Best Apps For Utility Bill Payments

229+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good apps for utility bill payments. We benchmark 229+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Apps For Utility Bill Payments (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (30K)YesNoJul 2026
2Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoJul 2026
3City Utilities – My AccountCity Utilities – My AccountFree4.6★ (4.7K)NoNoJul 2026
4SmartHubSmartHubFree2.7★ (1.9K)NoNoJul 2026
5Utility Billing Services AppUtility Billing Services AppFree1.5★ (35)NoNoJul 2026
6ComEd - An Exelon CompanyComEd - An Exelon CompanyFree4.7★ (130K)NoNoJul 2026
7My Utility Account - MobileMy Utility Account - MobileFree4.5★ (4.2K)NoNoJul 2026
8PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026

Top Picks for Apps For Utility Bill Payments

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Editor's Choice
💰 Finance
4.8😊(30K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
Papaya: Securely Pay Any Bill#2

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Strong Contender
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
Papaya: Securely Pay Any Bill screenshot 2
Papaya: Securely Pay Any Bill screenshot 3
Papaya: Securely Pay Any Bill screenshot 4
Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support
City Utilities – My Account#3

City Utilities – My Account by Smart Energy Systems LLC

Smarter Utility Management
Worth Considering
🔧 Utilities
4.6😐(4.7K ratings)
Free
City Utilities – My Account screenshot 1
City Utilities – My Account screenshot 2
City Utilities – My Account screenshot 3
City Utilities – My Account screenshot 4
City Utilities – My Account screenshot 5
City Utilities – My Account screenshot 6

Manage your electric, natural gas, water, and transit services from one app. Pay bills, track usage, report outages, and receive notifications. It's a convenient and secure way to handle all your utility needs on the go.

What We Love

  • 👍 Convenient app
  • 🚀 Easy to use
  • 💡 Useful features like usage graphs
  • 🚀 Seamless payment options

Room to Improve

  • 🐛 App crashes and freezes
  • 🐛 Issues with payment methods and account setup
  • 🐛 Inconsistent password requirements

More Apps For Utility Bill Payments apps to explore

4
SmartHub
SmartHub
SmartHub
by National Information Solutions Cooperative
Free

Manage your utility and telecommunications accounts with ease. View usage, billing, and payment history. Report service issues, receive important company news, and manage your WiFi network all from your mobile device.

View and manage bills and paymentsMonitor energy usage trendsContact customer service easily
🔧 Utilities
(1.9K)
free
5
Utility Billing Services App
Utility Billing Services App
Utility Billing Services App
by Randy Ross
Free

Easily view and pay your utility bills directly from your mobile device. Securely store account and credit card information for expedited payments or make one-time transactions with peace of mind.

View and pay utility billsSecurely store account informationSecurely store credit card information
📊 Productivity
(35)
free
6
ComEd - An Exelon Company
ComEd - An Exelon Company
ComEd - An Exelon Company
My ComEd Account On-The-Go
Free

Manage your utility account conveniently from your smartphone or tablet. Easily pay bills, report outages, and track restoration status. Access account details, view usage, and set up helpful alerts for residential and business customers.

Manage multiple accountsPay bills easilyReport and track outages
🔧 Utilities
(130K)
free
7
My Utility Account - Mobile
My Utility Account - Mobile
My Utility Account - Mobile
by Smart Energy Systems LLC
Free

Easily manage your utility account, monitor water usage, and pay bills online. Stay informed about current and planned outages and receive helpful water conservation tips.

Manage utility accountMonitor water usageView and pay bills
💼 Business
(4.2K)
free
8
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
9
Columbia Gas
Columbia Gas
Columbia Gas
by Smart Energy Systems LLC
Free

Manage your natural gas account conveniently from your mobile device. View bills, track usage, make payments, and enroll in helpful programs like AutoPay and Budget Plan. Access your account anytime, anywhere.

Pay bills and view payment historyStart, stop, or move natural gas serviceEnroll in billing and payment programs
🔧 Utilities
(50K)
free
10
SimpleBills for Residents
SimpleBills for Residents
SimpleBills for Residents
SimpleBills
Free

Manage your utility bills with ease. Track usage, view past bills, and pay on the go. This app helps you stay on top of your utility costs and build good credit by ensuring timely payments.

Pay utility billsManage payment methodsTrack utility usage and costs
💰 Finance
(35)
free
11
We Energies
We Energies
We Energies
We Energies Outage, Bill, Pay
Free

Manage your energy account, pay bills, and stay informed about outages. Receive customized alerts for billing, payments, and energy usage. Report outages and view real-time restoration information.

Quick and scheduled bill paymentsCustomizable billing and payment alertsDollar limit alerts for energy charges
🔧 Utilities
(51K)
free
12
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
13
Peoples Gas Chicago
Peoples Gas Chicago
Peoples Gas Chicago
Peoples Gas Account, Bill, Pay
Free

Manage your natural gas account on the go. This app allows you to view your bill, make payments, set up alerts for due dates and payments, and sign up for various billing programs. You can also update your account information and access all your energy accounts in one place.

Quick bill paymentScheduled paymentsCustom billing alerts
🔧 Utilities
(39K)
free
14
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.8K)
subscription
15
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Monthly bill listCalendar viewPast due and upcoming bills overview
💰 Finance
(8K)
free with in-app purchases
16
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
17
Vi: Recharges & Payments
Vi: Recharges & Payments
Vi: Recharges & Payments
Vi:Mobile Recharge,Data Top Up
Free

Manage your mobile services, recharge, and pay bills with this app. It offers exclusive benefits, entertainment options, and utility payments all in one place.

Mobile recharge and bill paymentsData top-up and net packsVi Caller tunes and Hello Tunes
🔧 Utilities
(29K)
free
18
Consumers Energy
Consumers Energy
Consumers Energy
by Consumers Energy
Free

Manage your energy services with ease. Pay bills securely using various methods, report outages with an interactive map, and receive personalized alerts for payments and service interruptions. Centralize all your energy accounts in one convenient location.

Flexible, secure bill paymentsMultiple payment options (PayPal, Venmo, Apple Pay, etc.)Centralized account management
🔧 Utilities
(22K)
free
19
Wisconsin Public Service (WPS)
Wisconsin Public Service (WPS)
Wisconsin Public Service (WPS)
WPS Outage, Account, Bill, Pay
Free

Manage your energy account, pay bills, and report outages with this utility app. Receive customized alerts for billing and payments, and view outage information in real-time. Access all your energy accounts in one convenient place.

Quick and scheduled bill paymentsCustomizable billing and payment alertsDollar limit alerts for energy charges
🔧 Utilities
(18K)
ad-supported
20
Michigan Gas Utilities (MGU)
Michigan Gas Utilities (MGU)
Michigan Gas Utilities (MGU)
MGU Account, Bill, Pay
Free

Manage your natural gas account with this app. Pay bills, set up automatic payments, and receive custom alerts for due dates and payments. Access your billing history and update account information easily.

Quick bill paymentScheduled paymentsCustom billing alerts
🔧 Utilities
(7.1K)
free

FAQ about Apps For Utility Bill Payments

What are the best apps for utility bill payments for iPhone?
Deferit: Pay bills in 4 tops our apps for utility bill payments ranking as of July 2026, with a 4.8-star average from 30K App Store ratings, and it's free to download.
Yes — 20 of the top apps for utility bill payments we rank are free to download, including Deferit: Pay bills in 4 and Papaya: Securely Pay Any Bill.
Deferit: Pay bills in 4 shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 229+ apps for utility bill payments on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Deferit allows you to pay almost any service bill on your terms by splitting the payment into four smaller installments. It also helps users save money by negotiating better deals with service providers and builds credit history by reporting on-time payments to major credit bureaus.
The app features an expert team that negotiates with your service providers on your behalf to find you better deals, potentially lowering your monthly bills for services like internet, phone, and TV.