Best 9 Payment Service Bank Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

The best 9 payment service bank apps on iPhone average 4.5★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top 9 Payment Service Bank Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bank9jaBank9jaFree2.7★ (9)NoNoOct 2026
2Chipper CashChipper CashFree4.3★ (15K)NoNoOct 2026
3Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (32K)NoNoOct 2026
4Paga - Send, Pay, and BankPaga - Send, Pay, and BankFree4.1★ (1.4K)NoNoOct 2026
5Access MoreAccess MoreFree4.7★ (118K)NoNoOct 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (131K)NoNoOct 2026
7SelfCity: Build Your CitySelfCity: Build Your CityFree4.7★ (12)NoYesOct 2026
8STC BankSTC BankFree4.7★ (44K)NoNoOct 2026

Top Picks for 9 Payment Service Bank

Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
💰 Finance
4.3😊(15K ratings)
Free
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Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform
  • 💳 Convenient virtual card
  • 🌍 Easy international transfers

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues
  • 💸 Unexpected account locks
  • 🤖 Poor customer service response
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(32K ratings)
Free
Moniepoint Personal Banking screenshot 1
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Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
  • 💸 Unexpected charges

More 9 Payment Service Bank apps to explore

FAQ about 9 Payment Service Bank

What are the best 9 payment service bank apps for iPhone?
Bank9ja tops our 9 payment service bank apps ranking as of October 2026, with a 2.7-star average from 9 App Store ratings, and it's free to download.
Yes — 20 of the top 9 payment service bank apps we rank are free to download, including Bank9ja and Chipper Cash.
Bank9ja has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ 9 payment service bank apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.