Best Transit Payment App

49+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated June 2026

Whether you're new to transit payment app or looking for an upgrade, our curated collection of 49+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Transit Payment App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1TAP LATAP LAFree1.9โ˜… (799)NoNoSep 2026
2SmarTripSmarTripFree2.5โ˜… (57)NoNoSep 2026
3Wise: Global Money TransferWise: Global Money TransferFree4.6โ˜… (110K)NoNoSep 2026
4Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9โ˜… (329K)NoNoSep 2026
5Bitcoin.com: Crypto WalletBitcoin.com: Crypto WalletFree4.7โ˜… (45K)NoNoSep 2026
6Apple WalletApple WalletFree4.8โ˜… (6.7M)YesNoSep 2026
7PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoSep 2026
8myORCAmyORCAFree2.5โ˜… (354)YesNoSep 2026

Top Picks for Transit Payment App

TAP LA#1

TAP LA by Los Angeles County Metropolitan Transportation Authority

Transit fare payment in LA
Editor's Choice
โœˆ๏ธ Travel
1.9๐Ÿ˜ž(799 ratings)
Free
TAP LA screenshot 1
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Pay for transit fares across Los Angeles with your mobile device. This app allows you to purchase passes, manage multiple cards, and use touchless payment on numerous bus and train systems. It also offers trip planning and access to multimodal programs.

What We Love

  • ๐Ÿš€ Easy to use
  • โœจ Convenient digital tap card
  • ๐Ÿ’ณ Ability to load funds
  • ๐Ÿ—บ๏ธ Trip planning functionality

Room to Improve

  • ๐Ÿ› App crashes and glitches
  • ๐Ÿ’ฐ Charges money without adding funds
  • โฑ๏ธ Slow load times and processing
  • ๐Ÿคทโ€โ™€๏ธ Confusing user experience
  • ๐Ÿšซ Doesn't work for tourists/visitors
SmarTrip#2

SmarTrip by Washington Metropolitan Area Transit Authority

Strong Contender
โœˆ๏ธ Travel
2.5๐Ÿ˜ž(57 ratings)
Free
SmarTrip screenshot 1
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Manage your SmarTrip card and account with this optional tool. Register your card for balance protection, check benefits, set up auto-reload, or purchase transit passes. It can also be added to Apple Wallet for easy tap-to-pay.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient for commuting
  • ๐Ÿš€ Seamless integration with Apple Wallet
  • ๐Ÿš€ Straightforward account setup

Room to Improve

  • ๐Ÿ› Unreliable card reading at turnstiles
  • ๐Ÿ› Delayed balance updates
  • ๐Ÿ› Buggy app functionality
  • ๐Ÿ”’ Excessive personal information required
  • ๐Ÿ”’ Difficult to recover account
  • ๐Ÿ’ฐ Additional fees for digital cards
Wise: Global Money Transfer#3

Wise: Global Money Transfer by Wise Payments Ltd

Send payments internationally
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(110K ratings)
Free
#49in Finance
Wise: Global Money Transfer screenshot 1
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Wise: Global Money Transfer screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • ๐Ÿš€ Fast and efficient transfers
  • ๐Ÿ’ฐ Competitive exchange rates and low fees
  • ๐ŸŒ Convenient for international money transfers
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿ”’ Secure transactions
  • ๐ŸŒŸ Great customer service

Room to Improve

  • ๐Ÿ•ฐ๏ธ Slow or delayed transfers in some cases
  • ๐Ÿค” Unclear or confusing account verification process
  • ๐Ÿ” Security issues with account deactivation and fund recovery
  • ๐Ÿ“ž Poor responsiveness of customer support
  • ๐Ÿ’ณ Issues with debit/credit card payments and top-ups

More Transit Payment App apps to explore

FAQ about Transit Payment App

What is the best transit payment app for iPhone?
TAP LA tops our transit payment app ranking as of June 2026, with a 1.9-star average from 799 App Store ratings, and it's free to download.
Yes โ€” 20 of the top transit payment app we rank are free to download, including TAP LA and SmarTrip.
TAP LA has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 49+ transit payment app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The TAP LA app allows you to pay for transit fares across over 27 transit systems in greater Los Angeles, including LA Metro. You can purchase transit passes, manage multiple TAP cards, and use touchless payment with your iPhone or Apple Watch.
Key features include touchless payment, the ability to add a TAP card to your iPhone and Apple Watch, purchasing transit passes or stored value, managing multiple cards in your account, adding your TAP card to Apple Wallet for Express Transit, and access to trip planning tools.