Best Mobile Money Ghana Apps

235+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

My MTN Ghana is the household name in mobile money Ghana, but it's far from the only option. We track 235+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Mobile Money Ghana

My MTN Ghana#1

My MTN Ghana by SCANCOM LIMITED

Everything MTN in one app
Editor's Choice
πŸ“Š Productivity
4.3😞(16K ratings)
FreeAds
My MTN Ghana screenshot 1
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My MTN Ghana screenshot 4
My MTN Ghana screenshot 5
My MTN Ghana screenshot 6

Explore a comprehensive mobile app offering a range of MTN services in one place. From buying airtime to managing accounts and checking balances, simplify your mobile experience with this user-friendly app. Take control of your services and access information easily with myMTN.

What We Love

  • πŸ‘ Smooth and responsive app
  • πŸš€ Lightning-fast load times
  • πŸ’‘ Great user interface
  • πŸ”’ Robust security features

Room to Improve

  • πŸ› Frequent crashes and bugs
  • ⚠️ Unreliable connectivity
  • πŸ” Limited features
Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
πŸ’° Finance
4.4😊(14K ratings)
Free
Chipper Cash screenshot 1
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Chipper Cash screenshot 6

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues
Taptap Send: Money Transfer#3

Taptap Send: Money Transfer by Taptap Send, Inc.

Send Money Abroad Fast & Easy
Worth Considering
πŸ’° Finance
4.7😐(28K ratings)
FreeAds
#54in Finance
Taptap Send: Money Transfer screenshot 1
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Transfer money abroad quickly, at great rates, using your phone with this remittance app. Simply tap, tap, send for fast and convenient money transfers to your family back home. Enjoy fast remittances within minutes and secure transactions.

What We Love

  • πŸš€ Super fast
  • πŸš€ Instant payment
  • πŸš€ Real-time transfer
  • πŸ‘ Efficient and easy to use

Room to Improve

  • πŸ› Delayed or pending transactions
  • πŸ› Account suspension issues
  • πŸ› Poor customer service

More Mobile Money Ghana apps to explore

4
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Money Transfer
Free

Sendwave - Send Money is a money transfer application that allows rapid, affordable international transfers from various countries to select destinations. Users can send money easily from debit cards to mobile wallets, bank accounts, or for cash pickup, with real-time updates and 24/7 support. Join thousands of active users and start sending money securely today. Contact support for assistance at help@sendwave.com.

πŸ’° Finance
(118)
5
Eversend - the money app
Eversend - the money app
Eversend - the money app
Earn, exchange and send money
Free

Discover a comprehensive financial app allowing you to earn, exchange, and send money conveniently from your mobile phone. Enjoy quick and transparent money transfers without hidden fees or limitations. Simplify your financial transactions with Eversend - the all-in-one money app.

πŸ’° Finance
(1.1K)
6
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

Access all your accounts, make secure transactions, and manage your finances conveniently with this mobile app from a leading Ghanaian bank. Get started with self-registration today for easy and safe banking on-the-go!

πŸ’° Finance
(4.9K)
7
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

The newly introduced MoMoPSB App provides MoMo Customers and non-customers access to a variety of MOMO Products and Services, offering convenient and safe financial transactions across Nigeria. With features like sending money, buying airtime, and paying bills, it serves as a one-stop-shop for all MOMO services. Experience hassle-free finance management with unlimited FREE access to the App.

πŸ’° Finance
(4.7K)
8
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

Discover a versatile app that transforms your phone into a powerful tool for business and personal needs. Easily access a range of services such as payments, tickets, orders, and more all in one place. Download now to simplify your daily tasks and streamline your life.

πŸ” Food & Drink
(3.8K)
9
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

"Access all your banking needs on the go with the ultimate financial solution. From bill payments to term deposits, manage everything securely using fingerprint or face ID. Download now for a seamless experience!"

πŸ’° Finance
(283)
10
Telecel Play (Ghana)
Telecel Play (Ghana)
Telecel Play (Ghana)
by Ghana Telecommunications Company Limited
Free

Introducing the all-new app with a modern interface designed for Telecel users in Ghana to easily access and manage their services. With features like sending money, buying airtime, managing accounts, and exploring data plans, Telecel Play enhances your mobile experience. Download now for convenient access to all Telecel services and promotions.

πŸ”§ Utilities
(16K)
11
Make Money - Earn Money App
Make Money - Earn Money App
Make Money - Earn Money App
Cash Out Real Money Rewards!
Free

Earn real money with a popular rewards app that offers cash rewards for completing surveys. Skip the hassle of unwanted gift cards and get paid directly to your PayPal account. Join millions of users and start making money today!

🌟 Lifestyle
(40K)
12
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Move money across Africa
Free

Send and receive money across Africa with ease, managing your finances in multiple currencies and enjoying a convenient virtual USD card for online shopping. Join today and experience the future of global payments.

πŸ’° Finance
(140)
13
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

Wave is a mobile money network available in Burkina Faso, CΓ΄te d'Ivoire, The Gambia, Mali, Senegal, and Uganda. With Wave, you can send money at a 1% fee, deposit and withdraw for free at any agent, pay bills without fees, buy airtime for all networks, and access toll-free customer support.

πŸ’° Finance
(28K)
14
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

πŸ’° Finance
(1.1K)
15
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

A convenient way to share and organize articles, videos, and web content from any device. Save interesting finds for later and access them seamlessly with PocketApp.

πŸ’° Finance
(8.8K)
16
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Get paid real cash!
Free

Earn real cash by completing simple tasks with this app. Complete surveys, give opinions, test services, and follow task instructions to accumulate credit rewards and redeem them for cash. It's an easy, quick, and fun way to make money - no gift cards or discounts, just real cash! Start earning now! Contact help@makemoney.tech for more information.

🌟 Lifestyle
(566K)
17
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

πŸ’° Finance
(12K)
18
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
19
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

πŸ’° Finance
(28K)
20
Revolut β€” Mobile Finance
Revolut β€” Mobile Finance
Revolut β€” Mobile Finance
Change the way you money
Free

An app that allows you to easily manage your finances, send money worldwide, track spending, and save with features like smart budgeting, instant notifications, and investment opportunities. Upgrade to premium plans for exclusive benefits and perks.

πŸ’° Finance
(1M)