Best Xikka Apps

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

The best xikka apps on iPhone average 4.6★ across 228+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Xikka Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (16K)NoNoAug 2026
2Xe Money Transfer & CurrencyXe Money Transfer & CurrencyFree4.8★ (124K)YesNoAug 2026
3WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)NoNoAug 2026
4Wise: Global Money TransferWise: Global Money TransferFree4.6★ (108K)NoNoAug 2026
5MB BankMB BankFree4.7★ (25K)NoNoAug 2026
6Blockchain.com: Trade BitcoinBlockchain.com: Trade BitcoinFree4.7★ (184K)NoNoAug 2026
7MAJORITY: Mobile bankingMAJORITY: Mobile bankingFree4.9★ (82K)NoNoAug 2026
8QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026

Top Picks for Xikka

Perpay - Shop and Build Credit#1

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Editor's Choice
💰 Finance
4.9😐(16K ratings)
Free
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
Xe Money Transfer & Currency#2

Xe Money Transfer & Currency by XE.com Inc.

Send Money Abroad in Minutes
Strong Contender
💰 Finance
4.8😐(124K ratings)
FreeAds
Xe Money Transfer & Currency screenshot 1
Xe Money Transfer & Currency screenshot 2
Xe Money Transfer & Currency screenshot 3
Xe Money Transfer & Currency screenshot 4
Xe Money Transfer & Currency screenshot 5
Xe Money Transfer & Currency screenshot 6

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

What We Love

  • 🚀 Accurate and up-to-date exchange rates
  • 👍 Easy to use and navigate
  • 🌍 Supports a wide range of currencies
  • 🔒 Secure money transfer service

Room to Improve

  • 🐛 App crashes and freezes after updates
  • 📊 Reduced functionality and poor UI changes in recent updates
  • 🕰️ Slow money transfer processing times
WorldRemit: Money Transfer App#3

WorldRemit: Money Transfer App by WorldRemit

Send Transfers & Remittance
Worth Considering
💰 Finance
4.8😐(216K ratings)
Free
WorldRemit: Money Transfer App screenshot 1
WorldRemit: Money Transfer App screenshot 2
WorldRemit: Money Transfer App screenshot 3
WorldRemit: Money Transfer App screenshot 4
WorldRemit: Money Transfer App screenshot 5
WorldRemit: Money Transfer App screenshot 6

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

What We Love

  • 🚀 Fast, easy & inexpensive
  • 🚀 Reliable and convenient
  • 👍 Excellent service
  • 👍 Straightforward and quick

Room to Improve

  • 🐛 Unreliable and declining service
  • 🐛 Terrible customer service
  • 🐛 Accounts disabled without explanation

More Xikka apps to explore

4
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(108K)
free with in-app purchases
5
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(25K)
free
6
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Buy USDC, SOL, ETH with Trust
Free

Invest in a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. This app allows you to buy, sell, swap, and send digital assets securely. You can also earn interest on your holdings through various reward programs and explore decentralized finance (DeFi) opportunities.

Buy, sell, and swap cryptoEarn up to 10% APY on select tokensIntegrated DeFi wallet
💰 Finance
(184K)
free with in-app purchases
7
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a US account without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
💰 Finance
(82K)
freemium
8
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
9
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
10
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
11
Uphold: Buy BTC, ETH and 360+
Uphold: Buy BTC, ETH and 360+
Uphold: Buy BTC, ETH and 360+
From $ to Bitcoin in seconds
Free

Trade a wide range of digital assets including cryptocurrencies, national currencies, and precious metals. Access hard-to-find tokens, benefit from low fees, and secure your funds with robust reserve policies. The platform offers easy setup, recurring transactions, and flexible order types.

Trade 360+ cryptocurrenciesAccess 27 national currenciesTrade 4 precious metals
💰 Finance
(90K)
free with in-app purchases
12
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Bitcoin BTC・USDT・Litecoin・ETH
Free

This platform allows users to exchange, buy, and sell over 1,000 cryptocurrencies with competitive rates and transparent fees. It supports various payment methods, including credit cards and bank transfers, and offers 24/7 support. Stay updated with the latest crypto news and market data.

Exchange 1,000+ cryptocurrenciesBuy crypto with credit card/bank transferSell crypto via Visa/Mastercard/bank transfer
💰 Finance
(6.3K)
free with in-app purchases
13
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.8K)
free with in-app purchases
14
HSBC HK Mobile Banking
HSBC HK Mobile Banking
HSBC HK Mobile Banking
All-in-one financial services
Free

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Open bank accounts remotelySecure login with biometricsFPS QR code payments
💰 Finance
(12K)
free
15
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
16
Scotiabank
Scotiabank
Scotiabank
Designed for real life
Free

Manage your finances with ease, security, and accessibility. Track budgets, deposit cheques, view credit scores, and access banking advisors. Enjoy personalized support and seamless switching between banking and investment apps.

Budgeting and financial insightsScene+ rewards managementMobile cheque deposit
💰 Finance
(19K)
free
17
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(465)
free
18
GTE Mobile
GTE Mobile
GTE Mobile
Convenient Mobile Banking
Free

Manage your finances with this banking app. It offers features like adding cards to digital wallets, instant card control, and secure money transfers. You can also deposit checks, pay bills, and manage rewards.

Add cards to Apple PayTurn card on/off instantlySend/receive money with Zelle
💰 Finance
(24K)
free
19
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
💰 Finance
(6.2K)
free
20
myfawry
myfawry
myfawry
All your payments at one place
Free

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Pay bills easilyManage banking servicesApply for free prepaid card
💰 Finance
(8.9K)
free

FAQ about Xikka

What are the best xikka apps for iPhone?
Perpay - Shop and Build Credit tops our xikka apps ranking as of June 2026, with a 4.9-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top xikka apps we rank are free to download, including Perpay - Shop and Build Credit and Xe Money Transfer & Currency.
Perpay - Shop and Build Credit has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 228+ xikka apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Perpay allows you to access up to $1,000 to shop for a variety of products on its marketplace. You can pay for your purchases over time with no interest or fees. Additionally, the app offers features to help you build your credit history.
You can build credit by choosing to have your Perpay Marketplace payment history reported to all three major credit bureaus. This feature, Perpay+, helps establish a positive credit record as you make your payments.