Best Kiwisaver App Alternative

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6โ˜…, the kiwisaver app alternative category is one of the App Store's strongest. Browse all 0+ apps we track, sorted so the most loved ones surface first.

Compare top Kiwisaver App Alternative (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kik Messaging & Chat AppKik Messaging & Chat AppFree4.3โ˜… (484K)YesYesAug 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoAug 2026
3Thrift Savings PlanThrift Savings PlanFree4.8โ˜… (123K)NoNoAug 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.3M)YesNoAug 2026
5LifePulse :smartlife appLifePulse :smartlife appFree4.6โ˜… (1.3K)YesYesJul 2026
6MyPrimericaMyPrimericaFree4.3โ˜… (89)NoNoAug 2026
7ECG PowerAppECG PowerAppFree4.5โ˜… (24K)NoNoAug 2026
8FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8โ˜… (152K)NoNoAug 2026

Top Picks for Kiwisaver App Alternative

Kik Messaging & Chat App#1

Kik Messaging & Chat App by Medialab - Kik

Messaging, Chatting & Live
Editor's Choice
๐ŸŒ Social Networking
4.3๐Ÿ˜ž(484K ratings)
FreeAdsIn-App Purchases
#92in Social Networking
Kik Messaging & Chat App screenshot 1
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Kik Messaging & Chat App screenshot 6

Connect with friends and discover new ones through chat. Share photos, videos, games, and more without needing phone numbers. Explore interests and join groups for seamless communication.

What We Love

  • ๐Ÿ’ฌ Great chat features
  • ๐ŸŒ Connects people globally
  • ๐Ÿค Helps make new friends

Room to Improve

  • ๐Ÿค– Overrun by bots and spam
  • ๐Ÿ’ค Slow and laggy performance
  • ๐Ÿ“ข Intrusive and annoying ads
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(3.3M ratings)
Free
#12in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • ๐Ÿš€ Efficient app with quick access to accounts
  • ๐Ÿ”’ Secure login process
  • ๐Ÿ‘ Comprehensive research and data tools
  • ๐Ÿ’ก Ability to link external accounts for full financial view

Room to Improve

  • ๐Ÿ› Inaccurate account information and performance data
  • ๐Ÿ” Cluttered and unintuitive user interface
  • ๐Ÿ” Difficult to navigate and find desired features
Thrift Savings Plan#3

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Worth Considering
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(123K ratings)
Free
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Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

What We Love

  • ๐Ÿ‘ Works for users
  • ๐Ÿš€ Quick to navigate
  • ๐Ÿ’ก Convenient mobile access

Room to Improve

  • ๐Ÿ› Frequent login issues
  • ๐Ÿ› Unreliable check scanning
  • ๐Ÿ› Slow and unresponsive

More Kiwisaver App Alternative apps to explore

4
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
5
LifePulse :smartlife app
LifePulse :smartlife app
LifePulse :smartlife app
follow my health
Free

Monitor your key health metrics with this comprehensive wellness app. Track heart rate, blood pressure, blood oxygen, and blood sugar with intuitive visualizations and personalized insights. It helps you understand your body and make informed decisions for a healthier lifestyle.

Heart Rate MonitoringBlood Pressure LoggingBlood Oxygen Tracking
๐ŸŒŸ Lifestyle
(1.3K)
subscription
6
MyPrimerica
MyPrimerica
MyPrimerica
Primerica Client App
Free

Securely access and manage your life insurance policies and investment products. Track financial goals with interactive tools and educational content. Update policy details, make payments, and connect with your financial representative.

View life policy detailsUpdate policy contact informationMake payments
๐Ÿ’ฐ Finance
(89)
free
7
ECG PowerApp
ECG PowerApp
ECG PowerApp
by Electricity Company of Ghana Ltd.
Free

Manage your prepaid and postpaid meters with ease. This app allows direct connection to critical information, customer service engagement for issue reporting, and a streamlined top-up process with faster refunds. Enjoy a renewed vision for customer convenience.

Prepaid and postpaid meter top-upsCustomer service engagementIssue reporting and feedback
๐Ÿ“Š Productivity
(24K)
free
8
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(152K)
subscription
9
Esurance Mobile
Esurance Mobile
Esurance Mobile
by Esurance
Free

Manage your auto insurance policy with ease. Access your ID card, pay bills, file claims, and get roadside assistance quickly. The app features a modern design with simplified navigation for a seamless user experience.

Policy managementClaim filingID card access
๐Ÿ’ฐ Finance
(209K)
free
10
iHeart-Pulse Rate Monitor App.
iHeart-Pulse Rate Monitor App.
iHeart-Pulse Rate Monitor App.
Log body info:Smart BP Tracker
Free

Track your heart rate in real-time with visual charts. Log daily health check-ins, habits, blood pressure, and blood sugar. Develop healthier routines and monitor your activity.

Real-time heart rate trackingDaily health check-in loggingBlood pressure and sugar log
๐Ÿ’ช Health & Fitness
(6.9K)
free with in-app purchases
11
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app helps you understand your financial health by checking your credit score, monitoring home equity, and tracking spending. It also provides personalized loan offers and opportunities to win prizes.

Credit score monitoringHome equity trackingSpending analysis
๐Ÿ’ฐ Finance
(3.8K)
free with in-app purchases
12
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
๐Ÿ’ฐ Finance
(327K)
subscription
13
Blood Oxygen App- Watch
Blood Oxygen App- Watch
Blood Oxygen App- Watch
Log & track pulse o2 levels
Free

Monitor and manage vital health metrics like blood oxygen, heart rate, and blood pressure. Receive automatic alerts for critical changes and utilize breathing exercises for relaxation. Syncs with Apple Health for a comprehensive view of your well-being.

Blood oxygen (SpO2) logging and trackingAutomatic low oxygen level notificationsHeart rate and HRV monitoring
๐Ÿฅ Medical
(635)
free with in-app purchases
14
Difference Card Smart Mobile
Difference Card Smart Mobile
Difference Card Smart Mobile
by EB Employee Solutions, LLC
Free

Manage your healthcare spending and savings on the go. This app offers personalized recommendations, helps you find affordable care options, and simplifies claim submissions with photo uploads. Access account balances, transaction details, and important messages securely.

Personalized healthcare recommendationsExplore low-cost healthcare optionsVirtual medicine cabinet
๐Ÿ’ผ Business
(394)
free with in-app purchases
15
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
๐Ÿ’ฐ Finance
(188K)
free
16
Insurance Agent
Insurance Agent
Insurance Agent
by Blue I, LLC
Free

Manage all your insurance needs in one place. Access policy details, pay bills, share documents securely, and submit requests 24/7 from your smartphone. Get instant help and information before, during, and after an incident.

24/7 access to policy information and agency contactSecure bill payment from anywhereDigital auto insurance ID cards
๐Ÿ”ง Utilities
(1.7K)
free
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(132K)
freemium
18
Inspira Mobileโ„ข
Inspira Mobileโ„ข
Inspira Mobileโ„ข
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
๐Ÿ’ฐ Finance
(37K)
free with in-app purchases
19
Snug: Daily Safety Check-In
Snug: Daily Safety Check-In
Snug: Daily Safety Check-In
Alerts family if you miss it
Free

This app provides daily check-ins for individuals living alone, offering peace of mind to them and their loved ones. It sends reminders and alerts designated contacts if a check-in is missed, with an optional service to coordinate emergency responses.

Daily check-in remindersBig green button check-inUplifting daily quotes
๐Ÿ’ช Health & Fitness
(2.1K)
freemium
20
AFmobileยฎ
AFmobileยฎ
AFmobileยฎ
by American Fidelity Assurance Company
Free

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

File and track claimsView policy coverageAccess EOBs
๐Ÿ’ฐ Finance
(83K)
free with in-app purchases

FAQ about Kiwisaver App Alternative

What is the best kiwisaver app alternative for iPhone?
Kik Messaging & Chat App tops our kiwisaver app alternative ranking as of July 2026, with a 4.3-star average from 484K App Store ratings, and it's free to download.
Yes โ€” 20 of the top kiwisaver app alternative we rank are free to download, including Kik Messaging & Chat App and Fidelity Investments.
Kik Messaging & Chat App shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
This app is a messaging and chat platform that allows you to connect with friends and meet new people. It focuses on providing an easy way to communicate through chat, share various media, and discover others with similar interests.
You can connect with people using a username instead of a phone number. This allows for easy discovery and communication, whether you're chatting one-on-one or in groups. You can also meet new friends who share your interests.