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Best Online Savings Account Alternative Apps

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our online savings account alternative list covers 0+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Online Savings Account Alternative

Bread Savings#1

Bread Savings by Comenity LLC

Editor's Choice
💰 Finance
4.7😐(4.7K ratings)
FreeAds
Bread Savings screenshot 1
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Bread Savings screenshot 3
Bread Savings screenshot 4

An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

What We Love

  • 🚀 Easy to use app
  • 👍 Responsive customer service
  • 💰 Competitive interest rates
  • 🏦 Great online banking platform

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Long customer service wait times
  • 🔒 Account access issues
Monese - A banking alternative#2

Monese - A banking alternative by Monese Ltd

The money app
Strong Contender
💰 Finance
4.7(2.4K ratings)
FreeAds
Monese - A banking alternative screenshot 1
Monese - A banking alternative screenshot 2
Monese - A banking alternative screenshot 3
Monese - A banking alternative screenshot 4
Monese - A banking alternative screenshot 5
Monese - A banking alternative screenshot 6

Open a mobile money account with this banking alternative, offering fast and free accounts in 31 countries. Enjoy features like global card usage, fee-free transactions, real-time notifications, savings pots, and more. Join over 2 million users for financial freedom wherever life takes you.

First Savings Mastercard#3

First Savings Mastercard by First Savings Bank (SD)

First Savings Credit Card
Worth Considering
💰 Finance
4.7😐(4.7K ratings)
Free
First Savings Mastercard screenshot 1
First Savings Mastercard screenshot 2
First Savings Mastercard screenshot 3
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First Savings Mastercard screenshot 6

Access and manage your First Savings Mastercard Credit Card from anywhere with secure biometric sign-in, custom alerts, 24/7 account access, transaction viewing, payment management, and account information updates. Stay organized with Autopay and Paperless Statements.

What We Love

  • 🚀 Speedy and safe
  • 👍 User-friendly app
  • 🔒 Secure and easy to use
  • 💡 Convenient payment options

Room to Improve

  • 🐛 Auto-logout issues
  • 🐛 Unreliable app performance
  • 🔒 Forced 2FA concerns

More Online Savings Account Alternative apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
5
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

Manage your finances easily with the online banking app offering tools to improve financial health, send/receive money with Bizum, open accounts, apply for loans, manage insurance, track investments, and more. Download now and take control of your financial future!

💰 Finance
(2.9K)
6
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(952K)
7
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

💰 Finance
(66K)
8
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Save and invest effortlessly with our user-friendly app that allows you to set financial goals, automate savings, and invest in mutual funds easily. Start building wealth today!

💰 Finance
(11K)
9
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
10
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
11
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
12
READYSAVE 529
READYSAVE 529
READYSAVE 529
by Ascensus Inc
Free

Download READYSAVE 529 to securely access your 529 plan account, check balances, manage transactions, add contributions, compare savings, and invite others to contribute. Access accounts from a wide range of 529 programs and enroll in select programs directly through the app.

💰 Finance
(27K)
13
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
14
Bluebird App
Bluebird App
Bluebird App
by HI Technology Corp
Free

Bluebird is a financial account offering flexibility and convenience with no monthly fees. Easily manage your account on the go, add money, make purchases online or in-store, and send money to other Bluebird accountholders. Visit Bluebird.com for more information.

💰 Finance
(22K)
15
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ®
Free

Access and manage your benefits easily with the Lively Benefits app. Stay updated, track balances, initiate claims, and ensure account security with intuitive features. Discover more at livelyme.com and streamline your benefit management today.

💰 Finance
(8.2K)
16
BPI
BPI
BPI
by Bank of the Philippine Islands
Free

Access and manage your finances easily with our app! Open an account online in minutes, transfer funds, pay bills, and use QR payments. Enjoy fast and convenient banking wherever you are.

💰 Finance
(13K)
17
RCBC DiskarTech Savings
RCBC DiskarTech Savings
RCBC DiskarTech Savings
Digital Savings Account & more
Free

Experience mobile banking in Taglish and Cebuano with a seamless and hassle-free savings account opening, earning 4.88% interest, and access to various services like bill payments, fund transfers, and cash-in/cash-out options nationwide. Open your account now and enjoy a wide range of financial services at your fingertips!

💰 Finance
(129)
18
Ulster Savings Bank
Ulster Savings Bank
Ulster Savings Bank
by ULSTER SAVINGS BANK
Free

Access Ulster Savings Bank's free Mobile Banking Application to conveniently manage your accounts on iPhone and iPad. View balances, transfer funds, pay bills, access check copies, find ATMs, and enjoy secure SSL encryption. Enroll in Online Banking for a seamless experience.

💰 Finance
(3.6K)
19
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

Get cash back on your everyday purchases with this app. Simply scan your receipts and earn rewards on eligible items. Start saving now!

🛍️ Shopping
(6.4K)
20
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

💰 Finance
(28K)

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