Best Payday Services Loan Apps

158+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our payday services loan list covers 158+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Payday Services Loan Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoJul 2026
3MoneyLion: Banking & Cash BackMoneyLion: Banking & Cash BackFree4.8★ (320K)YesNoJul 2026
4Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (67K)NoNoJul 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (147K)YesNoJul 2026
6ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (36K)YesNoJul 2026
7Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
8Grid MoneyGrid MoneyFree4.6★ (28K)NoNoJul 2026

Top Picks for Payday Services Loan

iMobile: Loan, Cards & Banking#1

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Editor's Choice
💰 Finance
4.8😞(64K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(38K ratings)
Free
#74in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
MoneyLion: Banking & Cash Back#3

MoneyLion: Banking & Cash Back by MoneyLion

Cashback rewards & Loan Offers
Worth Considering
💰 Finance
4.8😞(320K ratings)
FreeAds
#37in Finance
MoneyLion: Banking & Cash Back screenshot 1
MoneyLion: Banking & Cash Back screenshot 2
MoneyLion: Banking & Cash Back screenshot 3
MoneyLion: Banking & Cash Back screenshot 4
MoneyLion: Banking & Cash Back screenshot 5
MoneyLion: Banking & Cash Back screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • 💳 Variety of banking options
  • 💰 Helpful for financial stability
  • 🔍 Informative and educational
  • 🤝 Good customer service (for some)

Room to Improve

  • 💰 Expensive membership fees
  • 🤖 Poor customer service (for others)
  • 🤔 Confusing policies and hidden fees

More Payday Services Loan apps to explore

4
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
5
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(147K)
subscription
6
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
7
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
8
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
9
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(28K)
free with in-app purchases
10
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Instant Paycheck, Earned Wages
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(6.3K)
free
11
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
12
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
13
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
14
Sterling Payday Loans
Sterling Payday Loans
Sterling Payday Loans
by Rainbow UK Ltd
Free

Quickly apply for payday loans from multiple lenders with a single online form. Get funds deposited into your bank account on the same day. This service connects you with lenders who may offer fast approval and same-day funding.

Single application formMultiple lender comparisonSame-day deposit
💰 Finance
(301)
free
15
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
16
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
17
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(25K)
free
18
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
cash advance, instant loan
Free

This app provides quick and easy access to cash advances and short-term loans. Secure instant funds with competitive interest rates and flexible repayment options tailored to your financial needs.

Effortless loan applicationInstant approvalCompetitive interest rates
💰 Finance
(86)
free
19
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
20
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free

FAQ about Payday Services Loan

What are the best payday services loan apps for iPhone?
iMobile: Loan, Cards & Banking tops our payday services loan apps ranking as of May 2026, with a 4.8-star average from 64K App Store ratings, and it's free to download.
Yes — 20 of the top payday services loan apps we rank are free to download, including iMobile: Loan, Cards & Banking and Upstart: Personal Loans + More.
iMobile: Loan, Cards & Banking has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 158+ payday services loan apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.
This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.