Best Shop Pay Apps

224+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

The best shop pay apps on iPhone average 4.8★ across 224+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Shop Pay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Shop: All your favorite brandsShop: All your favorite brandsFree4.8★ (7M)YesNoJul 2026
2Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)YesNoJul 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoJul 2026
5Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (292K)YesNoJul 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (831K)YesNoJul 2026
7Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (83K)NoNoJul 2026
8Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (109K)NoNoJul 2026

Top Picks for Shop Pay

Shop: All your favorite brands#1

Shop: All your favorite brands by Shopify Inc.

Shopping app & package tracker
Editor's Choice
🛍️ Shopping
4.8😐(7M ratings)
FreeAds
#6in Shopping
Shop: All your favorite brands screenshot 1
Shop: All your favorite brands screenshot 2
Shop: All your favorite brands screenshot 3
Shop: All your favorite brands screenshot 4
Shop: All your favorite brands screenshot 5
Shop: All your favorite brands screenshot 6

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

What We Love

  • 🚀 Tracking all packages in one place
  • 📦 Automatic package tracking
  • 🗺️ Live package location map
  • 🔔 Delivery notifications

Room to Improve

  • 🕰️ Slow or delayed tracking updates
  • 🤔 Confusing or missing package details
  • 🔄 Duplicate tracking entries
Affirm: Buy now, pay over time#2

Affirm: Buy now, pay over time by Affirm, Inc

Flexible payments, big savings
Strong Contender
🛍️ Shopping
4.9😞(1.7M ratings)
FreeAds
#22in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#33in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Shop Pay apps to explore

4
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
5
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(292K)
free with in-app purchases
6
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(831K)
free with in-app purchases
7
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
9
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
10
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
11
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
12
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(27K)
free with in-app purchases
13
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
🛍️ Shopping
(1.3K)
free
14
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(30K)
free with in-app purchases
15
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores
🛍️ Shopping
(692)
free
16
Shopify: Sell online/in person
Shopify: Sell online/in person
Shopify: Sell online/in person
Your mobile ecommerce platform
Free

This AI-powered platform allows you to start, manage, and grow an online or in-person business from your mobile device. It offers tools for product management, order processing, marketing, and customer relationship management, with no coding required.

AI-powered business managementProduct management with AI toolsOrder processing and fulfillment
💼 Business
(39K)
free with in-app purchases
17
Etsy: Shop Home, Style & More
Etsy: Shop Home, Style & More
Etsy: Shop Home, Style & More
Your Marketplace for Special
Free

Discover unique, handmade, and vintage items from a global marketplace. Find personalized gifts, home decor, fashion, and art. Connect with sellers, track orders, and save on one-of-a-kind finds.

Global marketplace for original itemsPersonalized jewelry and custom home decorVintage treasures and trending style pieces
🛍️ Shopping
(7.2M)
free with in-app purchases
18
eBay online shopping & selling
eBay online shopping & selling
eBay online shopping & selling
Buy, sell & resell marketplace
Free

Discover and purchase millions of items, from new to pre-loved, with personalized alerts and AI-powered listing tools. Shop sustainably, join live auctions, and buy with confidence through authenticity and money-back guarantees.

AI-powered item listingReal-time deal alertsSearch with images
🛍️ Shopping
(5M)
free with in-app purchases
19
Poshmark: Shop & Sell Fashion
Poshmark: Shop & Sell Fashion
Poshmark: Shop & Sell Fashion
Shop & make money from home
Free

Discover unique fashion items and sell your own clothing from home. This marketplace connects you with real people to find personalized styles, shop live events, and easily list your items. Enjoy secure transactions and a supportive community.

Personalized style feedPhoto search with Posh LensLive shopping events
🛍️ Shopping
(1M)
free with in-app purchases
20
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.6M)
ad-supported

FAQ about Shop Pay

What are the best shop pay apps for iPhone?
Shop: All your favorite brands tops our shop pay apps ranking as of June 2026, with a 4.8-star average from 7M App Store ratings, and it's free to download.
Yes — 20 of the top shop pay apps we rank are free to download, including Shop: All your favorite brands and Affirm: Buy now, pay over time.
Shop: All your favorite brands shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 224+ shop pay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to shop from your favorite brands and local stores, receive notifications about special offers and new products, and organize items into collections. It also provides a secure one-tap checkout and comprehensive order tracking for all your purchases.
Key features include the ability to shop from a wide range of brands, get alerted about price drops and restocks, save items into organized collections, and enjoy a fast, secure one-tap checkout. It also offers unified package tracking for all your orders.

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