Best Digital Bank Nigeria Apps

229+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

SunTrust Digital Bank is the household name in digital bank nigeria, but it's far from the only option. We track 229+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Digital Bank Nigeria Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SunTrust Digital BankSunTrust Digital BankFree5.0★ (1)NoNoJul 2026
2ALATALATFree3.5★ (2.3K)NoNoAug 2026
3gomoney — The Digital Bankgomoney — The Digital BankFree3.6★ (209)NoNoAug 2026
4UBL Digital - Safe BankingUBL Digital - Safe BankingFree4.6★ (7.4K)NoNoAug 2026
5Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
6WeyayWeyayFree4.7★ (5.4K)NoNoAug 2026
7Family Trust Digital BankingFamily Trust Digital BankingFree4.8★ (17K)NoNoAug 2026
8Gesa Digital BankingGesa Digital BankingFree4.7★ (28K)NoNoAug 2026

Top Picks for Digital Bank Nigeria

ALAT#2

ALAT by Wema Bank Plc

Digital Bank, Bills, Airtime
Strong Contender
💰 Finance
3.5😞(2.3K ratings)
Free
ALAT screenshot 1
ALAT screenshot 2
ALAT screenshot 3
ALAT screenshot 4
ALAT screenshot 5
ALAT screenshot 6

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Secure banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Poor customer service
  • 💰 High transaction fees
gomoney — The Digital Bank#3

gomoney — The Digital Bank by Go Financial Services Limited

Simplifying banking for you.
Worth Considering
💰 Finance
3.6😞(209 ratings)
Free
gomoney — The Digital Bank screenshot 1
gomoney — The Digital Bank screenshot 2
gomoney — The Digital Bank screenshot 3
gomoney — The Digital Bank screenshot 4
gomoney — The Digital Bank screenshot 5
gomoney — The Digital Bank screenshot 6

This digital banking app simplifies financial management with features like bill splitting, scheduled payments, and spending tracking. Open an account in minutes with no hidden fees and enjoy secure, convenient banking. It offers real-time alerts, personalized reports, and in-app customer support.

What We Love

  • 🚀 Fast and reliable transactions
  • 💡 Innovative GoStash savings feature
  • 👍 User-friendly interface and easy to use
  • 💳 Virtual Naira debit card availability

Room to Improve

  • 😞 Severe customer service issues and unresponsive support
  • 💰 Money trapped in failed transactions without refunds
  • 🔒 Account freezing and fund lockdown without explanation

More Digital Bank Nigeria apps to explore

4
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactionsBill paymentsFund transfers
💰 Finance
(7.4K)
free
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
6
Weyay
Weyay
Weyay
Kuwait’s First Digital Bank
Free

This digital bank offers a fully mobile banking experience, allowing users to open accounts, manage finances, and access rewards. It prioritizes security with advanced technology and provides 24/7 customer support. Features include customizable cards, bill payments, and savings tools.

Fuss-free, fully-digital account openingSecure login with Face ID and OTPCustomizable debit cards
💰 Finance
(5.4K)
free with in-app purchases
7
Family Trust Digital Banking
Family Trust Digital Banking
Family Trust Digital Banking
by Family Trust FCU
Free

Manage your finances on the go with this mobile banking application. Transfer funds, make loan payments, deposit checks, and locate ATMs and branches easily. Securely access your accounts using your existing online banking credentials.

Transfer money between accountsMake loan paymentsDeposit checks
💰 Finance
(17K)
free with in-app purchases
8
Gesa Digital Banking
Gesa Digital Banking
Gesa Digital Banking
by Gesa Credit Union
Free

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

Money transfersCheck depositsBill payments
💰 Finance
(28K)
free
9
D360 Bank
D360 Bank
D360 Bank
A bank with you in mind
Free

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

Seamless onboardingFast transactions and transfersCompetitive pricing
💰 Finance
(198)
free with in-app purchases
10
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
11
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
12
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by First Bancorp
Free

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile
💰 Finance
(5.7K)
free with in-app purchases
13
Tam - Digital Banking
Tam - Digital Banking
Tam - Digital Banking
by Kuwait Finance House
Free

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Open account on the goInstant virtual debit/prepaid cardEasy money transfers
💰 Finance
(1.6K)
free
14
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
15
TDECU Digital Banking
TDECU Digital Banking
TDECU Digital Banking
by Texas Dow Employees Credit Union
Free

Manage your finances conveniently from any device. This app allows you to check balances, pay bills, deposit checks, transfer funds, and track your spending. It also provides tools for managing credit cards, mortgages, and finding nearby ATMs.

Check balances and account historyPay billsDeposit checks
💰 Finance
(14K)
free
16
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
A bank to save, earn, spend
Free

This digital bank offers a fast and easy way to manage your finances. Open an account in minutes, send money quickly, earn rewards on bills, and enjoy exclusive discounts. Save for your goals, control your card, and track your spending with transparent reporting.

Open account in minutesFast money transfersEarn points on bill payments
💰 Finance
(1.3K)
free with in-app purchases
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
18
O2 Digital Banking
O2 Digital Banking
O2 Digital Banking
by Old Second National Bank
Free

Manage all your bank accounts in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with passcode and biometric login.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
💰 Finance
(11K)
free with in-app purchases
19
VULTe
VULTe
VULTe
by Polaris Bank Limited
Free

This app offers a unified platform for banking and lifestyle services. Manage your finances with a new dashboard, book travel, and shop with flexible payment options. Enjoy real-time notifications and quick account opening.

Smart dashboard for money managementDirect hotel and flight bookingsReal-time transaction notifications
💰 Finance
(540)
free
20
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free

FAQ about Digital Bank Nigeria

What are the best digital bank nigeria apps for iPhone?
SunTrust Digital Bank tops our digital bank nigeria apps ranking as of June 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top digital bank nigeria apps we rank are free to download, including SunTrust Digital Bank and ALAT.
SunTrust Digital Bank has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 229+ digital bank nigeria apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
SunTrust Digital Bank allows you to oversee your accounts, send money, open new accounts, pay bills, and find nearby branches or ATMs directly from your mobile device.
SunTrust Digital Bank is currently supported on iPhone and iPod devices.