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Marcus UK: Online savings bank

Marcus UK: Online savings bank

Banking and personal finance

260K ratings
647 reviews
#165 in free Finance
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • June 7, 2021
  • July 28, 2026

Developer

Goldman Sachs
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📉no. 165
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About

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

✓High-yield savings accounts
✓CDs with competitive rates
✓No-penalty CDs
✓Rate bump CDs
✓Manage accounts on the go
✓Financial calculators
✓FDIC-insured
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What users say

Summarized from real user reviews of Marcus UK. Based on 260K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 👍Great app design
  • 🚀Smooth performance
  • 💰Competitive interest rates
  • 🔒Secure banking

Negative things

  • 🐛Technical issues
  • 🔒Difficulty accessing funds
  • 👎Degraded app features
  • 🕰️Slow money transfers
  • 🤔Inconsistent user experience
See all reviews
+1

What's New in Marcus UK

2.24.0

July 28, 2026

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

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Charts

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📉 165-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on July 28, 2026.

User reviews

Most RecentHighest RatedLowest Rated

very easy

marcus has the easiest online banking i’ve ever seen. 10/10
bcoffribcoffri

Great rates, terrible service

Everything was good until I had an issue - customer service was very focused on telling I was wrong vs. working through differing experiences.
TadowhTadowh

Rates are good

Some people are scared of an online bank because you can’t get your cash fast. I have never had a problem. Plus rates are good.
dianka54dianka54

Non existent customer service

Tried to liquidate a no penalty CD and due to Marcus errors- it took 15 days and ten phone calls to accomplish.
BerryGognsonBerryGognson

Locked out of app with no resolution from support

Shortly after using the app, I started to get an error when logging in that said I was locked out of my account and needed to call a number to get it resolved. Notably I could login from a browser just fine so it was just a problem with the app. After several weeks and many, many calls, their resolution was simply to tell me to use Google Chrome instead. Why have an app if it doesn’t work… A very frustrating customer service experience that led nowhere.
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AdamschlonAdamschlon
See 642 more reviews

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User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Missing or incorrect transaction history

Bug

Unreliable app connectivity and performance

Bug
✨

Requested Features

5 requests

Add ability to name accounts

Feature

Restore monthly spending line graph

Feature

Improve transaction tracking and categorization

Feature

Provide real-time balance updates and notifications

Feature

Enable open banking integration

Feature

FAQ

What does the Marcus by Goldman Sachs app do?

The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.

What are the key features of the Marcus by Goldman Sachs app?

Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

Is the Marcus by Goldman Sachs app free to use?

Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements.

What kind of accounts can I open with Marcus by Goldman Sachs?

You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured.

Who is the target audience for the Marcus by Goldman Sachs app?

The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services.