Best High Yield Savings Account App

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Looking for free high yield savings account app? 20 of our 0+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top High Yield Savings Account App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoAug 2026
2Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (260K)NoNoAug 2026
3AmexAmexFree4.9★ (4.4M)YesNoAug 2026
4Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
5Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (957K)NoNoAug 2026
6Axal: High Yield SavingsAxal: High Yield SavingsFree4.9★ (66)NoNoAug 2026
7Robinhood BankingRobinhood BankingFree4.9★ (72K)NoNoAug 2026
8Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026

Top Picks for High Yield Savings Account App

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

High-Yield Savings & Stocks
Editor's Choice
💰 Finance
4.7😐(386K ratings)
Free
#19in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(260K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#23in Finance
Amex screenshot 1
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Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers

More High Yield Savings Account App apps to explore

4
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
5
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(957K)
subscription
6
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

High Yield APY up to 10%Secure stablecoin fundsAutomated rebalancing
💰 Finance
(66)
free
7
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(72K)
free with in-app purchases
8
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
9
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
10
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
11
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
12
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
💰 Finance
(36K)
free
13
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Instant High Yield Savings
Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Earn 6% APYInstant interest earningsNo fees
💰 Finance
(162)
free
14
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(5.9K)
free with in-app purchases
15
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
16
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Savings, CDs, and More
Free

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login
💰 Finance
(82)
free with in-app purchases
17
Nook Earn App
Nook Earn App
Nook Earn App
Earn up to 7.6% APY
Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

Earn up to 7.6% APYImmediate payouts every 16 secondsConnect via Plaid, Coinbase, or USDC
💰 Finance
(354)
free
18
Tellus: Earn More Daily
Tellus: Earn More Daily
Tellus: Earn More Daily
Build wealth. No fees.
Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

Earn high APY on savingsDaily interest paymentsNo fees for transfers or withdrawals
💰 Finance
(2.6K)
free
19
Brookwell - Modern Banking
Brookwell - Modern Banking
Brookwell - Modern Banking
High Yield Modern Banking
Free

A global banking solution offering high-yield stablecoin savings and FDIC-protected checking. Manage finances with dedicated accounts, virtual cards, and worldwide spending capabilities. Onboard from over 150 countries without U.S. residency.

High-yield stablecoin savingsFDIC-protected checkingGlobal onboarding from 150+ countries
💰 Finance
(10)
free
20
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(83K)
free with in-app purchases

FAQ about High Yield Savings Account App

What is the best high yield savings account app for iPhone?
SoFi: Bank, Invest & Crypto tops our high yield savings account app ranking as of June 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes — 20 of the top high yield savings account app we rank are free to download, including SoFi: Bank, Invest & Crypto and Marcus by Goldman Sachs®.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.