Best Venmo Pay Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Out of 248+ venmo pay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Venmo Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1VenmoVenmoFree4.8★ (15M)NoNoSep 2026
2Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
5AmexAmexFree4.9★ (4.4M)YesNoSep 2026
6Apple WalletApple WalletFree4.8★ (7.4M)NoNoSep 2026
7rapid! Payrapid! PayFree4.5★ (193K)NoNoSep 2026
8Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (72K)NoNoSep 2026

Top Picks for Venmo Pay

Venmo#1

Venmo by Venmo

Send Money, Debit card
Editor's Choice
💰 Finance
4.8😞(15M ratings)
Free
#5in Finance
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money
Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.7M ratings)
Free
#3in Finance
Cash App screenshot 1
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Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
🛍️ Shopping
4.9😊(858K ratings)
Free
#45in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service
  • 🆙 Increasing credit limits
  • 🏪 Wide range of merchant partners

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
  • 🔒 Security/account issues
  • 💰 Unexpected fees/charges

More Venmo Pay apps to explore

FAQ about Venmo Pay

What are the best venmo pay apps for iPhone?
Venmo tops our venmo pay apps ranking as of September 2026, with a 4.8-star average from 15M App Store ratings, and it's free to download.
Yes — 20 of the top venmo pay apps we rank are free to download, including Venmo and Cash App.
Venmo has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ venmo pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a fast, safe, and social platform for sending and receiving money. It allows users to pay and get paid for various expenses, share notes with payments, and connect with friends.
Key features include sending and receiving money, splitting requests among multiple friends, buying cryptocurrency, using Venmo credit and debit cards, creating teen accounts, setting up business profiles, and managing money with instant transfers and direct deposit.

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