Best Sumup Pay Apps

217+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Looking for free sumup pay apps? 20 of our 217+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Sumup Pay

SumUp Business#1

SumUp Business by SumUp Limited

Tap to Pay, paiements et POS
Editor's Choice
๐Ÿ’ผ Business
3.8๐Ÿ˜ž(692 ratings)
FreeAds
SumUp Business screenshot 1
SumUp Business screenshot 2
SumUp Business screenshot 3
SumUp Business screenshot 4
SumUp Business screenshot 5
SumUp Business screenshot 6

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ’ก Useful features
  • ๐Ÿ‘ Good app design
  • ๐Ÿš€ Fast payments

Room to Improve

  • ๐Ÿ› Unreliable connectivity
  • ๐Ÿ› Buggy app
  • ๐Ÿ”’ Security concerns
Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Facilitates transactions efficiently
  • ๐Ÿ’ก Versatile for various business needs

Room to Improve

  • ๐Ÿ› Payments not received or delayed
  • ๐Ÿ”’ Difficult to close accounts
  • ๐Ÿ’ฐ Unexpected charges and fees
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
๐Ÿ’ผ Business
4.8๐Ÿ˜(602K ratings)
FreeAds
#27in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Quick transactions and payouts
  • ๐Ÿ’ก Useful reporting and inventory management features
  • ๐Ÿ‘ Professional and sleek hardware design

Room to Improve

  • ๐Ÿ› Connectivity issues with card readers
  • ๐Ÿ”’ Concerns over account deactivation and fund holds
  • ๐Ÿค– Poor customer service and lack of live support

More Sumup Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
5
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(69K)
free with in-app purchases
6
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
Mobile Point of Sale Worldwide
Free

Accept credit card and mobile payments directly on your smartphone without additional hardware. Process transactions globally, collect tips and taxes, and manage payouts securely. Turn your device into a contactless payment terminal for your business.

Accept major credit cardsTap to pay on iPhoneWorldwide payment acceptance
๐Ÿ’ผ Business
(68)
free with in-app purchases
7
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
8
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
๐Ÿ’ฐ Finance
(5K)
free
9
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(831K)
free with in-app purchases
10
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
๐Ÿ’ผ Business
(1.1K)
free with in-app purchases
11
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
๐Ÿ’ฐ Finance
(463K)
free with in-app purchases
12
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
13
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
๐Ÿ’ผ Business
(40K)
free
14
Lopay: Payments & POS
Lopay: Payments & POS
Lopay: Payments & POS
Business payments made simple
Free

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Accept payments via app or card readerCustomer tipping optionTeam member management
๐Ÿ’ผ Business
(268)
free
15
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
๐Ÿ’ฐ Finance
(164K)
free with in-app purchases
16
Inter: Mobile Banking
Inter: Mobile Banking
Inter: Mobile Banking
Simplify spending & investing
Free

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Banking solutionsStock and ETF investingGift cards with cashback
๐Ÿ’ฐ Finance
(21K)
free
17
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
18
Fuego: On-Demand Pay
Fuego: On-Demand Pay
Fuego: On-Demand Pay
Your money, when you need it
Free

Access your earned wages early, even before payday. This app allows you to electronically receive tips and draw from your pay on demand. It also offers tools for financial management, including savings goals and spending tracking.

On-demand wage accessEarly access to earned paySet savings goals
๐Ÿ’ฐ Finance
(158)
free with in-app purchases
19
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
๐Ÿ’ฐ Finance
(59K)
free
20
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
๐Ÿ’ฐ Finance
(1.8K)
free with in-app purchases

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