Best Instapay Philippines Apps

4.4(21 ratings)

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Manage your finances with a digital account and a linked global Mastercard. Easily receive salaries, send remittances, load funds, withdraw cash, and make purchases worldwide. All transactions are tracked for your convenience.

GCash by MYNT, INC.

Strong Contender

3.3😐(3K ratings)

Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

What We Love

✨ Convenient and easy to use
💰 Rebates and discounts for transactions
🚀 Fast money transfers and bill payments
🌍 Accessible for overseas Filipinos

Room to Improve

🐛 Frequent app crashes and errors
🤖 Unhelpful and slow customer support
🔒 Security and verification issues
💰 Expensive transaction fees

BPI by Bank of the Philippine Islands

Worth Considering

Maya – savings, loans, cards

4.8😞(19K ratings)

Free

Manage your finances conveniently with this banking app. Access accounts, transfer funds, pay bills, invest, and open new accounts securely from your mobile device. Gain insights into your spending and enjoy personalized offers.

What We Love

🚀 Smooth transfer experience
🔒 Secure authentication
👍 Convenient mobile banking
🙌 Improved app design

Room to Improve

🐛 Frequent crashes
🤯 Frustrating registration process
🤔 Confusing UI changes
🙅‍♀️ Not OFW-friendly
💔 Downgrade from previous app

More Instapay Philippines apps to explore

BSP-licensed banking and more

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

free with in-app purchases

(4K)

GoTyme Bank | Philippines

Save, Invest, Tap to Pay

Open account in under 5 minutesTap to pay with Apple PayFlexible credit with MoreTyme

A digital banking app offering savings, investments, bill payments, and money transfers. Easily open an account, pay with Apple Pay, and access flexible credit options. Enjoy free transfers and high-interest savings accounts.

(2K)

Debit card, rewards, pay later

PayPal - Pay, Send, Save

Purchase protectionRewards points on purchasesSend and request money

Securely shop online and in-store, earn rewards with a debit card, send money internationally, and manage subscriptions. Offers purchase protection and flexible payment options like 'Pay in 4'.

Versatile. Efficient. Scalable

Appointment schedulingCustomer managementStaff management

This application streamlines salon and spa operations with features for appointment booking, client management, staff scheduling, inventory tracking, and sales processing. It aims to boost efficiency and improve customer service for beauty businesses.

🌟 Lifestyle

(0)

by MariBank Philippines, Inc.

MariBank PH (SeaBank)

Daily interest on savingsUnlimited free transfersCashback rewards

This digital bank offers a simple and rewarding way to manage your money, providing high daily interest on savings, unlimited free transfers, and cashback rewards. Link your ShopeePay and SPayLater accounts for seamless payments and enjoy flexible loan and time deposit options.

(2.3K)

Moniepoint Personal Banking

Savings account | Send money

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills securely. This app offers a comprehensive suite of banking tools, allowing you to bank anytime, anywhere without visiting a branch.

Open accounts in-appDeposit checks 24/7Secure account management

ALLBANK Mobile Banking

Specialized financing productsServices for working-class FilipinosSupport for business owners

This mobile banking application provides specialized financing products and services for working-class Filipinos and business owners. It aims to support community development and offers competitive rates with excellent customer service. Bank with ease and feel at ease with their innovative banking solutions.

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Instant money sending and receivingLink bank accounts and Meeza cardsSend via mobile number or Instant Payment Address

(806)

Sendwave Send & Transfer Money

Remittance & digital wallet

Fast international money transfersSecure mobile paymentsTrack transfers in real-time

Easily and affordably send money internationally to Africa, Asia, and the Middle East. This secure app allows you to manage mobile payments, support loved ones, and track transfers with transparent fees and real-time updates.

(87K)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Bank, send, pay, and spendBuild credit historyEarn cash back and rewards

Manage your finances with a comprehensive mobile banking solution. Perform transactions, build credit, and earn rewards. Offers features like fee-free overdraft and high APY savings accounts.

This finance app simplifies everyday transactions and offers robust security features. Manage your money, plan travel, pay for commutes, and explore savings and investment options all in one place. Trusted by millions, it provides a secure and convenient way to handle your finances.

Manage finances and track spendingSeamless online and in-person paymentsTravel planning and expense management

Access pay before payday

Fee-free wage accessReal-time earnings accessBill payment

Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.

(10K)

DANA Dompet Digital Indonesia

Easy Topup, Send Money, QRIS

QRIS payments at millions of merchantsSend money to bank accounts and DANA usersPay electricity, BPJS, and other bills

Manage daily finances with a secure digital wallet. Pay with QRIS, send money to accounts or other users, top up games, and grow your balance. Offers bill payments and mobile credit top-ups with advanced security features.

(8.3K)

Kabayan Remit - Money Transfer

Send money to the Philippines

Fast money transfersLow feesHigh exchange rates

Send money to the Philippines quickly, securely, and affordably. This service offers competitive exchange rates and low fees for remittances. It also provides a convenient way to pay bills without hassle.

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

Open savings accountsManage deposit and credit card accountsSend money via InstaPay and PESONet

(548)

Jim: sell & get paid instantly

Tap to Pay & Payment Links

Tap to Pay card acceptancePayment links for remote salesFree business website

Accept card payments directly on your phone without a reader. Create payment links for remote sales and a free business website. Manage bookings and get AI-powered business insights.