Best African Finance Apps

0+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Looking for free african finance apps? 20 of our 0+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for African Finance

African Bank#1

African Bank by African Bank Ltd

African Bank App
Editor's Choice
πŸ’° Finance
3.9(7 ratings)
Free
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Manage your finances securely with this mobile banking app. Perform payments, transfers, manage cards, and access investment services. It offers convenient banking features for everyday financial needs.

daba finance#2

daba finance by DABA MARKETS INC.

Africa's #1 Investment App
Strong Contender
πŸ’° Finance
4.6(70 ratings)
FreeIn-App Purchases
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Invest in a variety of assets including stocks, bonds, IPOs, managed funds, and venture capital. Build wealth across Africa with this comprehensive investment platform.

Affinity#3

Affinity by Affinity Africa Finance Limited

Worth Considering
πŸ’° Finance
4.6😊(1.3K ratings)
FreeAds
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This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

What We Love

  • πŸš€ Easy to operate
  • πŸ‘ Very convenient and reliable
  • πŸ”’ Very safe
  • πŸ‘ Fast and reliable

Room to Improve

  • πŸ› Verification issues

More African Finance apps to explore

4
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
πŸ’° Finance
(5.2K)
free
5
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

Automated savings plansEarn double-digit interestGroup savings with Circles
πŸ’° Finance
(11K)
free with in-app purchases
6
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
πŸ’° Finance
(12K)
free
7
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
πŸ’° Finance
(5K)
free
8
achieve by Petra
achieve by Petra
achieve by Petra
Invest, Insure & Plan Finances
Free

This app offers curated financial solutions and investment plans to help users reach their financial goals. It provides tools for easy investing, saving, and managing money directly from a mobile device.

Curated financial solutionsEasy mobile investingGoal-based savings accounts
πŸ’° Finance
(2.9K)
free with in-app purchases
9
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
10
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6K)
free
11
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
πŸ’° Finance
(1.1K)
free
12
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
πŸ’° Finance
(14K)
free
13
African Banker
African Banker
African Banker
by IC Publications
Free
πŸ’Ό Business
(0)
14
Northquest Finance
Northquest Finance
Northquest Finance
Save, Invest, Build Wealth
Free
πŸ’° Finance
(9)
15
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
πŸ’° Finance
(873)
free
16
African Bank Business
African Bank Business
African Bank Business
African Bank Business Banking
Free
πŸ’° Finance
(0)
17
Capitec Bank
Capitec Bank
Capitec Bank
Simplify banking, live better.
Free

Manage your finances with a secure and easy-to-use mobile banking app. Open accounts, make payments, send money, and manage savings and credit. Offers insurance and affordable mobile plans.

Open accounts with selfie and IDSecure biometric login and fraud alertsInstant bill payments and cash transfers
πŸ’° Finance
(77)
free
18
AlphaFinance SA
AlphaFinance SA
AlphaFinance SA
Your finance, simplified
Free
πŸ’° Finance
(0)
19
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send worldwide with low fees
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
πŸ’° Finance
(216K)
free with in-app purchases
20
Salaam Bank
Salaam Bank
Salaam Bank
Salaam African Bank Djibouti
Free

Manage your local and global accounts with ease. This banking app offers secure login options, allows you to view transaction details, and facilitates sending and receiving money, including foreign currency transfers.

Secure Touch ID/Face ID loginView account balancesTransaction history
πŸ’° Finance
(2)
free