Best My Home Credit Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Whether you're new to my home credit or looking for an upgrade, our curated collection of 211+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for My Home Credit

Home Credit CZ#1

Home Credit CZ by Home Credit a.s.

Editor's Choice
💰 Finance
4.1(27 ratings)
Free
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Manage your loans, consolidations, and installment purchases with this finance app. Track payments, view account activity, and access a virtual card for secure transactions. Enjoy easy repayment options and digital monthly statements.

GCash#2

GCash by MYNT, INC.

Strong Contender
💰 Finance
3.3😐(2.6K ratings)
FreeAds
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Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

What We Love

  • ✨ Convenient and easy to use
  • 💰 Rebates and discounts for transactions
  • 🚀 Fast money transfers and bill payments
  • 🌍 Accessible for overseas Filipinos

Room to Improve

  • 🐛 Frequent app crashes and errors
  • 🤖 Unhelpful and slow customer support
  • 🔒 Security and verification issues
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(63K ratings)
Free
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This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience

More My Home Credit apps to explore

4
eGovPH
eGovPH
eGovPH
Digital Government Services
Free

This app acts as a unified platform for all government services, offering a convenient one-stop-shop for citizens. It aims to simplify procedures, enhance transparency, and promote ease of doing business through digital transactions.

Unified government servicesDigital transactionsSimplified procedures
📊 Productivity
(3K)
free
5
MySynchrony
MySynchrony
MySynchrony
by Synchrony Financial
Free

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Manage credit cards in one placeSecure biometric loginSchedule and manage payments
💰 Finance
(97K)
free
6
АТБ банк
АТБ банк
АТБ банк
by JSC Asian-Pacific Bank
Free

Manage your finances with ease through this mobile banking application. It offers secure payments, loan management, and expense tracking, bringing essential banking services closer to you.

Secure paymentsLoan managementExpense tracking
💰 Finance
(49)
free
7
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(65K)
free with in-app purchases
8
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(35K)
free with in-app purchases
9
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(307K)
free
10
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
11
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(316K)
free with in-app purchases
12
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
13
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(248K)
subscription
14
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
15
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(170K)
free
16
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
17
Aven Card
Aven Card
Aven Card
by AVEN FINANCIAL TECHNOLOGIES, INC
Free

This app offers a unique credit card that leverages your home equity, providing a secure and convenient way to manage your finances directly from your phone. Access your funds, track transactions, and manage your account with ease.

Unlock home equity with a credit cardManage card from your phoneCheck balance and transaction history
💰 Finance
(7.4K)
free with in-app purchases
18
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
💰 Finance
(7.2K)
free with in-app purchases
19
GlobeOne: Get More from Globe
GlobeOne: Get More from Globe
GlobeOne: Get More from Globe
Exclusive offers and rewards
Free

Manage your Globe and TM accounts, pay bills, and access exclusive offers and rewards. This app simplifies your digital life with convenient features for mobile and home services.

Manage Globe and TM accountsBuy exclusive promosPay all bills in one place
🔧 Utilities
(5.9K)
free with in-app purchases
20
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
💰 Finance
(3.8K)
free with in-app purchases