Best Background Earnings Apps

227+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good background earnings apps. We benchmark 227+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Background Earnings

Tapcheck: On-Demand Earnings#1

Tapcheck: On-Demand Earnings by Tapcheck, Inc.

Editor's Choice
💰 Finance
4.8😐(47K ratings)
Free
Tapcheck: On-Demand Earnings screenshot 1
Tapcheck: On-Demand Earnings screenshot 2
Tapcheck: On-Demand Earnings screenshot 3
Tapcheck: On-Demand Earnings screenshot 4

Access your earnings instantly with Tapcheck: an employer-sponsored program that allows you to transfer your earned money for a small fee. Simply download the app, sign up, and start taking control of your finances today. Learn more at tapcheck.com/help.

What We Love

  • 🚀 Instant/next day transfer
  • 👍 Convenient when needed
  • 💡 On-demand earnings
  • 🤗 Helpful customer service

Room to Improve

  • 🐛 Sync/update issues
  • 💰 High transaction fees
  • 🤖 Poor chatbot support
2.1😞(145 ratings)
Free
SSA Mobile Wage Reporting screenshot 1
SSA Mobile Wage Reporting screenshot 2
SSA Mobile Wage Reporting screenshot 3
SSA Mobile Wage Reporting screenshot 4
SSA Mobile Wage Reporting screenshot 5
SSA Mobile Wage Reporting screenshot 6

Report monthly wages conveniently with a free mobile application for Supplemental Security Income recipients. Prevent improper payments and ensure accuracy by easily reporting gross monthly wages to the Social Security Administration. Learn more at www.ssa.gov and contact your local SSA office to see if you are eligible to use the app.

What We Love

  • 🚀 Convenient for reporting wages
  • 📝 Good for submitting paystubs
  • 🕰️ Allows timely wage reporting

Room to Improve

  • 🐛 App frequently has errors and crashes
  • ⚠️ Unable to submit wages or paystubs
  • 🕰️ Requires contacting SSA office for support
Dext: Expense Tracker#3

Dext: Expense Tracker by Dext Software Limited

Sync Receipts with QuickBooks
Worth Considering
💼 Business
4.8😐(6.9K ratings)
FreeAdsIn-App Purchases
Dext: Expense Tracker screenshot 1
Dext: Expense Tracker screenshot 2
Dext: Expense Tracker screenshot 3
Dext: Expense Tracker screenshot 4
Dext: Expense Tracker screenshot 5
Dext: Expense Tracker screenshot 6

Track expenses effortlessly with a convenient app that enables you to snap receipts, categorize expenses, set budgets, and achieve financial goals. Simplify your money management today!

What We Love

  • 🚀 Easy to use
  • 🚀 Saves time
  • 👍 Convenient for submitting expenses
  • 👍 Integrates well with accounting software

Room to Improve

  • 🐛 Unreliable receipt capture
  • 🐛 Inconsistent performance
  • 🐛 Buggy and crashes frequently

More Background Earnings apps to explore

4
Smart Receipts: Expenses & Tax
Smart Receipts: Expenses & Tax
Smart Receipts: Expenses & Tax
Receipt Scanner, Tracker
Free

Track and manage expenses effortlessly with our intuitive app. Simply scan receipts, categorize expenses, and generate insightful reports for better financial management. Try it now to streamline your expense tracking process.

💰 Finance
(13K)
5
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
6
GOSI
GOSI
GOSI
by general organization for social insurance
Free

Welcome to an app that simplifies managing your social insurance benefits. Access a wide range of services and information to enhance your experience with the General Organization for Social Insurance in Saudi Arabia like never before. Download the app today for a seamless and convenient experience!

💼 Business
(17K)
7
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

💰 Finance
(28K)
8
AFmobile®
AFmobile®
AFmobile®
by American Fidelity Assurance Company
Free

Access your benefits, manage claims, view policies, and connect to your reimbursement accounts all in one place with AFmobile®. Stay updated with text and email notifications, manage personal info, and enroll in direct deposit. Calculate pre-tax savings and learn about available benefits. No charges apply, message and data rates may. Contact for support at the provided link.

💰 Finance
(83K)
9
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
Business Tax Report & Tracker
Free

A handy receipt scanner app for easily managing business expenses on-the-go. Snap photos of receipts, categorize expenses, and keep track of finances effortlessly. Organize receipts and streamline expense tracking with SimplyWise.

💰 Finance
(34K)
10
Veryfi Receipts OCR & Expenses
Veryfi Receipts OCR & Expenses
Veryfi Receipts OCR & Expenses
Project Based QBO Bookkeeping
Free

Effortlessly manage and organize your receipts with an intuitive app that uses OCR technology to extract data and generate reports. Stay on top of your expenses and simplify your financial tracking today!

💼 Business
(1.8K)
11
FSAFEDS
FSAFEDS
FSAFEDS
by HealthEquity Inc.
Free

Manage your FSAFEDS benefits on-the-go with this app, enabling easy submission of health care and dependent care claims through photos or signatures. Check your account balance, view plan details, and track all submitted claims in one place.

📊 Productivity
(39K)
12
Netspend Earned Wage Access
Netspend Earned Wage Access
Netspend Earned Wage Access
Unlock your employer benefits!
Free

Experience financial freedom with on-demand wage access – your key to unlocking your paycheck before payday! Watch your earnings grow, transfer funds seamlessly, and enjoy instant access with no hidden fees or interest payments. Take control of your finances now and download for early payday access!

💼 Business
(12K)
13
Your Texas Benefits
Your Texas Benefits
Your Texas Benefits
by Texas Health and Human Services Commission
Free

The app is designed for Texans receiving SNAP food benefits, TANF cash help, and health care benefits, allowing users to manage their cases, submit documents, receive alerts, report changes, manage their Lone Star Card, and find nearby offices. Get started by setting up a Your Texas Benefits account to access features like viewing cases, managing account settings, sending documents, receiving alerts, and updating personal information.

💪 Health & Fitness
(367K)
14
Propel: EBT, SNAP, WIC, & more
Propel: EBT, SNAP, WIC, & more
Propel: EBT, SNAP, WIC, & more
Food Stamps & Benefit Updates
Free

Providers EBT by Propel is a comprehensive application that integrates SNAP, WIC, and mobile banking services. Easily manage your benefits, make payments, and access financial resources all in one place. Simplify your government assistance experience today.

💰 Finance
(562K)
15
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(227K)
16
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

The Inspira Mobile™ app by Inspira Financial offers health and wealth management solutions. Easily manage various accounts including health savings, flexible spending, and commuter benefits in real-time. Take control of your financial well-being with features like balance tracking, reimbursement requests, and expenses scanning. Secure access ensures your information is protected. Download the app and start managing your accounts effortlessly today.

💰 Finance
(35K)
17
Paychex Flex
Paychex Flex
Paychex Flex
by Paychex Inc.
Free

An app for employers and employees to access vital payroll and benefits information. Employers can submit payroll, access reports, and manage employee information, while employees can view check stubs, tax documents, benefit details, and more. Streamline your payroll processes with ease.

💼 Business
(572K)
18
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Access and manage your benefit accounts on-the-go with our mobile app. Take photos, upload images, and initiate claims conveniently. Simplify payments and stay connected to your health and wealth.

💰 Finance
(14K)
19
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your health care benefit plans and expenses efficiently with this app. Access key information, manage expenses, find in-network providers, and more to streamline your health care needs.

💰 Finance
(22K)
20
Via Benefits Accounts
Via Benefits Accounts
Via Benefits Accounts
By Willis Towers Watson
Free

Access your benefits accounts on-the-go with the Via Benefits Accounts mobile app by Willis Towers Watson. Manage expenses, reimbursements, and account updates quickly and securely. Experience a convenient way to stay informed and in control of your benefits anytime, anywhere.

💰 Finance
(5.2K)