Best My Fico Score Free Apps

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

Start your credit journey

myEquifax

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

(37K)

Credit Sesame: Grow Your Score

Manage, Track & Build Credit

Free credit score checksCredit report summariesFree credit alerts

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Your credit score, simplified

(436K)

freemium

Capital One CreditWise

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Track Your Credit Wise Report

Credit history analysisTrack major credit bureausFinancial dashboard

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

(183)

Kikoff – Build Credit Quickly

Grow & Track Your Credit

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

(256K)

Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(371K)

Build Credit & Fix It: Dovly

Build credit & boost score

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

(65K)

Track Your Credit Wise Report

Credit Score Monitoring

Income/expense trackerCredit score news feedCredit score simulator

Manage your finances with an income/expense tracker and stay informed with credit score news. Estimate your credit score with a simulator. Free version has usage limits.

(117)

Credit.com

Credit Score and Grades

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

(7.2K)

Self – Credit Builder & Cash

Build credit or get cash now.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(318K)

Pay Phone Bills & Build Credit

Grow Credit

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

(10K)

Seen Mobile - Build Credit

Spend, Track & Build Credit

Manage credit card accountTrack spending and transactionsBuild credit history

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

Check account balanceView statement and transaction historyPay credit card bill

Arro: Build & Grow Credit

(124K)

free

Cash Back Credit Builder Card

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

(1.7K)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(531K)

Clerkie Payoff Debt Bills Fees

Loan Money Build Credit Budget

Negotiate and erase debtAutomated budgetingPersonal loan shopping

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.