Best In-Store Payments Apps

68+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our in-store payments list covers 68+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Compare top In-Store Payments Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (84K)NoNoAug 2026
2Shopify: Sell online/in personShopify: Sell online/in personFree4.7★ (40K)NoNoAug 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
4WooCommerce: Store & POSWooCommerce: Store & POSFree4.8★ (7.6K)NoNoAug 2026
5MyCardWallet.MyCardWallet.Free4.8★ (96K)NoNoAug 2026
6PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
7Apple StoreApple StoreFree3.5★ (168K)NoNoAug 2026
8Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoAug 2026

Top Picks for In-Store Payments

Tabby: Send, spend and save#1

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Editor's Choice
💰 Finance
4.8😞(84K ratings)
Free
Tabby: Send, spend and save screenshot 1
Tabby: Send, spend and save screenshot 2
Tabby: Send, spend and save screenshot 3
Tabby: Send, spend and save screenshot 4
Tabby: Send, spend and save screenshot 5
Tabby: Send, spend and save screenshot 6

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
Shopify: Sell online/in person#2

Shopify: Sell online/in person by Shopify Inc.

Your mobile ecommerce platform
Strong Contender
💼 Business
4.7😐(40K ratings)
Free
#32in Business
Shopify: Sell online/in person screenshot 1
Shopify: Sell online/in person screenshot 2
Shopify: Sell online/in person screenshot 3
Shopify: Sell online/in person screenshot 4
Shopify: Sell online/in person screenshot 5
Shopify: Sell online/in person screenshot 6

This AI-powered platform allows you to start, manage, and grow an online or in-person business from your mobile device. It offers tools for product management, order processing, marketing, and customer relationship management, with no coding required.

What We Love

  • 🚀 Easy to use
  • 🚀 Seamless integration
  • 🚀 Powerful e-commerce platform
  • 🚀 Convenient mobile management

Room to Improve

  • 🐛 Glitchy updates and bugs
  • 🐛 Unreliable customer service
  • 🐛 Difficult to cancel subscription
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
Free
#30in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More In-Store Payments apps to explore

4
WooCommerce: Store & POS
WooCommerce: Store & POS
WooCommerce: Store & POS
All-in-one mobile ecommerce
Free

Manage your online and in-person store from your mobile device. Add products, create orders, accept payments, and track sales in real time. Turn your tablet into a point-of-sale system and receive instant notifications for every sale.

Add and edit productsCreate orders on the goAccept in-person payments
💼 Business
(7.6K)
free with in-app purchases
5
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(96K)
free
6
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
7
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
🛍️ Shopping
(168K)
free
8
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
9
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
10
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
12
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
13
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
14
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
15
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
💼 Business
(7.5K)
free
16
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(465)
free
17
Facebook
Facebook
Facebook
Connection starts here
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(28M)
free with in-app purchases
18
Satispay: Pay and invest
Satispay: Pay and invest
Satispay: Pay and invest
Payments, Pay in 3, PagoPA
Free

Manage your finances, make payments, and invest directly from your smartphone. This app simplifies everyday transactions, from online shopping and bill payments to sending money to friends and building savings.

Contactless payments in storesOnline payment securityMoney transfers between friends
💰 Finance
(192)
free
19
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(106K)
free with in-app purchases
20
WeChat
WeChat
WeChat
Calls, chats, and more
Free

Connect with friends and family through messaging, voice, and video calls. Discover news, local services, and games within the app. Features mobile payment and health tracking capabilities.

Text, photo, voice, and video messagingGroup chats up to 500 membersHigh-quality voice and video calls
🌐 Social Networking
(81K)
free with in-app purchases

FAQ about In-Store Payments

What are the best in-store payments apps for iPhone?
Tabby: Send, spend and save tops our in-store payments apps ranking as of June 2026, with a 4.8-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top in-store payments apps we rank are free to download, including Tabby: Send, spend and save and Shopify: Sell online/in person.
Tabby: Send, spend and save has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 68+ in-store payments apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Tabby is rated 4+ and is suitable for users of all ages.
The latest version of Tabby is 4.84.0, and it was last updated on June 19, 2026. Updates ensure the app is reliable and offers the latest features.