Best American Express Business Checking Apps

209+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our american express business checking list covers 209+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top American Express Business Checking Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amex Business Blueprint™Amex Business Blueprint™Free4.8★ (8.5K)NoNoJul 2026
2AmexAmexFree4.9★ (4.3M)NoNoJul 2026
3Found: Business BankingFound: Business BankingFree4.8★ (32K)NoNoJul 2026
4Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026
5QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoJul 2026
6Relay | Business BankingRelay | Business BankingFree4.8★ (3.3K)NoNoJul 2026
7First American BankFirst American BankFree4.8★ (6.4K)YesNoJul 2026
8PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoJul 2026

Top Picks for American Express Business Checking

Amex Business Blueprint™#1

Amex Business Blueprint™ by American Express

Efficient Cash Flow Management
Editor's Choice
💰 Finance
4.8😞(8.5K ratings)
Free
Amex Business Blueprint™ screenshot 1
Amex Business Blueprint™ screenshot 2
Amex Business Blueprint™ screenshot 3
Amex Business Blueprint™ screenshot 4
Amex Business Blueprint™ screenshot 5
Amex Business Blueprint™ screenshot 6

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

What We Love

  • 🚀 Lightning-fast mobile check deposit
  • 👍 Simple and straightforward app
  • 💡 Convenient line of credit when needed

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔒 Lack of security features like Touch ID
  • 💸 High interest rates and short repayment periods
Amex#2

Amex by American Express

Payments, Balance & Rewards
Strong Contender
💰 Finance
4.9😐(4.3M ratings)
Free
#26in Finance
Amex screenshot 1
Amex screenshot 2
Amex screenshot 3
Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
Found: Business Banking#3

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Worth Considering
💰 Finance
4.8😐(32K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options

More American Express Business Checking apps to explore

4
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
5
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
6
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
7
First American Bank
First American Bank
First American Bank
by First American Bank
Free

Manage your finances conveniently and securely on the go. Track balances, make payments, transfer funds, deposit checks, and monitor account activity with ease. Secure features like passcodes and biometric recognition protect your information.

Check account balance and historyMake payments and transfer moneySend/receive money with Zelle®
💰 Finance
(6.4K)
free
8
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
9
Amex Travel
Amex Travel
Amex Travel
Your Travel Companion
Free

Plan and book your next vacation with ease. Discover new destinations, find hotels worldwide, and manage your travel plans all in one app. Access exclusive benefits and create wishlists for future trips.

Book hotels, flights, and car rentalsExplore new destinationsCreate travel wishlists
✈️ Travel
(20K)
free
10
Amex KSA
Amex KSA
Amex KSA
American Express KSA
Free

Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.

Activate your cardView account balance and transactionsManage Membership Rewards points
💰 Finance
(332)
free
11
Ameris Bank Business Mobile
Ameris Bank Business Mobile
Ameris Bank Business Mobile
by Ameris Bancorp
Free

Manage your business finances conveniently from your iPhone. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all Ameris Bank online banking customers.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(6.1K)
free
12
PlainsCapital Business Mobile
PlainsCapital Business Mobile
PlainsCapital Business Mobile
by PlainsCapital Bank
Free

Manage your business finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is designed for existing PlainsCapital Bank business online banking customers.

Check account balancesSearch recent transactionsTransfer money between accounts
💰 Finance
(1.6K)
free
13
American Savings Bank Hawaii
American Savings Bank Hawaii
American Savings Bank Hawaii
by American Savings Bank, National Association
Free

Manage your personal and business finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, depositing checks, transferring funds, and paying bills anytime, anywhere.

Check account balancesView transactionsDeposit checks
💰 Finance
(15K)
free
14
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
15
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
16
American Bank & Trust
American Bank & Trust
American Bank & Trust
by American Bank & Trust SD
Free

Manage your finances conveniently and securely from your mobile device. Check balances, transfer funds, deposit checks, and manage debit cards. Locate branches and ATMs, and pay bills with ease.

Check account balancesTransfer money between accountsDeposit checks via photo
💰 Finance
(966)
free
17
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Secure sign-in with biometricsBill management and paymentsSend money to contacts
💰 Finance
(23K)
free with in-app purchases
18
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(973)
free
19
Airwallex
Airwallex
Airwallex
Business finances on the go
Free

Manage your global business finances from anywhere with this app. Monitor balances, track transactions, and convert currencies on the go. Open global accounts, create virtual cards, and transfer funds internationally with competitive rates.

Multi-currency walletTransaction trackingVirtual card management
💰 Finance
(468)
free
20
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases

FAQ about American Express Business Checking

What are the best american express business checking apps for iPhone?
Amex Business Blueprint™ tops our american express business checking apps ranking as of May 2026, with a 4.8-star average from 8.5K App Store ratings, and it's free to download.
Yes — 20 of the top american express business checking apps we rank are free to download, including Amex Business Blueprint™ and Amex.
Amex Business Blueprint™ has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 209+ american express business checking apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The app helps small business owners get a clear picture of their cash flow by consolidating account balances from select American Express products and eligible external business accounts. It provides insights into money movement, expenses, and trends to support informed financial decisions.
Key features include a consolidated view of account balances, easy-to-understand graphs and personalized insights on cash flow, expense tracking, and analysis of money in and out of the business. It also allows for exploring and applying for business financing products.