Best Auto Pay Plus Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good auto pay plus apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Auto Pay Plus Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AutoPayPlusAutoPayPlusFree3.7★ (15)NoNoSep 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
3rapid! Payrapid! PayFree4.5★ (195K)NoNoOct 2026
4AmexAmexFree4.9★ (4.4M)YesNoOct 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (872K)NoNoOct 2026
6PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoOct 2026
7PayactivPayactivFree4.7★ (78K)NoNoOct 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoOct 2026

Top Picks for Auto Pay Plus

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(753K ratings)
Free
#36in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
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Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues
rapid! Pay#3

rapid! Pay by Green Dot Corporation

rapid! Access PayCard OnDemand
Worth Considering
💰 Finance
4.5😞(195K ratings)
Free
rapid! Pay screenshot 1
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rapid! Pay screenshot 5
rapid! Pay screenshot 6

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

What We Love

  • 🚀 Instant deposits
  • 💡 Savings account feature
  • 👍 Convenient for getting paid
  • 🔒 Secure with fingerprint login

Room to Improve

  • 🐛 App crashes and login issues
  • ⏱️ Inconsistent and delayed fund availability
  • 🤖 Poor customer service and language barriers
  • 💳 Outdated card with no chip or mobile wallet support

More Auto Pay Plus apps to explore

FAQ about Auto Pay Plus

What are the best auto pay plus apps for iPhone?
AutoPayPlus tops our auto pay plus apps ranking as of October 2026, with a 3.7-star average from 15 App Store ratings, and it's free to download.
Yes — 20 of the top auto pay plus apps we rank are free to download, including AutoPayPlus and Afterpay: Pay over time.
AutoPayPlus has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ auto pay plus apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.