inc.

Spruce up your financial life
Editor's Choice
💰 Finance
4.5😞(5K ratings)
Free
Spruce – Mobile banking screenshot 1
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Spruce – Mobile banking screenshot 4
Spruce – Mobile banking screenshot 5
Spruce – Mobile banking screenshot 6

Manage your daily finances and budget for future goals with this mobile banking app. It offers a spending account, a high-yield savings account, and tools to track spending and set savings goals. Build a better relationship with your money through easy-to-use financial management features.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful savings tools
  • 👍 Beautiful UI
  • 🚀 Fast direct deposits

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow check deposits
  • 🔒 Security concerns
Varo Bank: Online Banking#2

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Strong Contender
💰 Finance
4.9😞(233K ratings)
Free
#47in Finance
Varo Bank: Online Banking screenshot 1
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Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
Spruce: Medical Communication#3

Spruce: Medical Communication by Spruce Health, Inc

HIPAA phone, text, video, fax
Worth Considering
🏥 Medical
4.9😊(92K ratings)
Free
#44in Medical
Spruce: Medical Communication screenshot 1
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This platform offers HIPAA-compliant communication tools for healthcare professionals and patients. It enables secure phone calls, texts, faxes, video chats, and messaging within a unified inbox. Features include team collaboration, telehealth, and automated communications to enhance clinical operations.

What We Love

  • 🚀 Efficient communication
  • 👍 Convenient and user-friendly
  • 🔒 Secure messaging
  • 🚑 Excellent medical care and support

Room to Improve

  • 🐛 Technical issues and glitches
  • 🔍 Difficulty navigating the app
  • 💰 Concerns about pricing changes

More Spruce Money apps to explore

4
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
5
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(57K)
free
6
Amazon Chime
Amazon Chime
Amazon Chime
by AMZN Mobile LLC
Free

This secure and user-friendly application facilitates online meetings, video conferencing, calls, and chat. It allows for easy content sharing and keeps your communications synchronized across all devices, enabling flexible work arrangements.

Tap to join meetingsHD video conferencingVisual meeting roster
💼 Business
(681)
free
7
Survey Junkie
Survey Junkie
Survey Junkie
Take Surveys. Get Paid.
Free

Share your opinions with companies to influence product development and earn rewards. Take surveys, complete profile questionnaires, and redeem points for cash or gift cards.

Take surveysEarn pointsRedeem for cash
🌟 Lifestyle
(86K)
free with in-app purchases
8
Money Tree 3D
Money Tree 3D
Money Tree 3D
Grow your money tree!
Free

Cultivate a virtual money tree, upgrade its branches, and harvest cash. Unlock new tree varieties and enhance all aspects of your tree to achieve victory in this simulation game.

Grow a money treeHarvest money billsUpgrade tree branches
🎮 Games
(6)
ad-supported
9
Emerald24
Emerald24
Emerald24
Online Business Account & Card
Free

Manage your business or personal finances online with a user-friendly mobile app, offering convenient access to accounts, money transfers, and payment solutions. With expert guidance, you can easily manage accounts, make local and international payments, order cards, and track transactions.

💰 Finance
(6)
10
2026 TMEA Clinic/Convention
2026 TMEA Clinic/Convention
2026 TMEA Clinic/Convention
by Texas Music Educators Association
Free

This app provides a comprehensive guide to the annual Texas Music Educators Association Clinic/Convention. Discover pedagogical workshops, musical performances, and an extensive exhibit hall featuring companies and educational institutions.

Pedagogical workshopsMusical performancesExhibit hall directory
📊 Productivity
(65)
ad-supported
11
Money Forest 3D
Money Forest 3D
Money Forest 3D
Print your money, become rich!
Free

Build the ultimate money-printing factory by chopping trees, producing paper, and hiring workers. Your goal is to become a rich money tycoon by producing and selling your own currency.

Build a money factoryChop trees for paperPrint your own money
🎮 Games
(3)
ad-supported
12
Magic Money Tree
Magic Money Tree
Magic Money Tree
by 3A YAPIM VE YAZILIM DANISMANLIK LIMITED SIRKETI
Free
🎮 Games
(0)
13
Money Magnet!
Money Magnet!
Money Magnet!
Attract the money to you
Free
🎮 Games
(0)
14
Money Frenzy
Money Frenzy
Money Frenzy
Collect all money
Free
🎮 Games
(0)
15
Canadian Money 1
Canadian Money 1
Canadian Money 1
by Blooming Kids Software LLC
Free

This educational app suite teaches children about Canadian currency through interactive games. It helps students identify coins and bills, practice counting exact amounts, and learn to pay for items, with engaging animations as rewards.

Canadian coin and bill identificationMemorization of currencyCounting dollars and cents
📚 Education
(0)
free
16
Account Ant - Personal Money
Account Ant - Personal Money
Account Ant - Personal Money
Make. Spend. Track.
Free

Track your income and expenses with this personal finance manager. Securely store data locally or sync across devices with a subscription. Features include budgeting, receipt attachments, and detailed reports.

Unlimited account managementRecord income and expensesAttach receipts to transactions
💰 Finance
(1)
free with in-app purchases
17
Chop Chop!
Chop Chop!
Chop Chop!
by GOMBLE GAMES PTE. LTD.
Free

Explore diverse forests, chop down trees, and sell timber to build a thriving lumber business. Hire workers, upgrade your equipment, and discover unique maps inspired by global locations for a satisfying simulation experience.

Explore diverse tree types and mapsEarn money by selling timberHire workers to speed up logging
🎮 Games
(3)
free
18
Dollar Flip: Flippy Master
Dollar Flip: Flippy Master
Dollar Flip: Flippy Master
Throw Cash at Things!
Free
🎮 Games
(0)
19
money steps
money steps
money steps
by rudolph jones
$4.99

A straightforward guide to personal finance basics, covering saving, investing, and building confidence. It aims to demystify financial concepts without pressure or overwhelm.

Saving guidanceInvesting basicsFinancial confidence building
💰 Finance
(6)
paid
20
Flash Mobile MX
Flash Mobile MX
Flash Mobile MX
by Diri Telecomunicaciones S.A. de C.V.
Free
📊 Productivity
(0)