Best Digital Bank Nigeria Apps

229+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

SunTrust Digital Bank is the household name in digital bank nigeria, but it's far from the only option. We track 229+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Digital Bank Nigeria

ALAT#2

ALAT by Wema Bank Plc

Digital Bank, Bills, Airtime
Strong Contender
πŸ’° Finance
3.5😞(2.3K ratings)
Free
ALAT screenshot 1
ALAT screenshot 2
ALAT screenshot 3
ALAT screenshot 4
ALAT screenshot 5
ALAT screenshot 6

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

What We Love

  • πŸš€ Fast and reliable
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative features
  • πŸ”’ Secure banking

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ” Poor customer service
  • πŸ’° High transaction fees
gomoney β€” The Digital Bank#3

gomoney β€” The Digital Bank by Go Financial Services Limited

Simplifying banking for you.
Worth Considering
πŸ’° Finance
3.6😞(209 ratings)
FreeAds
gomoney β€” The Digital Bank screenshot 1
gomoney β€” The Digital Bank screenshot 2
gomoney β€” The Digital Bank screenshot 3
gomoney β€” The Digital Bank screenshot 4
gomoney β€” The Digital Bank screenshot 5
gomoney β€” The Digital Bank screenshot 6

Revolutionize your banking experience with our digital banking app, streamlining all your financial needs in one place. Enjoy convenient, secure banking at your fingertips today!

What We Love

  • πŸš€ Fast and reliable transactions
  • πŸ’‘ Innovative GoStash savings feature
  • πŸ‘ User-friendly interface and easy to use
  • πŸ’³ Virtual Naira debit card availability

Room to Improve

  • 😞 Severe customer service issues and unresponsive support
  • πŸ’° Money trapped in failed transactions without refunds
  • πŸ”’ Account freezing and fund lockdown without explanation

More Digital Bank Nigeria apps to explore

4
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances with ease through a convenient and secure digital banking experience. Access your accounts, pay bills, and transfer money seamlessly from anywhere, at any time. Simplify your banking – try it now!

πŸ’° Finance
(7.4K)
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

πŸ’° Finance
(28K)
6
Weyay
Weyay
Weyay
Kuwait’s First Digital Bank
Free

Experience Kuwait's first digital bank where you can open an account in minutes from your mobile phone, enjoy customized card options, easy allowance transfers, exclusive rewards, 24/7 support, bill splitting, savings goals, bill payments, and hassle-free money transfers to friends. Join now and start shaping your financial future with Weyay.

πŸ’° Finance
(5.2K)
7
Family Trust Digital Banking
Family Trust Digital Banking
Family Trust Digital Banking
by Family Trust FCU
Free

Access your accounts, transfer money, make loan payments, locate branches/ATMs, and deposit checks seamlessly with our digital banking app. Available for Family Trust online banking users, ensuring secure transactions with industry standard data encryption.

πŸ’° Finance
(16K)
8
Gesa Digital Banking
Gesa Digital Banking
Gesa Digital Banking
by Gesa Credit Union
Free

Access your banking anytime, anywhere with Gesa Digital Banking. Easily manage your finances, transfer funds, deposit checks, pay bills, and apply for services at your convenience. Experience biometric access and more by visiting Gesa.com today.

πŸ’° Finance
(28K)
9
D360 Bank
D360 Bank
D360 Bank
A bank with you in mind
Free

Experience a revolutionary Saudi Sharia-compliant digital banking app that offers fast transactions, competitive pricing, and personalized support. Join D360 Bank today for easy onboarding in under 2 minutes and start banking from anywhere with enhanced security features.

πŸ’° Finance
(175)
10
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

πŸ’° Finance
(1.5K)
11
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Money Transfer
Free

Sendwave - Send Money is a money transfer application that allows rapid, affordable international transfers from various countries to select destinations. Users can send money easily from debit cards to mobile wallets, bank accounts, or for cash pickup, with real-time updates and 24/7 support. Join thousands of active users and start sending money securely today. Contact support for assistance at help@sendwave.com.

πŸ’° Finance
(83K)
12
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by FIRST BANCORP
Free

Bank on the go with the trusted First Bank mobile app for Apple devices. Manage your accounts 24/7, make transfers, deposit checks, track finances, and enjoy secure banking with biometrics. Join the leading community bank in the Carolinas for convenient, top-rated banking services.

πŸ’° Finance
(5.7K)
13
Tam - Digital Banking
Tam - Digital Banking
Tam - Digital Banking
by Kuwait Finance House
Free

Experience convenient digital banking with a fresh design through Tam Mobile Banking app. Open an account, get instant virtual cards, enjoy easy transfers, and access fun rewards. Customize your virtual card and join TAM for a world of benefits and unique experiences.

πŸ’° Finance
(1.6K)
14
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

πŸ’° Finance
(12K)
15
TDECU Digital Banking
TDECU Digital Banking
TDECU Digital Banking
by TDECU
Free

Access streamlined and flexible banking on any device with the TDECU Digital Banking app. Enroll, check balances, pay bills, deposit checks, transfer funds, track spending, manage cards, and more, all in one convenient platform. Experience easy, accessible, and efficient digital banking today!

πŸ’° Finance
(13K)
16
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
A bank to save, earn, spend
Free

Sparkle is a lifestyle bank app that offers freedom and simplicity in managing your finances. With features like fast money transfers, redeemable points, discounts, and transparent tracking of your spending, Sparkle makes banking easy and rewarding. Join over 120,000 users and start saving, earning, and spending with Sparkle today! Download now and experience a new way to bank.

πŸ’° Finance
(1.3K)
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
18
O2 Digital Banking
O2 Digital Banking
O2 Digital Banking
by Old Second National Bank
Free

Access all your financial accounts in one place, manage transactions, set alerts, make payments, transfer money, deposit checks, and more with our secure and convenient digital banking app. Simplify your finances and take control today!

πŸ’° Finance
(11K)
19
VULTe
VULTe
VULTe
by Polaris Bank Limited
Free

Experience ultimate convenience and control with our application. Seamlessly open and manage Naira or USD accounts anytime, anywhere to suit your needs. Download/update now for a personalized banking experience.

πŸ’° Finance
(540)
20
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

A versatile mobile application that combines banking, shopping, travel booking, bill payments, investments, and more in one place. Download the app for a seamless user experience and convenient access to a wide range of SBI services and features.

πŸ’° Finance
(2.9K)