Best Online Payment App Ghana

221+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good online payment app Ghana apps. We benchmark 221+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Online Payment App Ghana

My MTN Ghana#1

My MTN Ghana by SCANCOM LIMITED

Everything MTN in one app
Editor's Choice
πŸ“Š Productivity
4.3😞(16K ratings)
FreeAds
My MTN Ghana screenshot 1
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My MTN Ghana screenshot 5
My MTN Ghana screenshot 6

Explore a comprehensive mobile app offering a range of MTN services in one place. From buying airtime to managing accounts and checking balances, simplify your mobile experience with this user-friendly app. Take control of your services and access information easily with myMTN.

What We Love

  • πŸ‘ Smooth and responsive app
  • πŸš€ Lightning-fast load times
  • πŸ’‘ Great user interface
  • πŸ”’ Robust security features

Room to Improve

  • πŸ› Frequent crashes and bugs
  • ⚠️ Unreliable connectivity
  • πŸ” Limited features
GCB Mobile App#2

GCB Mobile App by GCB Bank PLC

GCB Mobile App
Strong Contender
πŸ’° Finance
3.4😞(283 ratings)
Free
GCB Mobile App screenshot 1
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GCB Mobile App screenshot 5
GCB Mobile App screenshot 6

"Access all your banking needs on the go with the ultimate financial solution. From bill payments to term deposits, manage everything securely using fingerprint or face ID. Download now for a seamless experience!"

What We Love

  • πŸ‘ Superb Interface
  • πŸ‘ Seamless and user friendly
  • πŸ‘ Excellent app for perfect banking

Room to Improve

  • πŸ› App crashes frequently
  • πŸ› Transactions not reflecting
  • πŸ› Mobile money transactions failing
Jiji Ghana#3

Jiji Ghana by Walie Holdings Ltd.

Buy & Sell Online
Worth Considering
πŸ›οΈ Shopping
4.3😐(1.3K ratings)
FreeAds
Jiji Ghana screenshot 1
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Jiji Ghana screenshot 5
Jiji Ghana screenshot 6

An app for buying and selling goods in Ghana, featuring a user-friendly interface, secure transactions, and a wide range of products. Start browsing and trading today to experience effortless online shopping in your local area.

What We Love

  • πŸ‘ Good and easy to use
  • πŸ‘ Extremely beneficial buying and selling online shop
  • πŸ‘ Great app for online shopping
  • πŸ‘ Reliable app for buying and selling

Room to Improve

  • πŸ” Terrible search engine
  • πŸ”’ Account access issues
  • πŸ”’ Contact problems

More Online Payment App Ghana apps to explore

4
LemFi
LemFi
LemFi
Global payment for everyone
Free

Join millions sending money globally with LemFi for seamless zero-fee transfers to over 15 countries. Enjoy instant money transfers, multi-currency options, and peer-to-peer transactions. Get started today for hassle-free international money management and payments.

πŸ’° Finance
(68K)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
6
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

Experience seamless daily transactions with Iraq's Leading Super App from Qi. Simplify your life with money transfers, scan-to-pay, bill payments, and more. Secure, convenient, and all-in-one – discover the features of this super app today!

πŸ’° Finance
(8.7K)
7
Telecel Play (Ghana)
Telecel Play (Ghana)
Telecel Play (Ghana)
by Ghana Telecommunications Company Limited
Free

Introducing the all-new app with a modern interface designed for Telecel users in Ghana to easily access and manage their services. With features like sending money, buying airtime, managing accounts, and exploring data plans, Telecel Play enhances your mobile experience. Download now for convenient access to all Telecel services and promotions.

πŸ”§ Utilities
(16K)
8
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

πŸ’° Finance
(1.1K)
9
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

πŸ’° Finance
(14K)
10
Zobo – Money Transfer App
Zobo – Money Transfer App
Zobo – Money Transfer App
Send Money Home with Zero Fees
Free

Send money across borders with zero fees and in just a few seconds, enjoying competitive rates, instant transfers, and advanced security. Download the app now and experience seamless money transfers to countries in Africa with a user-friendly interface.

πŸ’° Finance
(6)
11
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

A versatile finance app offering online account opening, spendings management, savings, payment cards, and gold trading in one place. Features include free current accounts, Visa cards, joint accounts, currency conversion, real-time notifications, security measures, and more. Available in 14 languages. Contact client support for assistance.

πŸ’° Finance
(812)
12
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

Access all your accounts, make secure transactions, and manage your finances conveniently with this mobile app from a leading Ghanaian bank. Get started with self-registration today for easy and safe banking on-the-go!

πŸ’° Finance
(4.9K)
13
Pandar App
Pandar App
Pandar App
Bills Payment
Free

"Pandar App simplifies bill payments and offers a secure digital wallet for storing Naira. Enjoy features like a Virtual Dollar Card for online shopping and bill payments, all in one convenient app."

πŸ’° Finance
(4.6K)
14
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

A mobile wallet application for convenient and secure payments on the go. Simply download the app to manage transactions, pay bills, and make purchases with ease.

πŸ”§ Utilities
(28K)
15
CBG Mobile App
CBG Mobile App
CBG Mobile App
CBG Mobile App
Free

Experience convenient banking anytime, anywhere with an innovative mobile app. Perform transactions, check balances, request statements, and make payments with ease. Join us in the world of digital banking for a hassle-free banking experience.

πŸ’° Finance
(26)
16
CalBank App
CalBank App
CalBank App
CalBank
Free

Experience secure online payments with CalBank App, a trusted payment gateway for individuals and businesses. Simplify transactions for hotels, airlines and educational institutions.

πŸ’° Finance
(162)
17
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Track, pay, and manage your finances seamlessly with the newly enhanced GTWorld mobile application. Simplify your banking experience with advanced features and tools at your fingertips. Download now for effortless financial management.

πŸ’° Finance
(42K)
18
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
19
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
More Than Banking...
Free
πŸ’° Finance
(3)
20
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

This app provides secure and convenient banking services, including easy payments, account management, and secure transactions. Stay in control of your finances with features like online account opening and personalized settings, all while ensuring safety with advanced security measures. Download now to simplify your banking experience.

πŸ’° Finance
(5.2K)