Best Ropay Apps

228+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Ropay is the household name in ropay, but it's far from the only option. We track 228+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Ropay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RopayRopayFreeNoNoMay 2026
2EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoJul 2026
3iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026
4Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (11K)YesNoJul 2026
5MAJORITY: Mobile bankingMAJORITY: Mobile bankingFree4.9★ (80K)NoNoJul 2026
6Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
7PUMB - Online Bank 24/7PUMB - Online Bank 24/7Free4.7★ (522)YesNoJul 2026
8FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoJul 2026

Top Picks for Ropay

iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(64K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience

More Ropay apps to explore

4
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
5
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a debit card without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
💰 Finance
(80K)
freemium
6
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
7
PUMB - Online Bank 24/7
PUMB - Online Bank 24/7
PUMB - Online Bank 24/7
Mobile Banking App
Free

Manage your finances conveniently with this mobile banking app. Open and manage cards with no fees, transfer money, apply for credit, pay bills, and even make international transfers. It offers a comprehensive suite of tools for everyday banking needs.

Commission-free card opening and managementFee-free money transfersOnline credit applications
💰 Finance
(522)
free with in-app purchases
8
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
9
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
10
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
11
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
12
Regions Mobile
Regions Mobile
Regions Mobile
by Regions Financial
Free

Manage your bank accounts, transfer funds, and make mobile deposits with this comprehensive banking application. It offers robust security features, bill payment, budgeting tools, and convenient access to branch locations and ATMs. Available in English and Spanish, it simplifies everyday financial tasks.

Account balance checksTransaction history searchCard management and alerts
💰 Finance
(520K)
free
13
Bank of Georgia
Bank of Georgia
Bank of Georgia
BOG – Mobile Banking
Free

Manage your finances with a comprehensive mobile banking app. Open accounts, make instant transfers, pay bills, and track spending. Access investment opportunities, manage debit and credit cards, and utilize budgeting tools. Offers features for children's financial education and car/house management.

Instant account openingDigital debit card24/7 instant transfers
💰 Finance
(8.4K)
free with in-app purchases
14
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
15
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
16
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
17
FNB Direct
FNB Direct
FNB Direct
by First National Bank of Pennsylvania
Free

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

Check account transactions and balancesManage FNB Debit CardDeposit checks
💰 Finance
(51K)
free
18
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
19
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(64K)
free with in-app purchases
20
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases

FAQ about Ropay

Are there free ropay apps for iPhone?
Yes — 20 of the top ropay apps we rank are free to download, including Ropay and EasyLoans: Compare Loans.
Ropay has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 228+ ropay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.