Best Online Payments Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

The best online payments apps on iPhone average 4.6★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Online Payments Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1VenmoVenmoFree4.8★ (15M)NoNoOct 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
4Online PaymentOnline PaymentFree4.0★ (1)NoNoAug 2026
5QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoOct 2026
6BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoOct 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)NoNoOct 2026
8Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026

Top Picks for Online Payments

Venmo#1

Venmo by Venmo

Send Money, Debit card
Editor's Choice
💰 Finance
4.8😞(15M ratings)
Free
#6in Finance
Venmo screenshot 1
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Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
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Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Online Payments apps to explore

FAQ about Online Payments

What are the best online payments apps for iPhone?
Venmo tops our online payments apps ranking as of October 2026, with a 4.8-star average from 15M App Store ratings, and it's free to download.
Yes — 20 of the top online payments apps we rank are free to download, including Venmo and Paytm: Secure UPI Payments.
Venmo has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ online payments apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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