Best Alternative Savings App

218+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Monese is the household name in alternative savings app, but it's far from the only option. We track 218+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Alternative Savings App

Monese - A banking alternative#1

Monese - A banking alternative by Monese Ltd

The money app
Editor's Choice
💰 Finance
4.7(2.4K ratings)
FreeAds
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Open a mobile money account with this banking alternative, offering fast and free accounts in 31 countries. Enjoy features like global card usage, fee-free transactions, real-time notifications, savings pots, and more. Join over 2 million users for financial freedom wherever life takes you.

Thrift Savings Plan#2

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Strong Contender
💼 Business
4.8😞(105K ratings)
Free
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Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
Qapital: The Money Saving App#3

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Worth Considering
💰 Finance
4.8😊(86K ratings)
Free
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Qapital is a personal finance app that helps users save money towards their goals by allowing them to set up customized savings rules and automate their savings. With features like goal setting, automatic savings transfers, and round-up purchases, users can effortlessly work towards their financial objectives. Start saving smarter today!

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges

More Alternative Savings App apps to explore

4
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(110K)
5
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

💰 Finance
(4.7K)
6
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

An app that helps users set savings goals, track progress, and manage expenses. Stay on top of your finances effortlessly.

💰 Finance
(7.5K)
7
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(9.2K)
8
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

Simplify saving and manage loans in one place with our app that tailored to your financial situation. Start saving effortlessly and meet your money goals smarter!

💰 Finance
(289K)
9
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

Get cash back on your everyday purchases with this app. Simply scan your receipts and earn rewards on eligible items. Start saving now!

🛍️ Shopping
(6.5K)
10
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

💰 Finance
(23K)
11
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

A financial management app that offers comprehensive tools for budgeting, expense tracking, goal setting, and saving towards financial targets. Users can easily manage their finances, set priorities, and stay on top of their financial health. Try it now for better control over your money.

💰 Finance
(81K)
12
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

Track your expenses, set savings goals, and manage your budget effortlessly with our intuitive financial planning tool. Start achieving your financial dreams today with Weekly!

💰 Finance
(3.6K)
13
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)
14
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

💰 Finance
(144K)
15
Guac - Save While You Spend
Guac - Save While You Spend
Guac - Save While You Spend
Guac
Free

Guac helps you save money effortlessly by syncing with your bank account, setting up savings goals, earning cash back through marketplace purchases, and easily transferring funds between accounts. Start saving today with Guac!

💰 Finance
(2.1K)
16
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

Track your savings goals effortlessly with our app! Set customizable targets, track progress, and stay motivated to reach your financial milestones. Start saving smarter today!

💰 Finance
(218)
17
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app is a financial advisor that offers an easy way to understand your finances by providing instant access to your real credit score, home equity monitoring, personalized loan offers, and more. It includes the world's first credit card that quickly unlocks home equity, saving time, effort, and money, all conveniently accessible from your phone.

💰 Finance
(3.8K)
18
Nkwa
Nkwa
Nkwa
Savings via Mobile Money
Free

An app for disciplined financial planning and saving towards goals via mobile money, featuring goal setting, savings reminders, and secure fund transfers. Get started with just a smartphone and an active mobile money account.

💰 Finance
(529)
19
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

"Get paid early, save effortlessly, and avoid hidden fees with the myWisely mobile banking app. Shop, pay bills, and track your spending conveniently. Download now and take control of your finances with myWisely."

💰 Finance
(35K)
20
Skowhegan Savings Bank
Skowhegan Savings Bank
Skowhegan Savings Bank
by Skowhegan Savings Bank
Free

Skowhegan Savings Bank allows you to aggregate all your financial accounts, manage transactions with tags and alerts, make payments, transfer money, deposit checks, access statements, find branches/ATMs, and secure your account with passcodes or biometrics. Easily manage your finances in one place with this comprehensive banking app.

💰 Finance
(1.8K)