Best Mobile Deposit Apps

4.8(930 ratings)

Free

This payment app allows you to process credit card payments and deposit checks directly from your smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in reputation management. Funds are transferred to your bank account within two to three business days.

Green Dot - Mobile Banking by Green Dot Corporation

Your banking. Your choice.

Strong Contender

3.4😞(12K ratings)

Free

Manage your finances with a mobile banking app offering early direct deposit, overdraft protection, and cash deposit options. Access features like cash back rewards, high-yield savings, and a free ATM network. Conveniently activate cards, view transactions, and get customer support.

What We Love

💳 Works fine for basic banking
🚀 Fast direct deposit
💰 Earns cash back on purchases

Room to Improve

🐛 Frequent login issues and errors
🤖 Poor customer service
💸 High monthly fees
🔒 Difficulty accessing funds
📱 App frequently crashes or doesn't work

PenFed Mobile by Pentagon Federal Credit Union

Worth Considering

4.8😐(63K ratings)

Free

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

What We Love

🚀 Quick and easy banking
💫 Excellent credit union
🔒 Secure banking
👍 User-friendly app design

Room to Improve

🐛 Frequent app crashes and freezes
🕰️ Slow transaction processing
🔑 Inconvenient login process
⚠️ Unreliable app functionality
🤔 Missing key features

More Mobile Deposit apps to explore

Ingo Money - Cash Checks

by Ingo Money, Inc.

Cash paychecks, business checks, and personal checksFunds deposited in minutesTransfer to bank, prepaid card, or PayPal

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

(9.8K)

Digital banking on demand!

BankMobile

Earn cash back offersLink external accountsGet paid up to 2 days early

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

(35K)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(65K)

Citizens Bank Mobile Banking

by Citizens Bank, N.A.

View account balances and activityDeposit checks via photosTransfer money between accounts

Manage your finances on the go with this banking app. View account balances, deposit checks remotely, transfer funds, and pay bills securely. It offers a convenient way to handle your banking needs anytime, anywhere.

(750K)

Get Paid Faster, Save, Earn

Porte: Mobile Banking

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

(15K)

GreenFi - Mobile Banking

Save, Spend, Invest

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

(31K)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

by Regions Financial Corp

Account balance checksTransaction history searchCard management and alerts

Manage your bank accounts, transfer funds, and make mobile deposits with this comprehensive banking application. It offers robust security features, bill payment, budgeting tools, and convenient access to branch locations and ATMs. Available in English and Spanish, it simplifies everyday financial tasks.

(520K)

Credit, Cash back, Savings

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.6M)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Simple & secure mobile banking

View account balances and transactionsTransfer funds between accountsMobile check deposit

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

(47K)

Excite Mobile Banking

by Excite Credit Union

24/7 account accessRemote check depositsReal-time money transfers

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease. Locate branches and ATMs, set alerts, and even apply for loans.

by First National Bank of Decatur County

💼 Business

(0)

GoBank - Mobile Banking

by Green Dot Corporation

No surprise feesEarly direct depositFree ATM network

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

(5.3K)

Fifth Third: 53 Mobile Banking

by FifthThird Bank

Secure account accessMobile check depositBill payment

Manage your finances on the go with secure access to your accounts. Deposit checks, pay bills, transfer funds, and send money to friends and family. Track transactions and manage alerts for peace of mind.

(668K)

by The Fidelity Deposit & Discount Bank

Fidelity Mobile Banking

Check account balancesView recent transactionsTransfer money

Access your bank accounts on your iPhone to check balances, view transactions, and transfer funds. Securely pay bills, find nearby branches, and deposit checks remotely.

by Advia Credit Union

Mobile check depositView account balancesView transaction history

Manage your finances on the go with this banking application. Easily deposit checks, view account balances and transaction history, and transfer funds. It also facilitates bill payments and finding nearby branches and ATMs.

(5.2K)