Best Ally High Yield Savings Apps

4.7😐(113K ratings)

Free

#69in Finance

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

What We Love

🚀 Reliable app performance
👍 Helpful customer service
💡 Useful savings buckets feature
🚀 Immediate fund transfers

Room to Improve

🐛 Frequent app crashes and bugs
🕰️ Slow mobile check deposit processing
🔒 Lack of VPN compatibility
🤖 Unhelpful automated customer support
💰 Unexpected fees and account holds

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Strong Contender

4.9😐(265K ratings)

Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

Axal: High Yield Savings by Axal

Earn 7.6% Interest on Cash

Worth Considering

ALLY: Save, Invest & Protect

4.8(112 ratings)

Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

More Ally High Yield Savings apps to explore

Save, Invest, Earn & Protect

Flexible and purposeful investmentsSecure fund locking with PadiLockGoal-based savings with Goalpost

This app offers a comprehensive financial ecosystem for saving, investing, and protection. It provides tools for flexible investments, secure savings with competitive returns, and integrated health and income protection plans. Build wealth and secure your future seamlessly.

(3)

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

Betterment Invest & Save Money

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

(65K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Easy account access anywhere.

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

(4.4M)

Elevault – Interest Paid Daily

Elevate your wealth.

High-yield daily interestNo fees bankingAutomated financial planning

This app helps you manage your money, budget effectively, and grow your savings with daily interest. It offers tools for organizing funds into custom 'Vaults' and provides insights into your financial health. Secure banking backed by a trusted financial institution ensures your money is safe.

(84)

Robinhood Banking

Credit Card & Banking

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

(92K)

Earn up to 8.75% per year

Aave: Save and Earn

Earn up to 9% APY on cashAccount protection up to $1,000,000No fees, minimums, or lockups

This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

Secure 529 account accessView balance and transaction historyAdd one-time or recurring contributions

(29K)

Treasury Yield Curve Tracker

U.S. Yield Curves & Bond Rates

Real-time yield dataHistorical yield curve comparisonsCustomizable charts

Visualize and analyze U.S. Treasury yield curves with real-time data and historical comparisons. Understand interest rates, bond markets, and economic trends with customizable charts and data export. Ideal for finance professionals and new investors alike.

Ladda: Save and invest

Automate saving and investment

Automated and non-automated savingsShort and long-term goal planningEmergency fund creation

Automate your savings and investments to achieve your financial goals. Build personalized portfolios, make regular or one-time deposits, and earn competitive interest rates. Access your funds anytime and manage your money with ease for greater financial independence.

(28)

SusuWallet: Savings Circles

by Union Bank and Trust

Personal savings & investments

SEC-licensed investment platformDiverse investment optionsTrack investments and progress

Empower your financial future with this investment app. Easily save, invest in diverse options like mutual funds, and track your progress on the go. It's designed for both new and experienced investors, offering convenience and robust security.

(16)