Best Bharat Bank Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Whether you're new to bharat bank or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Bharat Bank Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
2DigiLockerDigiLockerFree3.3★ (183)NoNoSep 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
4Thane Bharat Sahakari Bank LtdThane Bharat Sahakari Bank LtdFreeNoNoMay 2026
5Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoSep 2026
6RCB Bank MobileRCB Bank MobileFree4.6★ (2.3K)NoNoSep 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
8Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026

Top Picks for Bharat Bank

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
💰 Finance
4.7😐(170K ratings)
Free
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
DigiLocker#2

DigiLocker by National e-Governance Division

Simple &Secure document wallet
Strong Contender
📊 Productivity
3.3😞(183 ratings)
Free
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A secure digital wallet for citizens to store and access important documents and certificates. This platform aims to reduce the need for physical paperwork by enabling digital issuance and verification.

What We Love

  • 📱 Centralized document storage and access
  • ✅ Government-issued documents are legally valid
  • ⚡ Quick document retrieval from government databases
  • 🎯 Convenient for travel and emergencies
  • 🔐 Secure storage of sensitive documents
  • 🌍 Reduces need for physical document copies
  • 💼 API integrations work seamlessly
  • 🎨 Aesthetically designed UI
  • 📲 User-friendly interface when functioning properly

Room to Improve

  • 🚪 Frequent unexpected logouts
  • 🔄 Session timeout issues
  • 📵 App crashes repeatedly
  • 🔌 Authentication failures after login
  • ⏱️ Slow app performance
  • 🌐 Inaccessible outside India (403 Forbidden error)
  • 📱 iOS compatibility issues
  • 🔑 Complex login process with OTP requirements
  • ⚠️ Inconsistent document fetching
  • 🔓 Biometric login not persistent
  • 📧 Mobile number required instead of email option
  • ⚙️ Multiple API request issues from button taps
  • 🐢 Requires high-speed internet for functionality
  • ❌ Blank screens on login/signup pages
  • 🔄 Automatic update requirement blocks access

More Bharat Bank apps to explore

FAQ about Bharat Bank

What are the best bharat bank apps for iPhone?
PhonePe UPI, Payment, Recharge tops our bharat bank apps ranking as of September 2026, with a 4.7-star average from 170K App Store ratings, and it's free to download.
Yes — 20 of the top bharat bank apps we rank are free to download, including PhonePe UPI, Payment, Recharge and DigiLocker.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ bharat bank apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.