Best Spruce Money Apps & Games

42+ iOS apps & games curated and reviewed

4.0 avg rating
20 free apps & games
Updated November 2026

The best spruce money apps and games on iPhone average 4.0★ across 42+ titles — we've ranked them by what real users actually keep on their phones. Updated November 2026.

Compare top Spruce Money Apps & Games (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spruce – Mobile bankingSpruce – Mobile bankingFree4.5★ (5.4K)NoNoNov 2026
2Account Ant - Personal MoneyAccount Ant - Personal MoneyFree1.0★ (1)YesYesOct 2026
3Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (234K)NoNoNov 2026
4Money Tree 3DMoney Tree 3DFree1.0★ (6)YesNoMay 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (938K)NoNoNov 2026
6Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7★ (75K)NoNoNov 2026
7OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (494K)NoNoNov 2026
8Magic Money TreeMagic Money TreeFree—NoNoMay 2026

Top Picks for Spruce Money

Spruce – Mobile banking#1

Spruce – Mobile banking by HRB Tax Group, Inc.

Spruce up your financial life
Editor's Choice
💰 Finance
4.5😞(5.4K ratings)
Free
Spruce – Mobile banking screenshot 1
Spruce – Mobile banking screenshot 2
Spruce – Mobile banking screenshot 3
Spruce – Mobile banking screenshot 4
Spruce – Mobile banking screenshot 5
Spruce – Mobile banking screenshot 6

Manage your daily finances and budget for future goals with this mobile banking app. It offers a spending account, a high-yield savings account, and tools to track spending and set savings goals. Build a better relationship with your money through easy-to-use financial management features.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful savings tools
  • 👍 Beautiful UI
  • 🚀 Fast direct deposits

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow check deposits
  • 🔒 Security concerns
  • 🤖 Poor customer service
  • 💰 Unexpected fees
Account Ant - Personal Money#2

Account Ant - Personal Money by Hadokoa

Make. Spend. Track.
Strong Contender
💰 Finance
1.0(1 ratings)
FreeAdsIn-App Purchases
Account Ant - Personal Money screenshot 1
Account Ant - Personal Money screenshot 2
Account Ant - Personal Money screenshot 3
Account Ant - Personal Money screenshot 4
Account Ant - Personal Money screenshot 5
Account Ant - Personal Money screenshot 6

Track your income and expenses with this personal finance manager. Securely store data locally or sync across devices with a subscription. Features include budgeting, receipt attachments, and detailed reports.

Varo Bank: Online Banking#3

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances
Worth Considering
💰 Finance
4.9😞(234K ratings)
Free
#74in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday, cash advances, and a credit card with no fees or credit checks. Earn competitive APY on savings and manage your money with auto-saving tools and fee-free ATMs.

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates
  • 💳 Helpful advance and borrowing features

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
  • 💰 Restrictive transfer and deposit limits
  • 🐛 Technical issues with app and transactions

More Spruce Money apps to explore

FAQ about Spruce Money

What are the best spruce money apps & games for iPhone?
Spruce – Mobile banking tops our spruce money apps & games ranking as of November 2026, with a 4.5-star average from 5.4K App Store ratings, and it's free to download.
Yes — 20 of the top spruce money apps & games we rank are free to download, including Spruce – Mobile banking and Account Ant - Personal Money.
Spruce – Mobile banking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 42+ spruce money apps & games on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.