Best Lending App Alternative

188+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good lending app alternative apps. We benchmark 188+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Lending App Alternative

Happen Bank#2

Happen Bank by LendingClub Corporation

Get more from your money
Strong Contender
💰 Finance
4.8😐(8.1K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Seamless experience
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Buggy app
  • 🐛 Unreliable app performance
  • 🐛 Slow transaction processing
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
💰 Finance
4.7😐(110K ratings)
Free
#70in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility

More Lending App Alternative apps to explore

4
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

💰 Finance
(314K)
5
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

💰 Finance
(507K)
6
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
7
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Instant Money, Always Ready
Free
💰 Finance
(2.3K)
8
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free
💰 Finance
(92)
9
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

💰 Finance
(3.2K)
10
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

🌐 Social Networking
(2.3K)
11
Lendmark Mobile
Lendmark Mobile
Lendmark Mobile
Lendmark Financial Services
Free

Access your loan account anytime, anywhere with Lendmark Mobile. Make payments, view your account information, get alerts, and manage contacts easily on your iPhone or iPad. Download now to experience convenient and personalized loan services from Lendmark Financial.

💰 Finance
(148)
12
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Access your mortgage information anytime, anywhere with our app. Simplify loan payments, view statements, manage finances, and more easily than ever. Take control of your mortgage with just a few taps.

💰 Finance
(25K)
13
Regional Finance
Regional Finance
Regional Finance
Manage your loan, your way
Free

Get the money you need with personal loans up to $25,000 for various purposes through our mobile app, allowing easy loan management anytime, anywhere. Check balances, make payments, set up AutoPay, and receive renewal alerts seamlessly. For assistance, call our Customer Service team or visit our headquarters.

💰 Finance
(10)
14
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your mortgage with ease using our app. Make payments, review statements, track finances, and get quick assistance whenever you need it. Simplify your loan servicing with just a few taps.

💰 Finance
(20K)
15
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

💰 Finance
(80K)
16
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
18
The Lending Hub
The Lending Hub
The Lending Hub
Crowd Lending platform in KSA
Free
💰 Finance
(1)
19
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
20
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

💰 Finance
(61)