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Best Health Insurance Alternative Apps

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.6★, the health insurance alternative category is one of the App Store's strongest. Browse all 0+ apps we track, sorted so the most loved ones surface first.

Compare top Health Insurance Alternative Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fidelity Health®Fidelity Health®Free4.9★ (25K)NoNoAug 2026
2SurestSurestFree4.6★ (6.4K)NoNoAug 2026
3HealthEquity MobileHealthEquity MobileFree4.3★ (15K)NoNoAug 2026
4MyHealthONEMyHealthONEFree4.6★ (70K)NoNoAug 2026
5Select HealthSelect HealthFree4.7★ (3.8K)NoNoAug 2026
6Star HealthStar HealthFree4.5★ (1.3K)NoNoAug 2026
7Collective HealthCollective HealthFree4.8★ (3.6K)NoNoAug 2026
8MyUPMCMyUPMCFree4.8★ (117K)YesNoAug 2026

Top Picks for Health Insurance Alternative

Fidelity Health®#1

Fidelity Health® by Fidelity Investments

Health benefits + expenses
Editor's Choice
💰 Finance
4.9😊(25K ratings)
Free
Fidelity Health® screenshot 1
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Fidelity Health® screenshot 3
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Fidelity Health® screenshot 6

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and responsive
  • 💳 Convenient for HSA reimbursements
  • 🔍 Helpful for managing health finances

Room to Improve

  • 🐛 Occasional crashes or errors
  • 🔒 Strict 2-factor authentication can be inconvenient
  • 📱 Compatibility issues with older iOS versions
Surest#2

Surest by Bind Benefits, Inc

Health plan
Strong Contender
💪 Health & Fitness
4.6😞(6.4K ratings)
Free
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Surest screenshot 6

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

What We Love

  • 🚀 Clear, affordable
  • 🚀 Intuitive health insurance
  • 🚀 Easy to use
  • 🚀 Helpful and intuitive

Room to Improve

  • 🐛 Freezes and incorrect copay
  • 🐛 Inaccurate information
  • 🐛 Glitchy
HealthEquity Mobile#3

HealthEquity Mobile by HealthEquity

Connecting Health and Wealth
Worth Considering
💰 Finance
4.3😞(15K ratings)
Free
#53in Finance
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HealthEquity Mobile screenshot 5

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality

More Health Insurance Alternative apps to explore

4
MyHealthONE
MyHealthONE
MyHealthONE
Patient Health Portal
Free

Access your medical records, view lab results, and schedule appointments. This app simplifies managing your health information and tracking your progress in one secure location. It's designed for patients and caregivers to manage healthcare on their terms.

Access medical recordsView lab resultsSchedule appointments
🏥 Medical
(70K)
free
5
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Manage your health plan on the go. Easily check deductibles, track claims, download your ID card, and estimate healthcare costs. Find in-network doctors to make informed decisions about your care.

Check deductible statusTrack claimsDownload ID card
🏥 Medical
(3.8K)
free
6
Star Health
Star Health
Star Health
Customer App for Star Health
Free

Manage your health insurance policies, access policy documents, and track your health with features like telemedicine and health risk assessments. Easily locate hospitals and purchase or renew your insurance online.

Policy details and documents accessFace scan for health assessmentTelemedicine consultations
💪 Health & Fitness
(1.3K)
free
7
Collective Health
Collective Health
Collective Health
by CollectiveHealth, Inc.
Free

Simplify your health benefits with a unified platform. Access insurance cards, review all medical, dental, and vision benefits, and find care providers easily. Get support from advocates and estimate costs for procedures.

Access health insurance cardsReview medical, dental, vision benefitsFind in-network doctors and facilities
💪 Health & Fitness
(3.6K)
free
8
MyUPMC
MyUPMC
MyUPMC
Manage Your UPMC Health Care
Free

Manage your UPMC health information and care from anywhere. Communicate with your doctor, schedule appointments, access medical records, and view test results. It also allows for prescription renewals and bill payments.

Message doctor's officeSchedule appointmentsAccess medical records
🏥 Medical
(117K)
free
9
Root: Better car insurance
Root: Better car insurance
Root: Better car insurance
Good drivers save money
Free

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discountsRenters insurance from $6/monthCustomizable homeowners insurance
💰 Finance
(73K)
free with in-app purchases
10
Regence Health Insurance
Regence Health Insurance
Regence Health Insurance
by Regence Health Insurance
Free

Manage your health benefits with ease. This app helps you understand coverage, find providers, submit claims, and access personalized health insights and resources. Connect with customer support and virtual care options for a seamless healthcare journey.

Navigate benefits by Care, Coverage, Costs, SupportFind and connect with providersSubmit claims using device camera
💪 Health & Fitness
(1.8K)
free
11
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.

Access coverage, claims, and ID cardsFind in-network doctors and facilitiesEstimate procedure costs
💪 Health & Fitness
(25K)
free
12
Aetna Health
Aetna Health
Aetna Health
Take control of your benefits
Free

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

Access and save ID cardTrack spending and deductibleManage HSA/HRA/FSA accounts
💪 Health & Fitness
(374K)
free with in-app purchases
13
Healthfirst NY
Healthfirst NY
Healthfirst NY
Health Insurance for NYers
Free

This app helps New York residents manage their health insurance. Members can find doctors, access essential community services, and view their digital ID card. It also provides access to virtual doctor consultations and local sales representatives.

Find in-network care providersSearch for essential community servicesAccess digital Member ID
💪 Health & Fitness
(23K)
free
14
Health First Colorado
Health First Colorado
Health First Colorado
by State of Colorado
Free

Manage your health coverage on the go. View your active status, explore benefits, update personal details, and access your member ID card. Pay premiums and connect with important health resources.

Check coverage statusView benefits informationUpdate case details
🏥 Medical
(15K)
free
15
My Highmark App
My Highmark App
My Highmark App
Manage your health & benefits
Free

Manage your health coverage and benefits in one convenient app. Access virtual care programs, personalize your experience with a Health Profile, and receive daily recommendations. Connect devices to track progress and sync health information.

Check health plan benefitsAccess virtual care programsPersonalize Health Profile
🏥 Medical
(22K)
free
16
HealthJoy
HealthJoy
HealthJoy
by HealthJoy, LLC
Free

Simplify and maximize your employee health benefits. Access healthcare concierges, 24/7 online medical consultations, and a personalized benefits wallet. Get help with appointments, prescriptions, doctor recommendations, and medical bill advocacy.

Healthcare concierges for appointments and questions24/7 online medical consultations with prescriptionsPersonalized benefits wallet
💪 Health & Fitness
(3.7K)
free
17
PineApp
PineApp
PineApp
Baptist Health South Florida
Free

This app provides a comprehensive healthcare experience, connecting you to your medical needs anytime, anywhere. Access virtual visits, manage appointments, review records, and handle billing, all from your mobile device.

On-demand virtual visits 24/7Digital registration and check-inPre-populated forms for quick visits
🏥 Medical
(9K)
free
18
Accolade, Inc.
Accolade, Inc.
Accolade, Inc.
by Accolade, Inc.
Free

Access personalized healthcare with integrated benefits and clinical guidance. Connect with virtual primary and urgent care physicians, therapists, and specialists. Get answers about coverage, bills, and find local providers easily.

Personalized health assistantVirtual urgent and primary careAccess to therapists and specialists
💪 Health & Fitness
(42K)
free
19
Angle Health Inc.
Angle Health Inc.
Angle Health Inc.
Health Plan For The Whole You
Free

Access your health insurance plan details, virtual ID card, and benefits. Easily find in-network doctors, care facilities, and medications. Gain a comprehensive overview of your overall health.

Virtual ID card and plan benefits accessFind in-network doctors and facilitiesSearch for medications
💪 Health & Fitness
(19)
free
20
Tidy Health PHR
Tidy Health PHR
Tidy Health PHR
AI Personal Health Record
Free

Organize all your healthcare information in one private place. Store medical history, appointments, prescriptions, and more. Get AI-powered answers to your health questions and access your data even offline.

All-in-one health record organizationAI-powered health question answeringOffline access to medical data
🏥 Medical
(1.1K)
free with in-app purchases

FAQ about Health Insurance Alternative

What are the best health insurance alternative apps for iPhone?
Fidelity Health® tops our health insurance alternative apps ranking as of June 2026, with a 4.9-star average from 25K App Store ratings, and it's free to download.
Yes — 20 of the top health insurance alternative apps we rank are free to download, including Fidelity Health® and Surest.
Fidelity Health® has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The Fidelity Health app helps you manage your employer-sponsored health benefit plans and healthcare expenses. You can access details about your coverage, store digital copies of your health ID cards, and manage your Health Savings Account (HSA) or Flexible Spending Account (FSA) balances and transactions.
Key features include accessing your health plan coverage and benefit details, saving and sharing pictures of your health ID cards, viewing HSA and FSA balances, reimbursing yourself for qualified medical expenses, paying providers directly from your accounts, and scanning bills for easier payment.