Best One Upi Apps

68+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

Whether you're new to one upi or looking for an upgrade, our curated collection of 68+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top One Upi Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
3Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoSep 2026
4Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
6PNB ONEPNB ONEFree3.6★ (566)NoNoSep 2026
7slice: UPI credit card & bankslice: UPI credit card & bankFree4.2★ (242)NoNoSep 2026
8PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoSep 2026

Top Picks for One Upi

PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
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PhonePe UPI, Payment, Recharge screenshot 5
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Mony - UPI for Tourists & NRIs#3

Mony - UPI for Tourists & NRIs by SMART PAYMENT SOLUTIONS PRIVATE LIMITED

UPI Wallet for Tourists & NRIs
Worth Considering
💰 Finance
4.6😐(556 ratings)
Free
Mony - UPI for Tourists & NRIs screenshot 1
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Mony - UPI for Tourists & NRIs screenshot 5
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This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

What We Love

  • 🚀 Convenient UPI payments
  • 🔒 Secure transactions
  • 👍 Easy to set up
  • 👍 Helpful customer support
  • 👍 Useful for tourists and NRIs

Room to Improve

  • 🐛 KYC verification delays
  • 🐛 Unreliable transactions
  • 💰 High fees and commissions
  • 🚫 Limited to merchant UPI accounts only
  • 🐢 Slow app performance

More One Upi apps to explore

FAQ about One Upi

What are the best one upi apps for iPhone?
BHIM Bharat's Own Payments App tops our one upi apps ranking as of May 2026, with a 4.4-star average from 1.4K App Store ratings, and it's free to download.
Yes — 20 of the top one upi apps we rank are free to download, including BHIM Bharat's Own Payments App and PhonePe UPI, Payment, Recharge.
BHIM Bharat's Own Payments App has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 68+ one upi apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
BHIM (Bharat Interface for Money) is a UPI payment app developed by the National Payments Corporation of India (NPCI). It is designed to make digital transactions easier, safer, and faster for all Indian users with an intuitive interface and advanced security features.
Key features include a refreshed intuitive UI, Family Mode for managing payments, Spend Insights for expense monitoring, UPI Lite for small PIN-less payments, RuPay Credit Card on UPI, Credit Card on EMI options, UPI Circle for payments without a bank account, seamless bill payments, and light/dark mode options. It also allows for easy expense splitting with friends.