Best Business Savings App

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

If you already know Thrift Savings Plan, this is the deeper bench. 0+ business savings app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Business Savings App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Thrift Savings PlanThrift Savings PlanFree4.8★ (123K)NoNoAug 2026
2WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesAug 2026
3Revolut BusinessRevolut BusinessFree4.9★ (2.8K)NoNoAug 2026
4Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026
5First Savings MastercardFirst Savings MastercardFree4.7★ (4.7K)NoNoAug 2026
6Gusto MobileGusto MobileFree4.8★ (48K)NoNoAug 2026
7RampRampFree4.9★ (44K)YesNoAug 2026
8Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026

Top Picks for Business Savings App

Thrift Savings Plan#1

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Editor's Choice
💼 Business
4.8😞(123K ratings)
Free
Thrift Savings Plan screenshot 1
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Thrift Savings Plan screenshot 6

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
WhatsApp Business#2

WhatsApp Business by WhatsApp Inc.

Strong Contender
💼 Business
4.7😐(1.5M ratings)
FreeAdsIn-App Purchases
#16in Business
WhatsApp Business screenshot 1
WhatsApp Business screenshot 2
WhatsApp Business screenshot 3
WhatsApp Business screenshot 4
WhatsApp Business screenshot 5
WhatsApp Business screenshot 6

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

What We Love

  • 🚀 Excellent communication tool
  • 👍 User-friendly interface
  • 🔒 Secure messaging
  • 💡 Helpful business features

Room to Improve

  • 🐛 Frequent app crashes and hangs
  • 🔍 Lack of customer support
  • 🔒 Privacy concerns with account suspensions
Revolut Business#3

Revolut Business by Revolut Ltd

Go beyond business as usual
Worth Considering
💰 Finance
4.9😐(2.8K ratings)
Free
Revolut Business screenshot 1
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Revolut Business screenshot 4
Revolut Business screenshot 5
Revolut Business screenshot 6

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

What We Love

  • 🚀 Fast and easy to use
  • 👍 Intuitive and modern interface
  • 💳 Seamless multi-currency and international payments
  • 📊 Helpful financial insights and reporting

Room to Improve

  • 🔒 Concerns about account security and freezes
  • 🕰️ Slow customer support and resolution of issues
  • 💰 Unexpected fees and changes to pricing plans

More Business Savings App apps to explore

4
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
5
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
💰 Finance
(4.7K)
free
6
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

Run payroll on the goReview and approve team hoursManage employee information
💰 Finance
(48K)
free with in-app purchases
7
Ramp
Ramp
Ramp
Time is money. Save both
Free

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

Corporate card managementExpense reportingBill payments
💰 Finance
(44K)
ad-supported
8
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
9
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
10
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
💰 Finance
(13K)
freemium
11
American Savings Bank Hawaii
American Savings Bank Hawaii
American Savings Bank Hawaii
by American Savings Bank, National Association
Free

Manage your personal and business finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, depositing checks, transferring funds, and paying bills anytime, anywhere.

Check account balancesView transactionsDeposit checks
💰 Finance
(15K)
free
12
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
13
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking.* Bills. Invoices.
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.5K)
free
14
Dollar Bank Mobile App
Dollar Bank Mobile App
Dollar Bank Mobile App
by Dollar Bank
Free

Manage your Dollar Bank accounts conveniently from your mobile device. Deposit checks, transfer funds, pay bills, and send money securely. Access account balances quickly and find nearby ATMs or branches.

Secure account access 24/7Mobile check depositQuick Balance view
💰 Finance
(23K)
free
15
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Investing, Spending, Net Worth
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(12K)
free with in-app purchases
16
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
17
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
18
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(7.1K)
free
19
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
20
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free

FAQ about Business Savings App

What is the best business savings app for iPhone?
Thrift Savings Plan tops our business savings app ranking as of June 2026, with a 4.8-star average from 123K App Store ratings, and it's free to download.
Yes — 20 of the top business savings app we rank are free to download, including Thrift Savings Plan and WhatsApp Business.
Thrift Savings Plan has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The app allows you to manage your Thrift Savings Plan (TSP) account from your mobile device. You can review your account summary, check investment performance, change your investment mix, and use the virtual assistant AVA. It also supports secure document signing, form submission, document uploads, and mobile check deposit for rollovers.
No, the Thrift Savings Plan app is free to download and use. There are no in-app purchases or advertisements mentioned.