Best In-Store Payments Apps

68+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our in-store payments list covers 68+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Compare top In-Store Payments Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoOct 2026
2Shopify: Ecommerce businessShopify: Ecommerce businessFree4.7★ (42K)NoNoOct 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
4WooCommerce: Store & POSWooCommerce: Store & POSFree4.8★ (7.7K)NoNoSep 2026
5MyCardWallet.MyCardWallet.Free4.8★ (96K)NoNoOct 2026
6PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (173K)NoNoOct 2026
7Apple StoreApple StoreFree3.5★ (168K)NoNoOct 2026
8Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoOct 2026

Top Picks for In-Store Payments

Tabby: Send, spend and save#1

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Editor's Choice
💰 Finance
4.8😞(85K ratings)
Free
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Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🤬 Inaccurate payment charges and unprofessional customer service
  • 🙅‍♀️ Unauthorized notifications and spam
  • 🤔 Inconsistent and unreliable service
  • 🚫 Limited availability in certain regions
Shopify: Ecommerce business#2

Shopify: Ecommerce business by Shopify Inc.

Start, sell online & in store
Strong Contender
💼 Business
4.7😐(42K ratings)
Free
#37in Business
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This AI-powered platform allows you to start, manage, and grow an online or in-person business from your mobile device. It offers tools for product management, order processing, marketing, and customer relationship management, with no coding required.

What We Love

  • 🚀 Easy to use
  • 🚀 Seamless integration
  • 🚀 Powerful e-commerce platform
  • 🚀 Convenient mobile management
  • 👍 Helpful customer support
  • 👍 Customizable and flexible
  • 👍 Great for small businesses

Room to Improve

  • 🐛 Glitchy updates and bugs
  • 🐛 Unreliable customer service
  • 🐛 Difficult to cancel subscription
  • 🐛 Holding customer funds without reason
  • 🐛 Restrictive policies and account suspensions
  • 💰 Expensive and increasing fees
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(753K ratings)
Free
#34in Shopping
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Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues

More In-Store Payments apps to explore

FAQ about In-Store Payments

What are the best in-store payments apps for iPhone?
Tabby: Send, spend and save tops our in-store payments apps ranking as of June 2026, with a 4.8-star average from 85K App Store ratings, and it's free to download.
Yes — 20 of the top in-store payments apps we rank are free to download, including Tabby: Send, spend and save and Shopify: Ecommerce business.
Tabby: Send, spend and save has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 68+ in-store payments apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.