Best Cashless By Goers Apps

232+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.6โ˜…, the cashless by goers category is one of the App Store's strongest. Browse all 232+ apps we track, sorted so the most loved ones surface first.

Top Picks for Cashless By Goers

Ibotta: Save & Earn Cash Back#1

Ibotta: Save & Earn Cash Back by Ibotta, Inc

Make Money Shopping Every Day
Editor's Choice
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(1.9M ratings)
FreeAds
Ibotta: Save & Earn Cash Back screenshot 1
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Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

What We Love

  • ๐Ÿ’ฐ Earn cash back on purchases
  • ๐ŸŽ Bonus rewards and offers
  • ๐Ÿ›’ Works with various stores

Room to Improve

  • ๐Ÿ•ฐ๏ธ Time-consuming to use
  • ๐Ÿค– Unreliable app functionality
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent credit for purchases
InboxDollars: Surveys for Cash#2

InboxDollars: Surveys for Cash by Prodege LLC

Answer questions and get paid
Strong Contender
๐ŸŒŸ Lifestyle
4.5๐Ÿ˜ž(224K ratings)
FreeAds
InboxDollars: Surveys for Cash screenshot 1
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Earn real cash by taking surveys, shopping online, and completing other tasks. Get paid in dollars and cents for your opinions and receive cash back on purchases. Redeem earnings for PayPal cash or gift cards to popular retailers.

What We Love

  • ๐Ÿ’ฐ Earn money through surveys and offers
  • ๐Ÿ“‹ Ability to earn by scanning receipts
  • ๐ŸŽฎ Earn through playing mobile games

Room to Improve

  • ๐Ÿ•ฐ๏ธ Surveys take too long for low payouts
  • ๐Ÿšซ High disqualification rate for surveys
  • ๐Ÿ’ณ Difficult to reach payout threshold
Conferma#3

Conferma by Conferma Ltd

Create and send virtual cards
Worth Considering
โœˆ๏ธ Travel
4.7๐Ÿ˜ž(4.5K ratings)
Free
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This app provides a cashless solution for business purchases, allowing users to create and manage secure virtual payment cards. It facilitates online, in-app, and contactless payments, while offering robust expense management and fraud prevention tools for businesses of all sizes.

What We Love

  • โญ Easy to use
  • ๐Ÿ’ณ Convenient virtual card payments
  • ๐Ÿ‘ Good booking choices

Room to Improve

  • ๐Ÿ› Frequent crashes and app instability
  • ๐Ÿ”‘ Difficult password management and account access
  • ๐Ÿ’ณ Unreliable virtual card payments

More Cashless By Goers apps to explore

4
Touch โ€˜n Go eWallet
Touch โ€˜n Go eWallet
Touch โ€˜n Go eWallet
Itโ€™s the way to GO
Free

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Secure digital walletBill payments and reloadsInvestments and savings
๐Ÿ’ฐ Finance
(4.3K)
free with in-app purchases
5
PayMe by HSBC
PayMe by HSBC
PayMe by HSBC
Go cashless with PayMe!
Free

Go cashless with a mobile payment solution accepted at over 60,000 locations across Hong Kong. Easily pay businesses, friends, and family, and enjoy rewards and vouchers. Top up your wallet conveniently from your bank account or credit card.

Cashless payments at 60,000+ outletsAccepted at major retailers and servicesEarn discounts, vouchers, and rewards
๐Ÿ’ฐ Finance
(2.5K)
free
6
Tippy: Cashless Tip Solutions
Tippy: Cashless Tip Solutions
Tippy: Cashless Tip Solutions
by DirectTIPS Operations, LLC
Free

This app empowers service professionals to manage their tip income effortlessly. It offers features for immediate access to funds, tracking tip history, and viewing customer history, allowing for instant receipt and management of cashless tips.

Immediate access to tip fundsSpend, save, or transfer tipsTip history tracking
๐Ÿ’ฐ Finance
(803)
free
7
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
9
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
๐Ÿ›๏ธ Shopping
(1.7M)
free with in-app purchases
10
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
๐Ÿ’ผ Business
(652)
free with in-app purchases
11
EXCEED by Money Network
EXCEED by Money Network
EXCEED by Money Network
by First Data Corporation
Free

Manage your finances on the go with this secure mobile app. Designed for Walmart associates and secondary cardholders, it offers 24/7 access to account information, budgeting tools, and helpful financial tips. Keep track of your money, set savings goals, and secure your card with ease.

Quick balance viewAccount balance and transaction detailsPiggy Banks for savings
๐Ÿ’ฐ Finance
(23K)
free
12
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
๐Ÿ’ฐ Finance
(4.3M)
free
13
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

This app offers cash back on groceries, gas, and prescriptions by simply uploading photos of your receipts. Discover new deals weekly on everyday items and popular brands, and earn rewards at participating gas stations. It's an easy way to save money on your regular purchases.

Cash back on groceriesGas rewards and savingsPrescription savings card
๐Ÿ›๏ธ Shopping
(6.5K)
free with in-app purchases
14
Ingo Money - Cash Checks
Ingo Money - Cash Checks
Ingo Money - Cash Checks
by Ingo Money, Inc.
Free

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

Cash paychecks, business checks, and personal checksFunds deposited in minutesTransfer to bank, prepaid card, or PayPal
๐Ÿ’ฐ Finance
(8.9K)
free with in-app purchases
15
Wing Bank
Wing Bank
Wing Bank
Enjoy Cashless Transactions!
Free

This mobile banking app allows users to send and receive money domestically and internationally, pay bills, top up phone credit, and shop online using QR codes or a virtual Mastercard. It offers a secure and convenient way to manage finances without needing physical cash or visiting bank branches.

Send and receive money globallyDomestic and international money transfersPay bills online
๐Ÿ’ฐ Finance
(592)
free
16
matometePay -Japan cashless
matometePay -Japan cashless
matometePay -Japan cashless
cashless app manager in Japan
Free

Consolidate all your Japanese smartphone payment apps into a single, convenient manager. Quickly launch your preferred payment methods with iPhone widget support. Upgrade to premium for unlimited widget registrations.

Manage multiple payment apps in one placeiPhone widget for quick accessSupports numerous popular Japanese payment services
๐Ÿ’ฐ Finance
(33)
freemium
17
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
Take control of your finances
Free

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

Access earned wages anytimeReal-time earnings trackingHigh-interest savings accounts
๐Ÿ’ฐ Finance
(6.8K)
free with in-app purchases
18
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.2M)
free with in-app purchases
19
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
๐Ÿ’ฐ Finance
(106K)
free with in-app purchases
20
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
Save money while shopping
Free

Earn money back on your purchases by shopping through this app. Discover deals, use coupon codes, and get rewarded with cashback on online and in-store purchases. Withdraw your earnings easily via PayPal or bank transfer.

Earn cashback on online shoppingDiscover deals and coupon codesComplete shopping quests for bonus rewards
๐Ÿ›๏ธ Shopping
(1.7K)
free