Best Oneamerica Apps

232+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Looking for free oneamerica apps? 20 of our 232+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Oneamerica Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026
2OneCard by OneAmericaOneCard by OneAmericaFree4.7★ (6)NoYesAug 2026
3Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026
4Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
5WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
6Google MapsGoogle MapsFree4.7★ (7.3M)YesYesAug 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026
8Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026

Top Picks for Oneamerica

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(404K ratings)
Free
#55in Finance
Empower ® screenshot 1
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Empower ® screenshot 3
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Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
OneCard by OneAmerica#2

OneCard by OneAmerica by Pitch59 Inc.

Video Introduction & Referrals
Strong Contender
💼 Business
4.7(6 ratings)
FreeIn-App Purchases
OneCard by OneAmerica screenshot 1
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OneCard by OneAmerica screenshot 3
OneCard by OneAmerica screenshot 4
OneCard by OneAmerica screenshot 5
OneCard by OneAmerica screenshot 6

Create personalized video business cards to make a strong first impression. Share your professional introduction via text, email, or social media to build trust and generate new opportunities. Built-in analytics track engagement with your video.

Chime® – Mobile Banking#3

Chime® – Mobile Banking by Chime Financial, Inc.

The #1 Choice for Banking
Worth Considering
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
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Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement

More Oneamerica apps to explore

4
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
5
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
6
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
8
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
9
OANN: Live Breaking News
OANN: Live Breaking News
OANN: Live Breaking News
One America News Network
Free

Access a 24/7 stream of national and international news, including breaking political, business, and entertainment headlines. Stay informed with credible reporting from this news network.

24/7 live news streamBreaking political headlinesBusiness news updates
📡 News
(2.9K)
ad-supported
10
United Airlines
United Airlines
United Airlines
by United Air Lines
Free

Manage your entire travel experience from flight booking and check-in to real-time updates and in-flight entertainment. Navigate airports with ease, track bags, and access support, all within one application.

Book flightsCheck-in and boarding passChange flights/seats
✈️ Travel
(8.3M)
free with in-app purchases
11
American Airlines
American Airlines
American Airlines
by American Airlines
Free

Manage your entire travel experience with this app. Access flight information, mobile boarding passes, and airport maps. Track your bags, book trips, and manage your loyalty account all in one place.

Live flight tracking on Lock Screen and Apple WatchMobile boarding passInteractive airport terminal maps
✈️ Travel
(1.5M)
free with in-app purchases
12
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
13
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
14
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
15
As One America
As One America
As One America
by Superfeed Technologies, Inc
Free

Stay informed and take action for the 2024 election. Access podcasts, blogs, and social media updates from key figures. Engage in community activism with tools for voter outreach and mobilization.

Political podcasts and blogsCurated social media feedCommunity activism tools
📡 News
(1)
free
16
Royal Caribbean International
Royal Caribbean International
Royal Caribbean International
Make the most of your cruise
Free

Plan and book your dream cruise vacation, from exploring destinations to managing onboard activities. Discover deals, book flights and lodging, and shop for cruise essentials. Enhance your journey with dining reservations, shore excursions, and entertainment schedules.

Explore and book cruisesBook flights, lodging, and transportationReserve shore excursions and dining
✈️ Travel
(1.2M)
free
17
US Citizenship Test - Practice Questions for American Citizenship Test Free
US Citizenship Test - Practice Questions for American Citizenship Test Free
US Citizenship Test - Practice Questions for American Citizenship Test Free
by 1X1 Apps Limited
Free

Prepare for your U.S. citizenship test with this practice app. It offers flashcards and random question sets to help you study. Includes state-specific questions for comprehensive preparation.

Over 100 flashcardsFlag flashcards for review20 random flashcard selection
📚 Books
(0)
free
18
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
19
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Deals on fashion & essentials
Free

Discover seasonal essentials, outfit ideas, and home decor. Shop deals on groceries, pantry staples, and gifts. Enjoy convenient services like curbside pickup and same-day delivery.

Shop seasonal arrivalsCurbside pickupSame-day delivery
🛍️ Shopping
(6.9M)
free with in-app purchases
20
Uber - Request a ride
Uber - Request a ride
Uber - Request a ride
Rideshare, taxi cabs and more
Free

Easily request various types of rides, from affordable options for solo trips to larger vehicles for groups. Get upfront pricing and estimated arrival times for stress-free travel. Book rides in advance and explore eco-friendly options.

Request various ride typesUpfront pricing and ETABook rides in advance
✈️ Travel
(17M)
free with in-app purchases

FAQ about Oneamerica

What are the best oneamerica apps for iPhone?
Empower ® tops our oneamerica apps ranking as of August 2026, with a 4.8-star average from 404K App Store ratings, and it's free to download.
Yes — 20 of the top oneamerica apps we rank are free to download, including Empower ® and OneCard by OneAmerica.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 232+ oneamerica apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

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